Technology &amp; Cyber

BankPayment Provider

Banking & Credit Capital Markets & Trading Investment Management

🇯🇵 JFSA News

August 4th 2026

Publication,FSA Weekly Review No.698 August 4, 2026

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Consumer Protection / Conduct Technology & Cyber

BankAsset ManagerBroker Dealer

Banking & Credit Investment Management Capital Markets & Trading

🇪🇺 ESMA Speech

July 31st 2026

EBA, EIOPA and ESMA call for enhanced governance and consistent supervision to mitigate ICT risks from frontier AI models in the EU financial sector

EBA, EIOPA and ESMA call for enhanced governance and consistent supervision to mitigate ICT risks from frontier AI models in the EU financial sector 31 July 2026 Digital Finance and Innovation Joint Committee The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published a statement calling for a cross-sectoral, risk-based and consistent supervisory approach to mitigate the ICT risks stemming from frontier AI models. The statement takes into account existing regulatory ...

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Senior Managers / Governance

All Firms

🇯🇵 JFSA News

July 30th 2026

Others,Publication of Analytical Report on IT Resilience in the Financial Sector

No description available.

Sectors:

Technology & Cyber Operational Resilience / Outsourcing

Topics:

All Firms

Banking & Credit Insurance & Pensions

🇩🇪 BaFin Speech

July 29th 2026

“There is still plenty of scope for innovation”

Financing, lending, compliance and internal communication: financial entities are using artificial intelligence (AI) in an increasing number of areas. These entities must observe the provisions of the new AI Act. How prepared are they for this? And what is Bafin’s new role? Bafin expert Jens Obermöller addresses these questions in an interview.

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing

BankInsuranceAll Firms

Banking & Credit Insurance & Pensions Capital Markets & Trading

🇩🇪 BaFin News

July 29th 2026

Market surveillance of AI: Bafin granted new powers

In future, Bafin will monitor the use of AI systems by companies in the financial sector. Its key objectives will be to promote innovation and to protect fundamental rights.

Sectors:

Topics:

Technology & Cyber Consumer Protection / Conduct Operational Resilience / Outsourcing

BankInsuranceAll Firms

Banking & Credit Payments & E-Money Capital Markets & Trading

🇬🇧 FCA Speech

July 28th 2026

Strengthening resilience across an increasingly interconnected financial system

Think of the last time you made a payment, transferred money, used a banking app or logged on to online financial services. Did you give much thought to the infrastructure that makes those essential everyday transactions possible?Let’s be honest, you probably didn’t. Most people don’t – until something goes wrong.Financial services rely on a network of providers working behind the scenes – including technology, data and operational service providers.These are so important to the resilience of...

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber

BankPayment ProviderAll Firms

Capital Markets & Trading Investment Management

🇭🇰 SFC Enforcement high

July 28th 2026

SFC reprimands and fines Luk Fook Securities (HK) Limited $2.1 million for inadequate cybersecurity control to fend off cyberattack

No description available.

AI Analysis

The SFC has reprimanded and fined Luk Fook Securities (HK) Limited HK$2.1 million for systemic failures to implement fundamental cybersecurity controls, which left its core infrastructure vulnerable to a ransomware attack and caused a roughly three‑week disruption to client trading services. This action reinforces that cybersecurity requirements for Hong Kong licensed corporations are treated as core conduct and governance obligations, and that basic control failures (firewalls, patching, access management, backups, training) will be sanctioned even in the absence of direct client financial loss.

What Changed

- Licensed corporations must ensure that firewall protection and network monitoring are implemented and effective across critical infrastructure, including file servers, domain controllers, email...
Licensed corporations must maintain up‑to‑date operating systems and antivirus software, avoiding end‑of‑life or unpatched environments that materially increase vulnerability to ransomware and other...
Firms must enforce strong user access and privileged account controls, including robust administration of system admin accounts, least‑privilege access models, periodic reviews of access rights, and...
Firms must implement secure password management practices, prohibiting the storage of credentials in unencrypted files and enforcing strong password policies and technical controls for credential...
Remote access must be subject to strict controls, including secure configuration of VPN or other remote access solutions, need‑to‑have access principles, and monitoring for unusual or unauthorized...

Suggested Considerations

Conduct a comprehensive cybersecurity risk assessment and control gap analysis across all critical systems, including trading platforms, email servers, domain controllers, file servers, and accounting systems.
Implement and regularly review firewall configurations and network monitoring tools to ensure effective protection and detection capabilities for internal and external network traffic.
Upgrade all operating systems and antivirus software to supported, fully patched versions and establish formal patch and vulnerability management procedures with defined timelines and testing steps.
Establish and enforce robust user access management policies, including least‑privilege access, periodic recertification of user and privileged accounts, and logging and monitoring of admin activities.
Implement secure password management solutions and technical controls, eliminating unencrypted storage of credentials and enforcing strong password complexity, rotation, and multi‑factor authentication where applicable.

Key Dates

19 September 2022 – 7 October 2022

- Approximate three‑week period during which LFSHK’s systems were restored in phases and clients could not trade via mobile app or internet platform, relying only on account executives to place orders

19 September 2022

ECB unveils ten shortlisted design proposals for next series of euro banknotes Europeans invited to have their say in online survey open until 21 September Governing Council expected to select one design proposal around the end of the year The European Central Bank (ECB) today unveiled the shortlisted design proposals for the next series of euro banknotes and launched a public survey inviting people across Europe to provide their feedback. These design proposals are based on two different the...

AI Analysis

The ECB has unveiled ten shortlisted design proposals for the next series of euro banknotes and launched an EU‑wide public survey running to 21 September 2026, ahead of a Governing Council decision on the final design around end‑2026. This is the first full redesign since 2002 and will introduce new security, accessibility and environmental features, requiring bank, payments and cash‑handling firms to plan for operational, technical and customer‑facing changes to cash handling, processing and authentication.

What Changed

- The ECB has published ten shortlisted design proposals for the next series of euro banknotes, based on the two themes “European culture” and “Rivers and birds”.
An EU‑wide online public survey has been launched to collect feedback on the shortlisted designs, forming part of the ECB’s inclusive approach to banknote design.
The ECB’s Governing Council will select a single design proposal around the end of 2026, informed by the Design Contest Jury conclusions, technical assessments and survey results.
The chosen design will undergo further development and testing before production, including integration of new and improved security features.
The new series of euro banknotes will be introduced into circulation in subsequent years, alongside existing series, which will retain their legal value and continue to circulate.

Suggested Considerations

Establish an internal project workstream to monitor ECB communications on the banknote redesign and plan for operational impacts on cash handling, ATM networks and merchant devices.
Conduct a preliminary impact assessment of how new banknote security and design features may affect existing banknote sorting, authentication and recycling equipment, and identify likely upgrade or replacement needs.
Engage with ATM and cash‑handling hardware vendors to understand expected firmware, sensor and software changes required to support the new banknote series and to secure upgrade slots ahead of issuance.
Review and update internal cash‑handling and banknote authentication procedures, including staff training materials, to incorporate new design and security features once technical specifications are published.
Plan customer communications strategies to explain the coexistence of old and new series banknotes, reaffirm the continued validity of previous series, and address any fraud or counterfeiting concerns.

Key Dates

AI Analysis

BaFin has imposed a €240,000 administrative fine on TeamViewer SE for failing to disclose a significant cyberattack as inside information without delay under Article 17(1) MAR. The case materially raises the bar for ad hoc disclosure of cyber incidents for German-listed issuers, confirming that major cyberattacks on technology-driven businesses are presumptively inside information requiring rapid public disclosure.

What Changed

- BaFin has explicitly treated a material cyberattack on a listed software company as *inside information* that must be disclosed without delay under Article 17(1) MAR.
The decision confirms that failure to publish inside information “as soon as possible” constitutes a contravention of subparagraph 1 of Article 17(1) MAR and is subject to administrative fines.
BaFin reiterates that issuers based in Germany with securities traded on an organised market in Germany are subject to an ad hoc disclosure obligation for inside information.
BaFin highlights that inside information includes precise, non-public information directly or indirectly relating to an issuer or its instruments, which would likely have a significant price effect...
The enforcement action illustrates BaFin’s willingness to use its full MAR toolkit on disclosure failures, with potential maximum fines of €2.5 million or up to 2% of total revenue for similar...

Suggested Considerations

Conduct an immediate review of incident classification frameworks to ensure that significant cyberattacks are systematically assessed for MAR “inside information” criteria, including likely price impact.
Update ad hoc disclosure policies and procedures to explicitly cover cyber incidents, including clear triggers, escalation paths, and decision-making timelines for potential MAR disclosures.
Implement or enhance cross-functional incident response governance so that Security / IT, Legal, Compliance and Investor Relations jointly evaluate cyber events for ad hoc disclosure obligations.
Review and, where necessary, revise Board and senior management training to cover MAR Article 17 obligations in the context of cyber incidents and operational disruptions.
Test existing “ad hoc announcement” workflows (including drafting, approval and publication mechanisms) to confirm the firm can publish inside information on cyberattacks “as soon as possible” in practice, including outside normal business hours.

Key Dates

16 July 2026

- BaFin imposes a €240,000 administrative fine on TeamViewer SE for violating Article 17(1) MAR by failing to disclose a cyberattack without delay

20 July 2026

- BaFin publishes the enforcement notice detailing the breach, the nature of the inside information (cyberattack), and the applicable fine range under MAR

Compliance Impact

The compliance impact is high: BaFin has clearly signalled that failures to promptly disclose price-sensitive cyber incidents will trigger enforcement and potentially substantial fines relative to issuer revenue. Beyond financial penalties, late or missing disclosures can increase litigation risk and damage market confidence in the issuer’s governance and transparency.

References

AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.

Sectors:

Topics:

Technology & Cyber Market Abuse / Surveillance Reporting & Disclosure

All FirmsFintechBank

Investment Management Capital Markets & Trading Wealth & Private Banking

🇺🇸 SEC Consultation medium

July 16th 2026

SEC Proposes New E-Delivery Approach to Make Information More Readily Accessible and Useful for Investors

The Securities and Exchange Commission today proposed Regulation E-Delivery, a new rule that would expand the ability of issuers, broker-dealers, investment advisers, and others to use electronic delivery to satisfy information delivery requirements…

AI Analysis

The SEC has proposed **Regulation E‑Delivery**, a new, technology‑neutral rule that would allow electronic delivery to become the **default method** for satisfying many information delivery requirements under the federal securities laws, while preserving a right to paper on request. This is a material shift away from the long‑standing, guidance‑based and “affirmative consent” model, and will require firms to redesign their disclosure, investor communication and recordkeeping frameworks to comply with new notice, opt‑out and failure‑remediation obligations.

What Changed

- Regulation E‑Delivery would formally replace the SEC’s decades‑old, purely guidance‑based approach to electronic delivery and establish a rule‑based framework that expressly permits e‑delivery to...
Electronic delivery would become the default method of delivery, meaning firms could deliver required regulatory information electronically without first obtaining the investor’s affirmative consent,...
The rule would preserve investor choice by requiring that investors and other recipients be able to request paper delivery at any time and continue receiving paper format upon request.
The proposal would set out requirements and conditions for when e‑delivery is deemed compliant, including use of electronic addresses or other electronic methods reasonably designed to ensure receipt...
The range of deliverable documents under Regulation E‑Delivery would be broad, covering prospectuses for funds and other issuers, fund annual and semi‑annual shareholder reports, proxy statements,...

Suggested Considerations

Conduct a comprehensive mapping of all documents currently delivered under federal securities law requirements (prospectuses, shareholder reports, proxy materials, trade confirmations, Form CRS, Form ADV brochures) and determine how each will be delivered under Regulation E‑Delivery.
Review and update disclosure, investor communication and delivery policies to incorporate e‑delivery as the default method while clearly documenting investor rights to request and receive paper delivery at any time.
Design and implement procedures for maintaining accurate electronic contact information for investors and clients, including periodic verification processes and remediation steps for undeliverable emails or failed electronic transmissions.
Develop and operationalize the transition process for paper‑based recipients, including generation and mailing of the two required paper notices that explain the move to e‑delivery and the opt‑out option.
Update client and investor onboarding materials, account agreements and preference‑capture workflows to reflect the new default e‑delivery model and how investors can elect paper delivery or change their preferences.

Key Dates

TBD (upon Federal Register publication)

– Start of the 60‑day public comment period on the Regulation E‑Delivery proposal

TBD DEADLINE

– End of the 60‑day comment period; market participants must have submitted feedback on scope, conditions, investor protections and operational impacts by this date

TBD (post‑adoption) DEADLINE

– Effective date of final Regulation E‑Delivery, after which firms may begin relying on the rule for default e‑delivery, subject to any specified compliance or phase‑in dates in the adopting release

TBD (post‑effective date) DEADLINE

– Commencement of required transition processes, including the mailing of two paper notices and implementation of opt‑out mechanisms, for investors currently receiving paper communications

Compliance Impact

Non‑compliance could result in failures to meet statutory disclosure and delivery obligations, exposing firms to SEC enforcement, supervisory findings, investor complaints, and potential civil liability where investors allege inadequate or inaccessible information. Mismanaged transitions or poor controls around e‑delivery failures may also create conduct risk, reputational damage and remediation costs, particularly for retail and senior investors.

References

AI-generated analysis. May contain errors or omissions — verify with the original SEC source before acting. Full disclaimer.

Sectors:

Topics:

Reporting & Disclosure Technology & Cyber Consumer Protection / Conduct

Asset ManagerBroker DealerWealth Manager

Banking & Credit Capital Markets & Trading Investment Management

🇦🇪 ADGM News

July 16th 2026

Sectors:

Topics:

Authorisation & Licensing AML / Financial Crime Technology & Cyber

All Firms

Capital Markets & Trading Crypto & Digital Assets Investment Management

🇪🇺 ESMA Consultation medium

July 10th 2026

New Q&As available

New Q&As available 10 July 2026 Digital Finance and Innovation Sustainable finance Trading The European Securities and Markets Authority (ESMA), the EU's securities markets regulator, has published the following question and answer: EU ESG Ratings Regulation (ESGRR) Consulting activities to investors or undertakings (2889) Application of two working day notification period (2719) Scope of two working day notification period (2890) Access to dataset for factual error review (2891) Notification...

AI Analysis

What Changed

- ESMA added a Q&A clarifying consulting activities to investors or undertakings under the EU ESG Ratings Regulation (ESGRR), which is relevant where a ratings provider’s advisory services may...
ESMA added Q&As on the application and scope of the two working day notification period under ESGRR, indicating that firms must apply the notification clock consistently and in line with ESMA’s...
ESMA clarified access to the dataset for factual error review under ESGRR, which affects how rated entities or issuers can review underlying data used in ESG ratings processes.
ESMA added a Q&A on notifications without a designated contact under ESGRR, which is relevant for governance and outreach workflows when a notification lacks an identified recipient.
ESMA clarified the obligation to consider issuer feedback under ESGRR, reinforcing that issuer comments cannot be ignored and must be handled through a documented review process.

Suggested Considerations

Review ESG ratings policies to ensure consulting, notification, issuer feedback, and factual error review procedures align with ESMA’s latest ESGRR Q&As.
Update internal case-handling workflows so notifications are screened for the designated contact issue and the two-working-day notification period is calculated consistently.
Document how your firm distinguishes internal-use ESG ratings or in-house financial services from externally provided ESG ratings activity.
Reassess whether any second-party opinion business can rely on the ESGRR exemption and record the legal basis for that conclusion.
Re-map MiCA permissions for custody, administration, transfer, and lending services to confirm the firm is not performing activities outside its authorisation scope.

Key Dates

10 July 2026

- ESMA publishes the new Q&As on ESGRR, MiCA, and MiFIR secondary market topics

Compliance Impact

Non-compliance risk is high because these Q&As affect how firms interpret regulatory scope, notification timing, and operational controls across sustainability, crypto, and market structure regimes. Firms that ignore the guidance may face supervisory challenge, remediation costs, and potential findings that their current procedures, permissions, or disclosures are misaligned with ESMA’s expectations.

References

AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.

Sectors:

Topics:

All FirmsAsset ManagerBroker Dealer

🇬🇧 FCA Policy high

July 10th 2026

UK financial regulators to begin overseeing Critical Third Parties announced by Treasury

The Bank of England (the Bank), the Prudential Regulation Authority (PRA) and the FCA will start overseeing the first critical third parties (CTPs) on Monday 13 July 2026, following designation by the Treasury. CTPs are technology and other service providers whose services underpin the UK financial system. Today, the Treasury has announced its first designations of 4 global cloud services and technology providers: Amazon Web Services EMEA SARL, Google Cloud EMEA Limited, Microsoft Ireland Ope...

AI Analysis

The Bank of England, PRA and FCA will begin **direct, joint oversight of the first designated Critical Third Parties (CTPs) from 13 July 2026**, covering four major cloud and technology providers whose services underpin UK financial markets. This materially changes the operational resilience landscape: while regulated firms remain fully responsible for their own outsourcing and third‑party risk management, critical dependencies on AWS, Google Cloud, Microsoft and Oracle will now sit within a separate supervisory regime focused on system‑level resilience and incident management.

What Changed

- A new CTP oversight regime becomes operational on 13 July 2026, under which the Bank of England, PRA and FCA will jointly supervise certain technology and service providers whose failure could...
HM Treasury has made the first formal CTP designations: Amazon Web Services EMEA SARL, Google Cloud EMEA Limited, Microsoft Ireland Operations Ltd and Oracle Corporation UK Limited.
Designated CTPs must identify and manage risks to their critical services effectively, including governance, risk management and operational resilience arrangements specifically focused on services...
CTPs are required to maintain open, timely communication with regulators and with firms that rely on them, particularly during major incidents, implying strengthened incident reporting,...
The three regulators will jointly oversee CTPs under a proportionate regime focused on resilience of “critical services”, including assessing and mitigating system‑level risks and reducing the risk...

Suggested Considerations

Review and update the firm’s operational resilience framework, including impact tolerances and scenario testing, to explicitly incorporate systemic risk arising from reliance on the designated CTPs and potential correlated failures affecting multiple services or regions.
Re‑assess outsourcing and third‑party risk management policies to ensure they clearly distinguish between obligations placed on regulated firms and those placed directly on CTPs, while maintaining robust due diligence, ongoing monitoring and exit strategies for all CTP‑hosted services.
Engage with designated CTPs (through account management, risk and security channels) to understand their approach to compliance with the CTP regime, including incident reporting arrangements, resilience testing, communication protocols and any new assurance artifacts they plan to provide.
Update board and senior management reporting so that reliance on designated CTPs, associated systemic risk and regulatory developments under the CTP regime are regularly monitored and discussed at appropriate governance forums (e.g. risk committee, operational resilience committee).
Review major incident management and crisis communication playbooks to ensure they include specific escalation paths, contact points and joint incident handling procedures with designated CTPs and relevant regulators.

Key Dates

AI Analysis

The FCA statement confirms that the Retail Payments Infrastructure Board (RPIB), led by the Bank of England, has launched a major consultation on the **design of the future UK retail payments infrastructure**, supported by contextual material from the Payments Vision Delivery Committee (PVDC). This marks a key implementation step in the UK National Payments Vision, with significant implications for commercial models, access, consumer protection and financial crime controls across all retail payment schemes and providers.

What Changed

- A new governance and delivery model for UK retail payments infrastructure is being operationalised, with strategy set by the PVDC, design work led by the RPIB, and implementation by a new...
The RPIB has launched a formal consultation on the design of the future retail payments infrastructure, seeking views on payment journeys, key design choices and priorities.
The PVDC has published additional context to support stakeholders’ reading of the consultation, including expectations for the commercial model, consumer protection outcomes and financial crime...
Responsibilities across the ecosystem are being reset, with clearer roles for public authorities (HM Treasury, Bank of England, FCA, PSR), Pay.UK, and industry participants in designing and...
Next‑generation infrastructure is expected to support account‑to‑account payments at point of sale, enhanced cross‑border payments, and interoperability with new forms of digital money (including...

Suggested Considerations

Assess and document your firm’s current and projected use of UK retail interbank payments (including Faster Payments, account‑to‑account, and cross‑border flows) to inform your response to the RPIB consultation.
Prepare and submit a coordinated consultation response to the RPIB by 11 September 2026, covering your views on payment journeys, design choices, consumer protection needs and financial crime controls.
Review your firm’s commercial and pricing models for interbank payments to understand how potential changes to the future infrastructure’s commercial model could affect revenue, costs and access.
Map dependencies between your operational resilience framework and the existing UK retail payments infrastructure, and identify key risks and mitigants under a transition to the next‑generation infrastructure.
Engage with industry bodies, Pay.UK and relevant trade associations to align positions on access, interoperability, fraud management, and technical standards for next‑generation retail payments.

Key Dates

Autumn 2026

Sectors:

Technology & Cyber Market Abuse / Surveillance Operational Resilience / Outsourcing

Topics:

Broker DealerAsset ManagerFintech

Banking & Credit Capital Markets & Trading Crypto & Digital Assets

🇳🇱 AFM News

June 30th 2026

Evaluatie: AFM werkt doelmatig en doeltreffend, ruimte voor verdere verbetering

De Autoriteit Financiële Markten (AFM) is een professionele en doelmatige toezichthouder die haar wettelijke taken doeltreffend uitvoert en aantoonbare resultaten boekt. Dat blijkt uit de onafhankelijke evaluatie van het functioneren van de AFM als zelfstandig bestuursorgaan (zbo) over de periode 2021–2025. In het rapport staan ook aanbevelingen voor verdere verbetering.

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber ESG

All Firms

Banking & Credit Payments & E-Money Investment Management

🇸🇬 MAS News

June 29th 2026

MAS Invites Applications for 2026 Global FinTech Hackcelerator and FinTech Excellence Awards

MAS announced a call for applications and nominations for the 2026 Global FinTech Hackcelerator and the Singapore FinTech Festival FinTech Excellence Awards.

Sectors:

Topics:

Technology & Cyber Authorisation & Licensing Operational Resilience / Outsourcing

FintechBankWealth Manager

🇯🇵 JFSA News

June 26th 2026

Press Conferences,Press Conference by KATAYAMA Satsuki, Minister of Finance and Minister of State for Financial Services (June 16, 2026)

No description available.

Sectors:

Technology & Cyber Operational Resilience / Outsourcing

Topics:

All Firms

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇱🇺 CSSF Consultation medium

June 26th 2026

Public consultation by FATF by 21 August 2026 on guidance to increase payment transparency - “travel rule”

No description available.

AI Analysis

FATF has launched a public consultation, flagged by the CSSF, on new **guidance for implementing the revised FATF Recommendation 16 (“travel rule”)**, with the objective of significantly increasing payment transparency by 2030. This consultation will shape how jurisdictions and supervisors (including Luxembourg/CSSF) expect payment and virtual asset flows to carry and use originator/beneficiary data, so compliance teams should treat this as an early signal of future mandatory AML/CTF requirements for both fiat and virtual asset transfers.

What Changed

*(Based on the CSSF notice plus the 2025 FATF revisions to Recommendation 16 and existing travel‑rule standards; details may be further refined by the new guidance now under consultation.)*
FATF is issuing implementation guidance for the updated Recommendation 16, which already increased obligations regarding payment transparency, including more granular beneficiary data and expanded...
Cross‑border payments and value transfers above 1,000 USD/EUR are expected to include additional mandatory beneficiary information, such as beneficiary name, account or unique reference, and at least...
Beneficiary institutions are given enhanced responsibilities to use travel‑rule information (not just receive it) for transaction monitoring, including detecting misdirected payments and indicators...
The revised travel rule continues to apply to both traditional wire transfers and value transfers involving virtual assets, reinforcing that Virtual Asset Service Providers (VASPs) must collect,...

Suggested Considerations

Map and document all existing and planned cross‑border payment and value‑transfer flows (including virtual asset transfers) to identify where FATF Recommendation 16 and travel‑rule obligations currently apply or will apply by 2030.
Review the June 2025 FATF modifications to Recommendation 16 and the current consultation materials, and perform a gap analysis against your existing AML/CTF, KYC and payments data standards, including thresholds, data fields, and monitoring use‑cases.
Establish an internal project for travel‑rule implementation and enhancement that spans AML, operations, technology, legal and data‑protection teams, with explicit ownership and governance.
Strengthen beneficiary‑side transaction‑monitoring rules to use incoming travel‑rule data for sanctions, fraud and AML detection, including controls to identify misdirected or unusual payments based on name, location, and other attributes.
Review and, where necessary, update customer due diligence and KYC procedures to ensure the availability and verification of data fields that will be required to travel with transactions (for example, address, town and country, identification numbers, date of birth).

Key Dates

18 June 2025

- FATF adopts modifications to Recommendation 16 to enhance payment transparency, including strengthened travel‑rule standards

24 June 2026

- FATF launches public consultation on guidance for the implementation of the updated Recommendation 16

21 August 2026 DEADLINE

- FATF public consultation period closes; this is the deadline for private‑sector contributions highlighted by the CSSF

End 2030

- FATF’s revised Recommendation 16 framework is expected to be fully effective, with jurisdictions having implemented the standard into national law or regulation by this date

Compliance Impact

Non‑compliance with the revised travel‑rule expectations will materially increase the risk of supervisory criticism, enforcement action, and restrictions on cross‑border business, especially in higher‑risk client segments and payment corridors. Failure to implement adequate data‑collection and monitoring capabilities may also compromise sanctions and AML controls, leading to heightened legal, financial and reputational exposure.

References

AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.

Deadline: 21 August 2026

Sectors:

Topics:

AML / Financial Crime Reporting & Disclosure Technology & Cyber

BankPayment ProviderCrypto Exchange

🇪🇺 ECB News high

June 26th 2026

ECB guide to internal models

No description available.

Sectors:

Prudential / Capital Requirements Senior Managers / Governance Technology & Cyber

Topics:

Bank

Consumer Credit Banking & Credit

🇬🇧 FCA Speech

June 25th 2026

Shaping the future of the credit market – the road ahead

Speech by Alison Walters, director of consumer finance at the Credit Week: Powering the Future of Finance event. We all recognise that consumer credit plays a vital role in the real economy and in people’s everyday lives, supporting households, enabling opportunity, and helping people manage financial pressures. But the world around us is changing, the credit market is changing and so are consumer demands and needs. With that in mind, it is important to consider whether the market today is fi...

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Authorisation & Licensing

BankFintechPayment Provider

Banking & Credit Capital Markets & Trading Crypto & Digital Assets

🇬🇧 BoE Consultation medium

June 25th 2026

The Retail Payments Infrastructure Board launches consultation on the next generation UK payments infrastructure

Today marks a major milestone in the modernisation of the UK's payments landscape, with the Retail Payments Infrastructure Board (RPIB) launching a consultation on the future design of the UK's next-generation retail payments infrastructure.

AI Analysis

The Bank of England‑chaired Retail Payments Infrastructure Board (RPIB) has launched a formal consultation on the **design of the next‑generation UK retail payments infrastructure**, with responses due by 11 September 2026. This is a strategic, upstream change that will reshape core retail interbank rails (Faster Payments, Bacs, cheques) to support account‑to‑account point‑of‑sale payments, enhanced cross‑border functionality and a multi‑money ecosystem, creating significant medium‑term impacts for payment firms’ technology, access models, fraud controls and operational resilience.

What Changed

- The RPIB has opened a consultation to develop a high‑level “blueprint” for the future UK retail payments infrastructure, which will underpin the National Payments Vision and inform the design to be...
The consultation scope explicitly covers payment journeys, key design choices and priorities for the next‑generation infrastructure, rather than setting immediate prescriptive rules for firms.
The next‑generation infrastructure is intended to support new payment methods, including account‑to‑account payments at the point of sale (in‑store and online) as a complement to card payments, and...
Existing retail interbank payment systems (Faster Payments, Bacs, Image Clearing System) operated by Pay.UK will continue to run safely and resiliently during the transition, implying a multi‑year...
The new infrastructure is being designed to support a multi‑money ecosystem, including existing commercial bank money and emerging forms of digital money (e‑money, tokenised deposits, systemic...

Suggested Considerations

Identify internal stakeholders (payments product, technology, operations, legal, compliance, risk) and establish a formal project to coordinate your firm’s response to the RPIB consultation.
Perform a gap analysis of your firm’s current use of Faster Payments, Bacs and cheque imaging, focusing on account‑to‑account capabilities, cross‑border flows, fraud and financial crime controls, customer authentication and operational resilience.
Map and document key payment journeys relevant to your firm (e.g. point‑of‑sale account‑to‑account payments, bill payments, peer‑to‑peer transfers, ecommerce, cross‑border transactions) to enable substantive feedback on user needs and design priorities.
Assess your firm’s strategic interest in account‑to‑account payments at the point of sale and enhanced cross‑border services, and identify functional requirements (APIs, messaging, reconciliation, chargeback‑like protections) that should be reflected in the consultation response.
Review emerging regulatory publications under the National Payments Vision and Payments Forward Plan to ensure your consultation input aligns with expected regulatory outcomes on access, competition, resilience and innovation.

Key Dates

15 July 2025

Sectors:

Topics:

Authorisation & Licensing Technology & Cyber Operational Resilience / Outsourcing

All Firms

Banking & Credit Capital Markets & Trading Payments & E-Money

🇬🇧 FCA Speech

June 24th 2026

Rethinking regulation for the age of AI

Speech by Nikhil Rathi, FCA chief executive at techUK's Agents of Change: Generative and Agentic AI in Financial Services 2026. On joining the FCA over five years ago, I said we would become as much a data and tech regulator as financial services regulator.Being invited to speak here today reflects that.We’re building the future together, and nowhere is that clearer than on AI.Studies suggest more than 80% of financial services firms are already adopting AI.So the question now is about scale....

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Market Abuse / Surveillance

All Firms

🇬🇧 BoE News

June 24th 2026

Megan Greene's CV and questionnaire for the Treasury Select Committee

Published for the Treasury Select Committee

Sectors:

Topics:

ESG Technology & Cyber

All Firms

Capital Markets & Trading Investment Management Crypto & Digital Assets

🇭🇰 SFC News

June 24th 2026

Diversified engines underpin high-quality growth to bolster global standing of Hong Kong capital markets: SFC Annual Report

No description available.

Sectors:

Topics:

Authorisation & Licensing Market Abuse / Surveillance Technology & Cyber

Asset ManagerBroker DealerCrypto Exchange

🇭🇰 SFC Consultation high

June 23rd 2026

SFC concludes consultation on the investor identification regime for Hong Kong’s exchange-traded derivatives market

No description available.

AI Analysis

The SFC has concluded its consultation and confirmed it will **implement an investor identification regime for Hong Kong’s exchange‑traded derivatives market (HKIDR‑DM)**, mirroring the existing HKIDR-S regime for the securities market. The regime will require derivatives brokers and proprietary traders to submit client identity data for on‑exchange futures and options orders into a central repository from **Q2 2028**, creating significant new data, systems, and privacy compliance obligations.

What Changed

- The SFC will implement the Hong Kong Investor Identification Regime for the Derivatives Market (HKIDR‑DM), extending investor ID requirements from securities (HKIDR‑S) to exchange‑traded...
HKIDR‑DM will apply to on‑exchange orders for futures contracts, options contracts and stock options executed through the trading system of Hong Kong Futures Exchange Limited (HKFE).
Licensed corporations and registered institutions which offer brokerage services or conduct proprietary trading in HKFE‑traded derivatives will be required to submit clients’ names and identity...
The operational model of HKIDR‑DM will be similar to HKIDR‑S, implying the use of unique client identifiers and order‑level tagging across trading, middle office and reporting systems.
Implementation of HKIDR‑DM is targeted for the second quarter of 2028, subject to successful completion of system testing and market rehearsals.

Suggested Considerations

Conduct a gap analysis comparing existing HKIDR‑S securities processes with expected HKIDR‑DM derivatives requirements, covering data fields, identifiers, and order tagging for futures and options.
Identify all business lines and systems that submit or route HKFE on‑exchange futures, options and stock options orders, and map required integration points with the HKIDR‑DM centralised data repository.
Design and implement or adapt a client identification and coding framework (e.g. investor IDs or broker‑to‑client numbers) for derivatives clients, ensuring consistency across securities and derivatives where clients trade both.
Review and update client onboarding, KYC and data collection forms to ensure capture of all identity information required under HKIDR‑DM, including for existing derivatives clients.
Develop and implement data protection and privacy controls to manage personal data submitted under HKIDR‑DM, including access controls, retention policies, and compliance with Hong Kong’s Personal Data (Privacy) Ordinance.

Key Dates

AI Analysis

The SEC has adopted **joint data standards** under the Financial Data Transparency Act of 2022 (FDTA) to govern how data is formatted and submitted to specified U.S. financial regulators, including the SEC. This materially raises the bar on data structure, tagging, and interoperability for regulatory reporting and disclosures, requiring firms to shift from document-centric to **machine‑readable, standardized data** across multiple reporting regimes.

What Changed

- The SEC, jointly with seven other U.S. financial regulators, has established mandatory technical data standards for information submitted to those agencies pursuant to the Financial Data...
The joint standards apply to regulatory data collections within each participating agency’s remit (e.g., SEC filings and reports, certain prudential and market data submissions), and are intended to...
The rule requires use of structured, non‑proprietary, machine‑readable formats (such as XML, JSON, XBRL, or similar open standards) where data is collected electronically, moving away from...
The standards require use of public, non‑exclusive data dictionaries and taxonomies, so that data elements (e.g., fields, metrics, identifiers) are consistently defined and tagged across different...
The rule embeds interoperability requirements, so that the same data element (for example, a LEI, CUSIP, counterparty ID, asset class, or exposure type) is reported using harmonized definitions and...

Suggested Considerations

Conduct a comprehensive mapping of all current and upcoming regulatory data submissions to the SEC and other FDTA‑covered agencies to identify which reports are likely to be brought under the joint data standards.
Review and update data governance frameworks so that key data elements (counterparty identifiers, instrument identifiers, balances, exposures, classifications) are uniquely defined, consistently sourced, and traceable across internal systems in alignment with anticipated joint taxonomies.
Assess existing regulatory reporting systems and vendor solutions (including XBRL tools, data warehouses, and filing platforms) and develop an upgrade plan to support the new machine‑readable, standardized formats and schemas.
Establish an internal FDTA/joint data standards implementation program, with clear ownership (e.g., finance, regulatory reporting, data management, IT) and a cross‑functional steering committee to oversee design, testing, and rollout.
Engage with technology, regtech, and data vendors to confirm their timelines for supporting the new SEC and cross‑agency standards and to obtain updated taxonomies, schemas, and validation rules as soon as they are published.

Key Dates

AI Analysis

The Central Bank of Ireland (CBI) has published its 2025 Annual Report and Annual Performance Statement, signalling concrete shifts in supervisory approach, consumer protection expectations, and regulatory implementation priorities across digitalisation, financial crime and new EU regimes. For compliance teams in Irish‑authorised firms, this is effectively a roadmap of how CBI will supervise in 2026–2027: enhanced conduct standards under the modernised Consumer Protection Code, intensified focus on financial crime and digital risks (including AI), and more assertive enforcement capacity via a new dedicated prosecutions team.

What Changed

- The modernised Consumer Protection Code entered into effect in 2025, updating the existing Irish conduct framework to reflect digital delivery of financial services and strengthen protections in...
Requirements on informing consumers effectively were tightened, implying higher expectations on clear, fair, not misleading disclosures across digital and traditional channels, and more robust...
New or enhanced obligations concerning consumers in vulnerable circumstances now apply, requiring firms to identify, record and respond to vulnerability and to embed vulnerability considerations into...
Mortgage switching processes are subject to strengthened conduct standards, increasing expectations on how options are presented, how customers are supported to switch, and how potential conflicts or...
Insurance auto‑renewal practices are now more tightly controlled, requiring clearer pre‑renewal information, active consent and controls to mitigate consumer detriment from inertia or unsuitable...

Suggested Considerations

Map the modernised Consumer Protection Code requirements against existing policies, procedures and customer journeys to identify and remediate gaps, particularly in digital channels, disclosure, sales practices and complaints handling.
Update vulnerable customer policies, customer‑facing procedures, training materials and systems flags to ensure systematic identification, recording and tailored treatment of consumers in vulnerable circumstances.
Review mortgage switching processes and documentation to ensure customers receive clear, comparative information on switching options, are not subject to unreasonable barriers or retention tactics, and that conflicts of interest are controlled and documented.
Conduct a comprehensive review of insurance auto‑renewal practices (including communications, timing, consent mechanisms and pricing) and implement changes to align with the strengthened consumer protection expectations.
Strengthen fraud and scam prevention frameworks by enhancing customer education, warnings, authentication, monitoring, incident response and redress processes, with particular focus on online and mobile channels.

Key Dates

01 January 2025

– CBI established a dedicated team to investigate and prosecute offences under financial services legislation

2025 (effective date – specific day not stated)

Sectors:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

Topics:

BankAll Firms

🇬🇧 BoE Guidance high

June 3rd 2026

Statistical Notice 2026/05 - Implementation of Bank of England Statistics Taxonomy v1.3.1

Statistical Notices update the definitions and guidance contained in the Banking Statistics Yellow Folder

AI Analysis

The Bank of England (BoE) is implementing **Bank of England Statistics Taxonomy v1.3.1** for all LIVE statistical submissions relating to end‑May 2026 data, due from mid‑June 2026, replacing v1.3.0. Although reporting requirements and definitions do not change, the move to v1.3.1 is **mandatory for affected returns**, is **not backwards compatible**, and coincides with the **withdrawal of the BoE Statistical Utility tool**, making this a technology and operational‑resilience change for reporting teams.

What Changed

- Bank of England Statistics Taxonomy v1.3.1 replaces v1.3.0 for statistical reporting under the BoE Statistics Taxonomy framework.
The new taxonomy applies to LIVE submissions of end‑May data due from mid‑June 2026, meaning firms must generate those returns using v1.3.1.
Reporting requirements and published definition documents remain unchanged, with the update limited to technical implementation changes (validation fixes, data point model changes and related...
Taxonomy v1.3.1 is not backwards compatible with v1.3.0, so XBRL instance documents created under v1.3.0 will not be valid for submission once v1.3.1 is in force.
Filing indicators are standardised across statistics reporting and now follow the format XX.XX.XX (for example, FI.01.01), requiring alignment of internal mapping and validation rules.

Suggested Considerations

Update internal reporting systems, data integration layers and XBRL engines so that all relevant BoE statistical returns are generated using Statistics Taxonomy v1.3.1 for end‑May 2026 reporting onwards.
Review and update all XBRL instance document templates and configuration to ensure they reference the correct v1.3.1 entry points and filing indicators (XX.XX.XX format, e.g. FI.01.01).
Decommission or phase out any dependency on the BoE Statistical Utility tool, and implement an alternative XBRL generation solution (recognised software provider or internal tooling) capable of producing valid v1.3.1 files.
Conduct a detailed review of the BoE‑published change log, taxonomy package, sample files and XBRL filing manual to understand validation changes, DPM updates and implementation nuances that could cause submission failures.
Schedule and complete end‑to‑end testing in the BEEDS UAT environment (where available) and in internal test environments to validate that v1.3.1 submissions pass all technical and business validations.

Key Dates

Mid‑June 2026 DEADLINE

– First LIVE submissions using Statistics Taxonomy v1.3.1 become due, covering **end‑May 2026** data; firms must use v1.3.1 for these returns and v1.3.0 instance documents will no longer be valid for submission

02 June 2026 – 12 June 2026

– BEEDS User Acceptance Testing (UAT) window for firms and software houses to test submissions using Statistics Taxonomy v1.3.1 in a non‑production environment, running in parallel with live reporting for some firms and returns

Compliance Impact

The change primarily affects technical implementation and operational processes but has high compliance significance, as submissions built on v1.3.0 or using unsupported tooling will be rejected. Persistent failures or delays in BoE statistical reporting can expose firms to supervisory scrutiny, remediation demands and potential enforcement where reporting obligations are not met.

References

AI-generated analysis. May contain errors or omissions — verify with the original BoE source before acting. Full disclaimer.

Sectors:

Reporting & Disclosure Technology & Cyber Operational Resilience / Outsourcing

Topics:

BankFintechAll Firms

Banking & Credit Investment Management Insurance & Pensions

🇪🇺 ESMA Enforcement high

June 3rd 2026

ESAs publish the first report on DORA major ICT-related incidents

ESAs publish the first report on DORA major ICT-related incidents 03 June 2026 Digital Finance and Innovation Joint Committee The European Supervisory Authorities (EBA, EIOPA and ESMA) today published their first annual overview of major ICT-related incidents in the EU financial sector based on a reporting mechanism established by the Digital Operational Resilience Act (DORA). It shows that ICT risks are increasingly borderless and interconnected. The authorities also note that the recent evo...

AI Analysis

The ESAs (EBA, EIOPA and ESMA) have published their first annual report under Article 22(2) DORA, aggregating 3,383 **major ICT‑related incidents** reported by EU financial entities and highlighting that roughly one third had a cross‑border impact. This is an early supervisory “heat map” of DORA incident reporting and sends a clear signal that competent authorities will focus on cross‑border ICT risk, third‑party/outsourcing failures and the adequacy of firms’ incident classification and reporting frameworks.

What Changed

- The ESAs have operationalised Article 22(2) DORA by issuing the first annual overview of major ICT‑related incidents, confirming that yearly ESA‑level aggregation and analysis of incident data is...
Incident reporting under DORA is now demonstrably harmonised and centralised, with major ICT‑related incidents being notified to all competent authorities involved and then aggregated by the ESAs for...
The report confirms that cross‑border incidents are prevalent (around one third of major incidents), reinforcing that the “borderless and interconnected” nature of ICT risk is a key supervisory...
System failures and external events, rather than pure cyber‑attacks, are identified as the main drivers of major incidents, placing regulatory emphasis on ICT change management, resilience of core...
The ESAs highlight third‑party and outsourcing risk as a core theme, stressing the need for robust oversight of ICT service providers and close coordination with them during incident response and...

Suggested Considerations

Review and, where necessary, recalibrate internal incident classification criteria against the DORA definition of “ICT‑related incident” and “major ICT‑related incident”, ensuring consistency with applicable RTS on classification and materiality thresholds.
Validate that your firm’s incident management and escalation processes can identify, assess and classify incidents “without undue delay” and trigger major‑incident reporting within the prescribed timelines (initial, intermediate and final reports).
Conduct a gap analysis of cross‑border incident handling, ensuring that governance, communication and coordination arrangements adequately address incidents affecting multiple Member States or shared cross‑border infrastructures.
Strengthen third‑party and outsourcing risk management by mapping critical and important functions to their supporting ICT service providers, and ensuring contracts, SLAs and incident‑response clauses support DORA reporting and cooperation obligations.
Test and, if needed, enhance incident response runbooks to ensure close coordination with ICT service providers during incident containment, remediation and recovery, including clear roles for data provision required for regulatory reporting.

Key Dates

17 January 2025

– DORA (Regulation (EU) 2022/2554) applies, and financial entities become obliged to report major ICT‑related incidents to their competent authority once classification thresholds are met

Annual (from 2026 onwards) DEADLINE

– Under Article 22(2) DORA, the ESAs must issue a yearly report covering number, nature, impact, remedial actions and costs of major ICT‑related incidents; the publication in early June 2026 is the first such report and sets the expectation for future annual cycles

Compliance Impact

Non‑compliance with DORA incident management and reporting obligations can lead to supervisory findings, administrative sanctions, and heightened intrusive supervision, especially where cross‑border incidents or third‑party failures are not properly reported or managed. Given the ESAs are now publicly benchmarking the sector, firms whose reporting patterns appear inconsistent with peers face increased risk of challenge on classification practices and operational resilience adequacy.

References

AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

BankAsset ManagerInsurance

Banking & Credit Capital Markets & Trading Payments & E-Money

🇪🇺 ECB News

June 3rd 2026

Frank Elderson: Strengthening operational resilience for the age of AI

No description available.

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Senior Managers / Governance

Bank

🇬🇧 BoE Consultation low

June 2nd 2026

Public asked to help select UK wildlife to appear on new banknote series

The public are being asked to give their views on a selection of wildlife, native to the UK, that will appear on the next series of banknotes in a consultation launched today.

AI Analysis

The Bank of England is consulting the public from **3 June 2026 to 3 July 2026** on which native UK animals should appear as the central image on the next series of banknotes, with one animal selected for each of the £5, £10, £20 and £50 notes. The consultation is operationally important because it confirms the design theme, constrains the universe of eligible imagery to the published shortlist, and signals that the final decision will be made by the Governor after considering public feedback rather than by simple popularity alone.

What Changed

- The Bank has opened a consultation on selecting four distinct native wildlife images for the central design of the next series of banknotes, one for each denomination from £5 to £50.
The eligible imagery is limited to a published shortlist; the Bank is not seeking alternative nominations and will only consider animals on that list.
The shortlist spans mammals, birds, and amphibians/insects/fish, reflecting the Bank’s intent to represent different UK environments across the banknote set.
The Bank will select up to two examples from each category in the consultation, but the final selection may not match the highest-voted options.
The Bank will retain a portrait of the monarch on the next series, alongside additional wildlife and nature elements.

Suggested Considerations

Review internal cash and branch readiness plans to account for a future change to the visual appearance of UK banknotes.
Monitor the Bank of England’s consultation outcomes so denomination-specific handling, ATM, sorting, and authentication procedures can be updated in time.
Update customer communications and frontline scripts to reflect that the next series will feature wildlife imagery, while retaining the monarch’s portrait.
Validate that note-recognition, counterfeit-detection, and cash-acceptance systems can accommodate new denomination designs once specifications are released.
Track the Bank’s second consultation in summer 2026 if your organisation relies on cash logistics, cash processing, or public education materials.

Key Dates

Summer 2026

- The Bank plans to run a second consultation on the specific wildlife options to feature on the new series

End of 2026

- The Bank intends to announce the outcome of the consultation and final design direction

03 June 2026

- The Bank of England launches the public consultation on wildlife imagery for the next series of banknotes

03 July 2026

- The consultation closes

TBD (multi

year process; after 2026); - The Bank will complete detailed design, testing, printing, and rollout of the new series, which it says will take several years

Compliance Impact

Non-compliance risk is currently low to medium because this is a design consultation rather than a binding rule change, but the eventual issuance of a new banknote series will affect cash acceptance, operational controls, and counterfeit-prevention procedures. Institutions that fail to prepare for the transition could face operational disruption, customer confusion, and avoidable cash-handling errors when the new notes enter circulation.

References

AI-generated analysis. May contain errors or omissions — verify with the original BoE source before acting. Full disclaimer.

Sectors:

Consumer Protection / Conduct Operational Resilience / Outsourcing Technology & Cyber

Topics:

BankAll Firms

Payments & E-Money Banking & Credit

🇦🇪 ADGM News

June 2nd 2026

The UK Payments Initiative (UKPI) announcement signals a major step forward for open banking and commercial variable recurring payments (cVRP). The launch of UKPI paves the way for greater payments competition, innovation and economic growth.Read the announcement.The industry-led scheme will give people more choice about how and when they pay for recurring goods and services.We want to see competition between commercial open banking schemes and expect the launch of the first scheme by UKPI to...

AI Analysis

The FCA has published a short policy statement signalling regulatory support for the industry‑led **UK Payments Initiative (UKPI)**, an open banking scheme to deliver commercial variable recurring payments (cVRP) and broader payments innovation. For compliance teams, this marks an early but clear indication that the FCA expects firms to prepare for a future **formal regulatory framework for open banking/open finance and commercial schemes**, with consultation to follow once enabling legislation grants the FCA expanded powers by the end of 2026.

What Changed

- The FCA publicly endorses the launch of the UK Payments Initiative (UKPI) as an industry‑led open banking payments scheme focused on commercial variable recurring payments (cVRP), signalling...
The statement confirms the FCA wants competition between commercial open banking schemes, indicating a shift from a single mandated model (under PSD2/open banking implementation) towards multiple...
The FCA signals support for the creation of an independent standards‑setting body for open banking payments, moving standard‑setting away from transitional arrangements towards a more permanent,...
The FCA announces its intention, subject to future legislation granting new powers, to consult on a long‑term regulatory framework for open banking (and, by extension, commercial open banking schemes...
The FCA links this announcement to its regulatory roadmap for open finance, confirming that open banking data‑sharing will be extended to broader financial data, providing a strategic direction of...

Suggested Considerations

Conduct an internal assessment of how your firm currently uses or plans to use open banking and cVRP (e.g., recurring payments, subscription billing, merchant acquiring) and document potential exposure to UKPI or similar schemes.
Establish or update a regulatory horizon‑scanning process to track: (i) UKPI scheme documentation and rulebooks, (ii) FCA’s forthcoming open finance regulatory roadmap outputs, and (iii) the enabling legislation that will grant the FCA new powers.
Engage product, legal and compliance teams to map existing recurring payment processes and consumer consent flows against anticipated expectations for open banking cVRP, including clarity of consent, cancellation rights, transparency of variable amounts, and dispute handling.
Review and, where necessary, update data protection, API security, and customer authentication controls to ensure they can support commercial open banking schemes and more granular data‑sharing under an open finance regime.
For firms intending to participate in UKPI, proactively review and align internal policies with emerging industry standards and scheme rules, including technical standards, liability allocation, service‑level requirements, and complaints/chargeback processes.

Key Dates

End of 2026

– FCA intends to consult on a **long‑term regulatory framework for open banking** (and related commercial schemes such as UKPI), subject to the granting of new powers in legislation

TBD (dependent on primary legislation)

– UK legislation is expected to give the FCA new powers over open banking/open finance, which is a precondition for FCA consultation on a long‑term framework

Compliance Impact

In the immediate term, compliance impact is medium: no new binding rules are introduced, but the FCA’s direction of travel is clear and requires strategic planning. Over the medium term (to and beyond 2026), failure to anticipate the formal open banking/open finance framework, or to adapt recurring payment practices and controls to emerging standards, is likely to create material conduct, operational and supervisory risk.

References

AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Authorisation & Licensing

BankFintechPayment Provider

Capital Markets & Trading Investment Management Crypto & Digital Assets

🇺🇸 SEC Consultation low

June 2nd 2026

SEC Publishes Draft Strategic Plan for Public Comment

The Securities and Exchange Commission today published a Draft Strategic Plan that focuses on returning the agency to the core mission set by Congress more than 90 years ago: protecting investors; maintaining fair, orderly, and efficient…

AI Analysis

The SEC has issued a **Draft Strategic Plan for public comment** that sets out three agency-wide priorities: refocusing regulation on investor protection, market efficiency, and capital formation; improving stakeholder engagement and compliance facilitation; and modernizing internal operations and technology. For compliance teams, this matters because it signals where the Commission may concentrate rulemaking, examinations, enforcement, and disclosure modernization over the planning horizon.

What Changed

- The SEC is proposing a strategic reorientation toward core statutory objectives: investor protection, fair and orderly markets, and capital formation.
The plan emphasizes clearer, fit-for-purpose rules intended to support innovation while deterring misconduct.
The SEC says it will prioritize modernizing and simplifying disclosure practices, which may affect reporting frameworks and issuer-facing compliance processes.
The draft plan highlights expanded access to private markets and new capital-raising pathways, signaling possible future changes in offering, exemptive, and disclosure regimes.
The SEC identifies digital assets and distributed ledger technologies as an area needing a “firm regulatory foundation,” indicating continued policy development for crypto-related activities.

Suggested Considerations

Submit written comments by 02 July 2026 if your firm wants to influence the SEC’s strategic priorities, especially on disclosure modernization, private markets, digital assets, or enforcement posture.
Include File Number DSP-3 on all comments and use only one submission method, because the SEC requires the file number on email subject lines and asks commenters to choose a single channel.
Review internal compliance roadmaps for likely impacts from disclosure simplification, rule retrospectives, and enforcement refocusing, and identify where current controls may become redundant or need redesign.
Assess whether your firm’s digital asset, tokenization, or distributed ledger activities may benefit from future SEC guidance or may face new framework requirements.
Monitor developments on EDGAR modernization and filing technology changes, and test whether internal reporting, tagging, or submission processes would need upgrades.

Key Dates

02 July 2026 DEADLINE

- Deadline for submitting public comments on the Draft Strategic Plan

Compliance Impact

The immediate legal risk is low because this is a consultation document, not a binding rule, but the strategic direction is important for supervisory planning, examination priorities, and future rulemaking. Firms that fail to engage or prepare may face higher remediation costs later if the SEC follows through on disclosure, enforcement, or technology changes.

References

AI-generated analysis. May contain errors or omissions — verify with the original SEC source before acting. Full disclaimer.

Sectors:

Topics:

Reporting & Disclosure Senior Managers / Governance Technology & Cyber

All FirmsAsset ManagerBroker Dealer

🇭🇰 SFC News

June 2nd 2026

SFC urges licensed firms to guard against emerging AI-enabled cyber threats

No description available.

Sectors:

Technology & Cyber Operational Resilience / Outsourcing

Topics:

Broker DealerCrypto ExchangeAll Firms

🇺🇸 CFTC Policy medium

June 1st 2026

CFTC Implements Technical Enhancements to Streamline Product Self-Certification Process

No description available.

AI Analysis

The CFTC has implemented a technical enhancement to its electronic Portal system that allows exchanges to submit a single set of product self‑certification documents covering multiple closely related contracts in one consolidated filing. This matters for compliance teams at CFTC‑registered exchanges because it changes the *operational* process for Part 40 product submissions, reduces duplicative documentation, and will require updates to internal procedures, templates, and controls governing self‑certifications.

What Changed

- The CFTC Portal now supports consolidated product self‑certification submissions, enabling exchanges to file a single set of certification documents that apply to multiple closely related contracts...
Exchanges are no longer required to upload multiple identical copies of supporting product certification documents when listing several closely related contracts; one shared documentation set can be...
The enhancement is framed as an administrative/technical change to the filing process; it does not alter substantive legal standards for product self‑certification under the Commodity Exchange Act or...
The CFTC has issued updated submission instructions on the Portal site specifying how to use the new consolidated filing functionality, including formatting and process guidance.
Dedicated technical and non‑technical CFTC contacts have been identified (Howard Rosen for system use; Chris Goodman for product submission process questions), signaling that the Commission expects...

Suggested Considerations

Review and obtain the updated submission instructions on the CFTC Portal and ensure legal, compliance, and operations staff understand the consolidated filing functionality and any new formatting or data‑entry requirements.
Update internal product approval and submission procedures (including Part 40 playbooks and checklists) to reflect the ability to file a single set of documents for multiple closely related contracts, and to define when consolidation is appropriate.
Revise internal documentation templates (e.g., product term sheets, legal analyses, core principle compliance memos, risk assessments) so that they can explicitly support multiple closely related contracts in a single package where relevant.
Adjust governance workflows (approvals, sign‑offs, and quality checks) so that:
Each contract included in a consolidated submission is clearly identified and traceable, and

Key Dates

20 March 2025

– Executive Order 14243 is issued, setting an administrative objective to eliminate bureaucratic duplication and inefficiency, which this CFTC enhancement is designed to support

01 June 2026

– CFTC announces and launches the Portal enhancement permitting consolidated product self‑certification submissions for multiple closely related contracts

Compliance Impact

Non‑compliance with the updated filing process is unlikely to result in direct enforcement, but incorrect or incomplete use of consolidated submissions could delay product listings, prompt CFTC information requests, or lead to questions regarding the adequacy and completeness of self‑certification packages. Over time, persistent deficiencies in product submissions could increase regulatory scrutiny of a venue’s compliance controls and governance around new product listings.

References

AI-generated analysis. May contain errors or omissions — verify with the original CFTC source before acting. Full disclaimer.

Sectors:

Reporting & Disclosure Technology & Cyber

Topics:

Broker DealerBankAsset Manager

Banking & Credit Insurance & Pensions Crypto & Digital Assets

🇬🇧 PRA News

June 1st 2026

PRA Regulatory Digest – May 2026

The PRA Regulatory Digest is for people working in the UK financial services industry and highlights key regulatory news and publications delivered for the month.

Sectors:

Topics:

Prudential / Capital Requirements Technology & Cyber Authorisation & Licensing

BankInsuranceAll Firms

🇪🇺 ESMA Consultation medium

May 29th 2026

ESMA’s annual data report shows increased quality, wider use and digital progress

ESMA’s annual data report shows increased quality, wider use and digital progress 29 May 2026 Market data The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, published today its annual report on the quality and use of regulatory data . It shows that improvements in data quality and data use reinforce each other in a virtuous cycle, supporting more effective supervision and market monitoring across the EU. This year’s edition reflects an e...

AI Analysis

ESMA’s latest annual report on the **quality and use of regulatory data** confirms a material step‑up in supervisory reliance on EMIR, SFTR, MiFIR, AIFMD and MMFR datasets, alongside new inclusion of Prospectus and DORA ICT‑incident reporting. For compliance teams this is a clear signal that data quality is now an enforcement‑relevant topic across a broader perimeter, and that ESMA is actively moving toward **streamlined, “report once” cross‑regime reporting** and an integrated funds reporting framework, which will reshape reporting architecture and controls over the next 1–3 years.

What Changed

- ESMA confirms measurable data quality improvements across EMIR, SFTR, MiFIR, AIFMD and MMFR regulatory datasets, indicating that regulators now consider these data sufficiently reliable for...
ESMA highlights extensive and growing supervisory use of regulatory data by ESMA and NCAs for investor protection, financial stability, orderly markets and market integrity, increasing the...
The scope of the annual data quality and use report is expanded to include Prospectus reporting obligations, bringing prospectus‑related data formally into ESMA’s cross‑regime data quality scrutiny.
The report scope is also expanded to include ICT‑related incident reporting under the Digital Operational Resilience Act (DORA), signaling that operational resilience incident data will be monitored...
ESMA has launched a 2025 Call for Evidence on streamlining reporting across EMIR, MiFIR and SFTR, including options to remove duplications and apply a “report once” approach, which will likely lead...

Suggested Considerations

Map all existing regulatory reporting obligations across EMIR, SFTR, MiFIR, AIFMD, MMFR, Prospectus and DORA ICT‑incident reporting, and document the underlying data sources, systems and ownership for each regime.
Review and enhance data quality controls for EMIR, SFTR and MiFIR reporting, including validation rules, completeness checks, reconciliations, pairing and matching processes, and governance around Unique Transaction Identifiers and counterparty data.
Perform a gap analysis of Prospectus reporting and DORA ICT‑incident reporting processes against ESMA’s emerging cross‑regime data quality expectations and ensure they are covered in the firm’s enterprise data governance framework.
Establish or update a centralised regulatory data governance framework that explicitly covers cross‑regime consistency (for example, trade and position data alignment between EMIR, SFTR and MiFIR) and defines clear accountability at senior management level.
Engage with internal IT and reporting teams to identify where a future “report once” model could be supported technically, including harmonised reference data, common identifiers and golden‑source transaction and position records.

Key Dates

What Changed

- The Bank of England has opened a BEEDS UAT environment specifically for testing statistical submissions under Statistical Taxonomy v1.3.1 FINAL, distinct from the BEEDS LIVE production environment.
A dedicated UAT window is set from 02 June to 12 June 2026, during which the UAT environment will run in parallel with live reporting for some firms and returns.
Statistical reporting firms are automatically enabled for BEEDS UAT using their existing BEEDS LIVE firm and user information and do not need to request UAT access.
Software houses that wish to use this UAT window must request access by emailing the BEEDS queries mailbox by a stated cut‑off date (25 May 2026).
All principal and additional user details for firms will be mirrored from the BEEDS LIVE environment into BEEDS UAT, with UAT‑specific temporary passwords issued from the designated BEEDS UAT email...

Suggested Considerations

Identify all Bank of England statistical returns in scope of Taxonomy v1.3.1 and confirm that internal reporting calendars and responsibilities reflect the end‑May 2026 effective period and mid‑June 2026 submission deadlines.
Ensure that all in‑scope statistical reporting firms’ BEEDS LIVE user and firm information are accurate and up to date, so that automatic mirroring into the BEEDS UAT environment creates correct and controlled user profiles.
Instruct software houses and third‑party vendors supporting Bank of England statistical reporting to request BEEDS UAT access by emailing the BEEDS queries mailbox no later than 25 May 2026 if they intend to participate in this UAT window.
Coordinate with internal IT and vendors to schedule, prepare, and execute test submissions in BEEDS UAT between 02 June and 12 June 2026, covering all relevant entry points and reporting scenarios under Taxonomy v1.3.1.
Implement or validate an alternative XBRL generation solution to replace the withdrawn Bank of England Statistical Utility Tool, and complete end‑to‑end testing (source data to BEEDS receipt) ahead of the mid‑June 2026 live submission deadline.

Key Dates

End May 2026

– Reference date of the first LIVE reporting period to which Bank of England Statistics Taxonomy v1.3.1 applies (end‑May 2026 data)

25 May 2026

– Last date for software houses to email the BEEDS queries mailbox to request access to the BEEDS UAT environment for this specific UAT window

Mid June 2026 DEADLINE

– Due date window for LIVE submissions of end‑May 2026 statistical data under Taxonomy v1.3.1 via BEEDS LIVE

02 June 2026

– Opening of BEEDS UAT environment for the June testing window under Taxonomy v1.3.1 FINAL

12 June 2026

– Closing of BEEDS UAT environment for the June testing window

Compliance Impact

The immediate compliance risk is operational and reporting‑accuracy related: failure to implement and test Taxonomy v1.3.1 and alternative XBRL tooling increases the likelihood of rejected filings, late submissions, or mis‑reported statistical data. Persistent defects or missed deadlines may trigger supervisory attention, remediation expectations, and potential prudential concerns about data quality and governance over regulatory reporting.

References

AI-generated analysis. May contain errors or omissions — verify with the original BoE source before acting. Full disclaimer.

Sectors:

Reporting & Disclosure Technology & Cyber Operational Resilience / Outsourcing

Topics:

BankFintechAll Firms

Banking & Credit Capital Markets & Trading Investment Management

🇳🇱 AFM News

May 26th 2026

Financial stability under further pressure due to Iran war

The escalation of the Middle East conflict leaves the global economy in a clearly worse state than previously expected. Higher inflation expectations, lower growth and heightened uncertainty are also affecting the financial sector, according to the annual Financial Stability Report from the Dutch Authority for the Financial Markets (AFM). Financial market volatility has increased, with prices being driven more by short-term sentiment. This means greater valuation, liquidity and operational ri...

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Prudential / Capital Requirements

All Firms

Banking & Credit Capital Markets & Trading Crypto & Digital Assets

🇮🇪 CBI Enforcement medium

May 26th 2026

Finance in transition: the Central Bank’s approach to tokenised finance – Speech by Deputy Governor Vasileios Madouros

1 We are at the early stages of a potential technological rewiring of finance. Fast-forward ten or twenty years, and it seems likely that the use of shared, programmable ledgers – and the tokenisation of financial assets – will have become embedded across the financial system. Today, we stand at a juncture. The question is less whether the technology will transform finance. Rather, it is how we collectively shape this ongoing transition, so that the potential of tokenised finance is realised,...

AI Analysis

The Deputy Governor’s speech sets out the Central Bank of Ireland’s (CBI) emerging regulatory stance on tokenised finance and distributed ledger technology (DLT), framing it as a structural transition rather than a niche innovation. While it does not introduce new binding rules, it clearly signals supervisory expectations, impending policy development (including follow‑up to the March 2026 Discussion Paper on tokenisation and DLT), and the need for regulated firms to integrate tokenisation risks, governance and operational resilience into existing regulatory frameworks.

What Changed

- The CBI formally recognises tokenisation and shared, programmable ledgers as a likely core infrastructure of the future financial system and signals that regulation will evolve to treat tokenised...
The speech confirms that CBI’s regulatory approach will be “technology‑neutral but not technology‑blind”, indicating that existing EU and Irish rules (e.g.
The CBI emphasises the need to keep central bank money at the core of tokenised finance, aligning its stance with Eurosystem work on wholesale and retail central bank digital currency (CBDC) and...
The speech reinforces that tokenised instruments representing traditional financial assets (securities, deposits, fund units) will generally be treated as regulated financial instruments, triggering...
The CBI highlights operational resilience, cyber risk, interoperability and smart‑contract governance as critical supervisory focus areas for tokenised finance infrastructure and platforms.

Suggested Considerations

Map all current and planned tokenisation and DLT initiatives (including pilots and proofs of concept) across the group and identify which EU and Irish regulatory regimes they fall under (MiFID II, UCITS, AIFMD, CRR/CRD, PSD2/PSR, Solvency II, MiCA, DORA, etc.).
Perform a regulatory gap analysis to confirm that tokenised products and services are fully captured within existing licensing permissions and assess whether any variation of permission, new authorisation, or recognition as a market infrastructure is required.
Review and update governance arrangements so that boards and senior management explicitly oversee tokenisation strategies, risk appetite, and the use of DLT, including ensuring clear allocation of responsibilities under the firm’s senior manager or fitness and probity framework.
Integrate tokenisation‑specific risks into the firm’s risk management framework, covering legal enforceability of tokens, smart‑contract risk, cyber and operational resilience, data integrity, interoperability, concentration risk in technology providers, and settlement and counterparty risk.
Review outsourcing and third‑party risk management frameworks to ensure that DLT platform providers, smart‑contract developers, node operators and custodians are treated as critical or important outsourced service providers where appropriate, with robust contractual, oversight and exit provisions.

Key Dates

05 March 2026

- CBI publishes its Discussion Paper on tokenisation and distributed ledger technology in financial services, initiating a structured consultation on tokenised markets, funds, money and payments

26 May 2026

- Deputy Governor speech sets out the CBI’s strategic approach to tokenised finance, confirming that consultation feedback will inform subsequent policy, supervisory expectations and potential rule changes

05 June 2026

- Closing date for submissions to the CBI Discussion Paper on tokenisation and DLT, after which CBI will prepare a feedback statement and refine its policy stance

TBD (post‑June 2026)

- CBI feedback statement on the tokenisation Discussion Paper expected, likely followed by more granular guidance and potential adjustments to supervisory and authorisation processes for tokenised activities

Compliance Impact

Non‑compliance will not immediately trigger new standalone tokenisation fines, but CBI is likely to use existing conduct, prudential, governance and operational resilience powers to challenge poorly controlled tokenised activities and may restrict or prohibit projects that do not meet its expectations. Firms that treat tokenised finance as “outside the regulatory perimeter” or fail to integrate it into existing compliance frameworks risk supervisory intervention, authorisation issues, enforcement action and reputational damage.

References

AI-generated analysis. May contain errors or omissions — verify with the original CBI source before acting. Full disclaimer.

Sectors:

Topics:

Technology & Cyber Authorisation & Licensing Operational Resilience / Outsourcing

BankAsset ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇸🇬 MAS News

May 25th 2026

Opening Remarks by Mr Chia Der Jiun, Managing Director, Monetary Authority of Singapore at the UBS Asian Investment Conference, Singapore Wealth Edition, on 25 May 2026

At the UBS Investment Conference, Singapore Wealth Edition, Mr Chia Der Jiun, Managing Director of the Monetary Authority of Singapore, share his perspectives on navigating the latest macro-economic outlook amid an evolving geopolitical landscape.

Sectors:

Topics:

AML / Financial Crime Technology & Cyber Authorisation & Licensing

BankWealth ManagerAsset Manager

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇨🇦 OSFI News

May 25th 2026

Sectors:

Topics:

Technology & Cyber Authorisation & Licensing Consumer Protection / Conduct

FintechPayment ProviderAll Firms

🇨🇦 OSFI Guidance high

May 21st 2026

Backgrounder: Draft Guideline on the Capital and Liquidity Treatment of Crypto-asset Exposures (Banking) (2027)

AI Analysis

OSFI has launched a 60‑day public consultation on targeted amendments to its Capital and Liquidity Treatment of Crypto‑asset Exposures (Banking) Guideline, focused on recognizing cross‑exchange hedging for Group 2a crypto‑assets traded on regulated exchanges of traditional financial assets. For compliance teams at Canadian federally regulated banks, this creates a near‑term need to assess current market‑neutral crypto strategies, capital models, and hedging documentation to leverage the potential capital relief while ensuring alignment with the revised prudential requirements.

What Changed

- OSFI is proposing targeted revisions to the existing Capital and Liquidity Treatment of Crypto‑asset Exposures (Banking) Guideline, rather than a wholesale rewrite, in order to better reflect...
The draft changes would explicitly recognize cross‑exchange hedging for Group 2a crypto‑assets when the instruments are traded on regulated exchanges of traditional financial assets, allowing more...
Under the proposal, banks’ market‑neutral strategies in Group 2a crypto‑assets would receive capital treatment that more closely reflects actual economic risk, reducing instances where only partial...
No change is proposed to the risk weights applied to Group 2a crypto‑assets, meaning existing Group 2a capital charge levels remain intact under the draft revisions.
No change is proposed to the eligibility of Group 2a crypto‑assets as collateral, so current collateral treatment and related haircuts remain unchanged by this consultation.

Suggested Considerations

Assess whether your institution currently has, or plans to have, exposures to Group 2a crypto‑assets traded on regulated exchanges of traditional financial assets, and map all related positions, hedges, and trading strategies.
Review existing market‑neutral and cross‑exchange hedging strategies for crypto‑asset exposures to determine how expanded recognition of cross‑exchange hedges could change risk‑weighted assets, leverage exposure, and liquidity metrics under OSFI’s proposed treatment.
Perform an impact assessment and scenario analysis comparing existing capital and liquidity requirements for Group 2a exposures under the current guideline versus the proposed cross‑exchange hedge recognition, quantifying potential capital relief or shifts in capital allocation.
Update internal capital policy documentation, trading desk procedures, and risk‑management standards to incorporate the proposed hedging recognition framework, including eligibility criteria for “regulated exchanges of traditional financial assets,” subject to final OSFI requirements.
Prepare and submit a consultation response to OSFI by 20 July 2026, highlighting any operational, risk‑measurement, model, or documentation challenges with implementing cross‑exchange hedge recognition and recommending clarifications where needed.

Key Dates

21 May 2026

- OSFI publishes the backgrounder and launches a 60‑day public consultation on proposed updates to the Capital and Liquidity Treatment of Crypto‑asset Exposures (Banking) Guideline

20 July 2026 DEADLINE

Sectors:

Topics:

All Firms

🇯🇵 JFSA News

May 14th 2026

Others,Working Group under the “Public–Private Coordination Meeting on Strengthening Cybersecurity Measures in the Financial Sector Against AI-Related Threats”

No description available.

Sectors:

Topics:

All Firms

🇬🇧 BoE Speech

May 14th 2026

Operational resilience in a rapidly changing world − speech by Liz Oakes

Given at the KPMG and Fitch Ratings London Banking Summit

Sectors:

Operational Resilience / Outsourcing Technology & Cyber

Topics:

Bank

🇪🇺 ECB News

May 14th 2026

Pedro Machado: Strengthening the supervisory grip on securitisation: reading the data, anticipating the risks

No description available.

Sectors:

Topics:

All Firms

🇬🇧 FCA News

May 14th 2026

Supporting customers through challenging times

The conflict in the Middle East means cost of living pressures remain top of mind – with people facing increased costs for utility bills, food and fuel. We want to remind you about our clear expectations on the support you should offer consumers in challenging times, through the Consumer Duty and our rules on protections for borrowers in difficulty.

Sectors:

Topics:

All Firms

🇬🇧 FCA Speech

May 14th 2026

Working together against financial crime

Speech by Nikhil Rathi, FCA chief executive at the FCA's financial crime conference. A new threat landscapeFinancial crime is changing – fast.It’s more technologically enabled. More organised than ever before. And moving at speed.Which is why the fight against financial crime sits at the heart of our 5-year strategy.But it’s not just the volume that’s changed; it’s who is behind it.Organised criminal groups running professional networks that operate across borders.Take investment fraud.A pers...

Sectors:

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

Topics:

All Firms

🇪🇺 ESMA Enforcement medium

May 13th 2026

ESMA issues guidance on effective use of resolution tools in CCP crisis planning

ESMA issues guidance on effective use of resolution tools in CCP crisis planning 13 May 2026 CCP The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has today published a resolution briefing for Central Counterparties (CCPs). The briefing provides practical guidance to National Resolution Authorities (NRAs) on how to operationalise the write-down and conversion of instruments tool (WDCI). Marking an important step in ESMA’s wider efforts ...

Sectors:

Topics:

All Firms

🇬🇧 BoE Speech

May 13th 2026

Old exposures, new actors: implications for monetary policy of the UK’s external imbalances − speech by Catherine L. Mann

Given at the London School of Economics and Political Science

Sectors:

Topics:

All Firms

🇱🇺 CSSF Warning

May 13th 2026

Warning concerning the website www.espaceclient.bceegestion.com

No description available.

Sectors:

Topics:

All Firms

🇫🇷 AMF News

May 13th 2026

Christophe Bonnet appointed Data and Surveillance Director at the Autorité des Marchés Financiers

Appointment Institutional Christophe Bonnet appointed Data and Surveillance Director at the Autorité des Marchés Financiers

Sectors:

Topics:

All Firms

Banking & Credit Capital Markets & Trading Crypto & Digital Assets

🇬🇧 FCA News

May 13th 2026

FCA announces new appointments to executive team

The FCA has announced 2 permanent appointments to its executive team, strengthening leadership at a pivotal time for UK and global financial markets. Simon Walls appointed executive director, marketsSimon Walls has been appointed permanent executive director, markets. Having taken on this role on a temporary basis since 2024, his appointment provides continuity at a vital and volatile time for the UK and global economy. Simon will be able to drive forward work he has already started to streng...

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

All Firms

🇱🇺 CSSF Warning

May 13th 2026

Warning concerning the website https://qbit-sto.com

No description available.

Sectors:

Topics:

All Firms

Banking & Credit Wealth & Private Banking Insurance & Pensions

🇬🇧 FCA News

May 13th 2026

FCA reviews whether investment firms are doing enough to support bereaved customers

The FCA is reviewing how consumer investment firms support bereaved customers and whether they're getting it right. Fewer than half of bereaved customers (47%) felt they received the support they needed from financial firms, according to research (PDF).What the FCA is looking atThe review will focus on firms that advise, manage, or administer investments - including platforms, advisers and wealth managers. The FCA will examine the experience customers have from the moment the firm is told abo...

Sectors:

Topics:

Wealth Manager

🇪🇺 ECB News

May 13th 2026

Claudia Buch: Interview with Perspektiven der Wirtschaftspolitik

No description available.

Sectors:

Topics:

All Firms

🇪🇺 ECB News

May 13th 2026

Frank Elderson: “Market fragmentation is banks’ real constraint”

No description available.

Sectors:

Topics:

Bank

🇭🇰 SFC News

May 13th 2026

SFC obtains two-year disqualification order against former financial controller and company secretary of Qunxing Paper Holdings Company Limited

No description available.

Sectors:

Topics:

All Firms

🇺🇸 CFTC News

May 12th 2026

CFTC Reaffirms Exclusive Jurisdiction Over Prediction Markets in Sixth Circuit Amicus Brief

No description available.

Sectors:

Topics:

All Firms

🇺🇸 CFTC News

May 12th 2026

CFTC Approves Capital Comparability Determination and Order for Certain Nonbank Swap Dealers Domiciled in the European Union

No description available.

Sectors:

Prudential / Capital Requirements Technology & Cyber

Topics:

Broker DealerBank

🇪🇺 ESMA Consultation low

May 12th 2026

European Commission launches call for candidates for the ESAs’ Board of Appeal

European Commission launches call for candidates for the ESAs’ Board of Appeal 12 May 2026 Board of Appeal The European Commission has launched a call for expression of interest for the appointment of members to the Board of Appeal of the three European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs). This call aims to establish a reserve list of qualified candidates to fill vacancies that may arise within the Board of Appeal. The reserve list will remain valid for a period of five y...

Sectors:

Technology & Cyber Authorisation & Licensing Senior Managers / Governance

Topics:

All Firms

🇯🇵 JFSA News

May 12th 2026

Others,Updated : Initiatives announced by financial groups to enhance their asset management businesses

No description available.

Sectors:

Topics:

All Firms

Banking & Credit Investment Management Capital Markets & Trading

🇱🇺 CSSF Enforcement low

May 12th 2026

Law of 5 May 2026 (only in French)

1° amending:(a) the Law of 5 April 1993 on the financial sector, as amended;(b) the Law of 17 December 2010 relating to undertakings for collective investment, as amended;(c) the Law of 18 December 2015 on the failure of credit institutions and certain investment firms, as amended;(d) the Law of 15 March 2016 on OTC derivatives, central counterparties and trade repositories and amending different laws relating to financial services, as amended;2° transposing:(a) Directive (EU) 2024/1619 of th...

Sectors:

Topics:

AML / Financial Crime ESG Technology & Cyber

Bank

🇪🇺 ECB News

May 12th 2026

Frank Elderson: Boosting prosperity through deeper integration

No description available.

Sectors:

Topics:

All Firms

Banking & Credit Wealth & Private Banking Insurance & Pensions Capital Markets & Trading Crypto & Digital Assets

🇬🇧 FCA News

May 12th 2026

FCA fines and bans Frank Breuer for serious misconduct in pension transfer advice

The FCA has banned Frank Breuer from working in UK financial services and fined him £755,000 for repeatedly acting without integrity and putting customers at risk for personal financial gain. Mr Breuer was the joint owner and sole director of Bluesky Wealth Management Limited (Bluesky), which provided advice on investments and pensions. Although authorised to advise on defined benefit (DB) pension transfers, the firm did not have the appropriate professional insurance in place from April 2019...

Sectors:

Topics:

Consumer Protection / Conduct Prudential / Capital Requirements Technology & Cyber

Wealth ManagerCrypto ExchangeInsurance

🇱🇺 CSSF Enforcement critical

May 12th 2026

Annual Report on Sanctioning Activities in the SSM in 2025

This report has been prepared by the SSM Network of Enforcement and Sanctions Experts to present comprehensive statistics on sanctioning activities carried out in 2025 by the ECB and the national competent authorities (NCAs) of European Union (EU) Member States participating in the Single Supervisory Mechanism (SSM) in relation to breaches of prudential requirements.

Sectors:

AML / Financial Crime Prudential / Capital Requirements Technology & Cyber

Topics:

All Firms

🇦🇺 ASIC News

May 12th 2026

Registration prohibition order against former UGC financial adviser Stephen Rogers increased to three years following review

Sectors:

Wealth & Private Banking

Topics:

All Firms

🇨🇭 FINMA News

May 12th 2026

FINMA launches consultation on partial revision of the FINMA Anti-Money Laundering Ordinance

On 12 May 2026, the Swiss Financial Market Supervisory Authority FINMA launched the consultation on the partially revised AMLO-FINMA. The consultation will go on until 9 June 2026.

Deadline: 9 June 2026

Sectors:

AML / Financial Crime Technology & Cyber Market Abuse / Surveillance

Topics:

All Firms

🇱🇺 CSSF News

May 12th 2026

Council Implementing Regulation (EU) 2026/1055 of 11 May 2026

implementing Regulation (EU) No 269/2014 concerning restrictive measures in respect of actions undermining or threatening the territorial integrity, sovereignty and independence of Ukraine

Sectors:

Topics:

All Firms

🇸🇬 MAS News

May 12th 2026

Changes to MAS Board of Directors

MAS today announced the the appointment of Mr Ong Pang Thye to its Board of Directors. MAS also announced the re-appointment of four existing Directors, including its Chairman, Mr Gan Kim Yong and its Managing Director, Mr Chia Der Jiun.

Sectors:

Technology & Cyber Senior Managers / Governance

Topics:

All Firms

🇪🇺 ESMA Enforcement high

May 11th 2026

ESMA identifies areas for further supervisory convergence on compliance and internal audit in the funds sector

ESMA identifies areas for further supervisory convergence on compliance and internal audit in the funds sector 11 May 2026 Audit Fund Management The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has published the results of its 2025 Common Supervisory Action (CSA) on the compliance and internal audit functions of fund managers , carried out in with the participation of all EU and EEA national supervisors. The EU-wide review found that m...

Sectors:

Consumer Protection / Conduct Technology & Cyber Market Abuse / Surveillance

Topics:

Asset Manager

🇬🇧 FCA Speech

May 11th 2026

Laying the foundation for confidence

Speech by Sarah Pritchard, deputy chief executive, at the Investment Association's Private Markets Summit 2026. Headlines are always a tough read when funds run into difficulty.And lately, the language has been stark.Some have even asked if private credit has a canary in the coal mine.That’ll make you sit up a bit straighter, won’t it?But in this moment, it’s important to remember that stress in markets is normal – and okay, as long as the system stays resilient.Private markets, done well, ca...

Sectors:

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

Topics:

All Firms

🇬🇧 FCA News

May 11th 2026

Restrictions imposed on Kingscrown Finance Limited

Kingscrown Finance Limited (Kingscrown) has stopped onboarding new customers or undertaking new business with existing customers – including extending existing credit. Kingscrown, which was incorporated in 2014, provides lending for business and investment purposes, including property investment, buy-to-let and house in multiple occupation (HMO) finance.The voluntary restrictions on Kingscrown’s business came into effect on 21 April 2026. Kingscrown has never been authorised by or registered ...

Sectors:

AML / Financial Crime Technology & Cyber Authorisation & Licensing

Topics:

All Firms

🇯🇵 JFSA News

May 11th 2026

International,Paris Plenary Meeting of the International Forum of Independent Audit Regulators (IFIAR)

No description available.

Sectors:

Topics:

All Firms

🇯🇵 JFSA News

May 11th 2026

International,International Forum of Independent Audit Regulators published the new Report about use of technology in audits

No description available.

Sectors:

Topics:

All Firms

🇦🇺 ASIC News

May 11th 2026

Sectors:

Topics:

All Firms

🇬🇧 BoE News

May 8th 2026

Minutes of the Market Participants Group meeting – 7 May 2026

The Market Participants Group (MPG) is a senior-level forum for financial market participants to share their views on relevant themes and narratives in financial markets with members of the Bank of England’s Monetary Policy Committee.

Sectors:

Topics:

Bank

Wealth & Private Banking Capital Markets & Trading

🇬🇧 FCA News

May 7th 2026

Kanda Products & Services Ltd enters liquidation

On 6 May 2026, Kanda Products and Services Ltd (Kanda) entered liquidation. Philip Harris and Neville Side of FRP Advisory Trading Limited have been appointed as Joint Liquidators. Kanda is authorised by the FCA as a credit broker. It operated a network of around 700 introducer appointed representatives, mainly tradespeople who introduced consumers to finance for home improvement and other goods and services.On 16 February 2026, Kanda agreed to a voluntary requirement with the FCA which restr...

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

Broker Dealer

🇬🇧 BoE News

May 7th 2026

Sectors:

Insurance & Pensions

Topics:

Insurance

🇸🇬 MAS News

May 7th 2026

Sectors:

Topics:

All Firms

🇦🇪 ADGM News

May 6th 2026

Adgm Announces Man Groups Commitment To Establish Presence In Abu Dhabi

Sectors:

Topics:

All Firms

🇦🇺 ASIC News

May 6th 2026

Sectors:

Topics:

All Firms

🇸🇬 MAS News

May 6th 2026

Written reply to Parliamentary Question on Code of Corporate Governance and SGX Listing Rules on remuneration committees and disclosures

Sectors:

Technology & Cyber Reporting & Disclosure Senior Managers / Governance

Topics:

All Firms

🇦🇪 DFSA News

May 6th 2026

Sectors:

Prudential / Capital Requirements Technology & Cyber

Topics:

All Firms

🇦🇺 ASIC News

May 5th 2026

Sectors:

AML / Financial Crime Technology & Cyber

Topics:

All Firms

🇪🇺 ESMA Speech

May 4th 2026

ESMA advances the simplification of EU reporting frameworks for funds and transactions

ESMA advances the simplification of EU reporting frameworks for funds and transactions 04 May 2026 Fund Management Market data Press Releases Securities Financing Transactions Simplification and Burden Reduction The European Securities and Markets Authority (ESMA), the EU financial markets regulator and supervisor, has launched a harmonised approach to funds reporting and has set a clear path towards streamlined, more efficient transaction reporting across European markets. The two reports pu...

Sectors:

AML / Financial Crime Technology & Cyber Market Abuse / Surveillance

Topics:

All Firms

🇪🇺 ECB News

May 4th 2026

Written overview for the exchange of views of the Chair of the Supervisory Board of the ECB with the Eurogroup on 4 May 2026

No description available.

Sectors:

Technology & Cyber Senior Managers / Governance

Topics:

All Firms

🇸🇬 MAS News

May 4th 2026

MAS Collaborates with Banking Industry to Harness Artificial Intelligence in the Fight Against Financial Crime

MAS is conducting a Proof-of-Value (POV) to explore artificial intelligence and machine learning techniques for pre-emptive scam detection.

Sectors:

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

Topics:

Bank

🇨🇦 OSFI News

May 4th 2026

Sectors:

Topics:

Bank

🇦🇪 ADGM News

May 1st 2026

Adgm Registration Authority Publishes Amendments To The Commercial Legislation

Sectors:

Topics:

All Firms

🇦🇪 ADGM News

May 1st 2026

Sectors:

Topics:

All Firms

🇦🇪 ADGM News

April 30th 2026

Sectors:

Topics:

All Firms

🇪🇺 ESMA Speech

April 30th 2026

ESMA launches a call for evidence on the structure of European equity markets

ESMA launches a call for evidence on the structure of European equity markets 30 April 2026 Trading The European Securities and Markets Authority (ESMA) has published a call for evidence (CfE) presenting a data driven analysis of the evolution of trading in European equity markets between 2022 and 2025, based on MiFIR transaction reporting data. The CfE invites stakeholder feedback on observed trends and their potential regulatory implications. The analysis shows that European equity markets ...

Sectors:

Prudential / Capital Requirements Technology & Cyber Market Abuse / Surveillance

Topics:

Broker Dealer

🇸🇬 MAS News

April 30th 2026

Enhancements to MAS’ Regulatory Framework To Facilitate Dual Listings on the Singapore Exchange

Singapore, 30 April 2026… The Monetary Authority of Singapore (MAS) today issued its response to the public consultation on proposed amendments to the Securities and Futures Act 2001 (SFA) to facilitate dual listing arrangements on the Singapore Exchange (SGX). The proposed regulatory framework supports the implementation of the Global Listing Board (GLB), a partnership by the SGX and Nasdaq, and facilitates future similar collaborations.

Sectors:

Technology & Cyber Senior Managers / Governance

Topics:

All Firms

🇪🇺 ESMA Consultation medium

April 29th 2026

ESMA consults on guidelines on endorsement under the ESG Ratings Regulation

ESMA consults on guidelines on endorsement under the ESG Ratings Regulation 29 April 2026 Credit Rating Agencies The European Securities and Markets Authority (ESMA) has launched a public consultation on draft guidelines on endorsement under the ESG Ratings Regulation 1 . The consultation paper sets out ESMA’s proposed approach to the endorsement of non-EU ESG ratings under the regulatory framework and seeks feedback from ESG rating providers and other stakeholders on the draft guidelines. Th...

Sectors:

ESG Technology & Cyber Market Abuse / Surveillance

Topics:

All Firms

Banking & Credit Payments & E-Money Consumer Credit

🇬🇧 FCA News

April 29th 2026

FCA reviewing whether APRs support consumers’ choices

The FCA is reviewing whether Annual Percentage Rates (APRs) help consumers understand borrowing costs andis seeking views on whetherit should changehow these are communicated in credit advertising. APRsindicatethe yearly cost of borrowing, including interest and fees. A representative APR means at least half of consumers receive that rate or better. Current rules require representative APRs in most credit advertising.Research, published today, shows APRs are useful for comparing products, but...

Sectors:

Topics:

All Firms

🇮🇪 CBI Warning

April 29th 2026

Raisin Bank AG (Clone) - Central Bank of Ireland Issues Warning on Unauthorised Firm

Unauthorised Banking Business, Investment Firm, Investment Business Firm

Sectors:

Topics:

Bank

🇬🇧 PRA News

April 29th 2026

SoP14/24 – The Prudential Regulation Authority’s approach to cost benefit analysis

Statement of Policy 14/24

Sectors:

Prudential / Capital Requirements Technology & Cyber

Topics:

All Firms

🇬🇧 FCA News

April 29th 2026

LCM Family Limited enters administration

On 28 April 2026, LCM Family Limited (LCM) went into administration. Louise Longley and Gary Shankland of BTG Begbies Traynor (Central) LLP were appointed as joint administrators of the firm. The joint administrators are responsible for managing the affairs of the firm during the administration process.LCM (previously known as LCM Wealth Management Limited) is authorised by the FCA and provided financial advice and related investment services. LCM is also regulated by the Solicitors Regulatio...

Sectors:

Wealth & Private Banking

Topics:

Wealth Manager

Prudential / Capital Requirements Technology & Cyber

🇬🇧 PRA Consultation medium

April 29th 2026

Prudential Regulation Authority’s statement in relation to HM Treasury’s Risk Transformation Regulations consultation response – April 2026

The PRA has committed to consulting on a new insurance captives regime in Summer 2026.

Sectors:

Insurance & Pensions

Topics:

Insurance

Banking & Credit Investment Management Capital Markets & Trading Payments & E-Money Crypto & Digital Assets

🇮🇪 CBI Enforcement critical

April 29th 2026

Remarks by Director of Horizontal Supervision, Patricia Dunne to the European Anti-Financial Crime Summit, Dublin

Safeguarding Financial Integrity – Central Bank of Ireland’s Approach to Financial Crime Prevention Thank you for the invitation to speak at today’s event. This is an important opportunity for us to engage and share our experiences and approaches to deal with the global challenges and issues we are facing in financial crime. Change, instability, flux, unpredictability - all words that I guarantee you will hear on multiple occasions throughout the day’s events. I will not be any different. We ...

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Operational Resilience / Outsourcing

Bank

Prudential / Capital Requirements Technology & Cyber

🇬🇧 BoE Consultation high

April 29th 2026

PRA publishes plans to support resilience in the life insurance industry

Funded reinsurance transactions involving UK life insurers will face enhanced regulatory requirements under new proposals unveiled today by the Prudential Regulation Authority (PRA).

Sectors:

Insurance & Pensions

Topics:

Insurance

🇬🇧 BoE Speech

April 29th 2026

Innovation and Resilience in the BPA Sector – speech by Gareth Truran

Given at 23rd Westminster and City Annual Bulk Annuities Conference

Sectors:

Topics:

All Firms

🇬🇧 PRA News

April 29th 2026

SoP14/24 – The Prudential Regulation Authority’s approach to cost benefit analysis

Statement of Policy 14/24

Sectors:

Prudential / Capital Requirements Technology & Cyber

Topics:

All Firms

🇭🇰 SFC News

April 29th 2026

SFC commences legal proceedings against former senior executives of China Automotive Interior Decoration Holdings Limited and its subsidiary

No description available.

Sectors:

Topics:

All Firms

🇺🇸 CFTC News

April 28th 2026

CFTC Transitions Its Public Comment Submission Process to Regulations.gov

No description available.

Sectors:

Technology & Cyber Reporting & Disclosure

Topics:

All Firms

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

🇬🇧 FCA Speech

April 28th 2026

Trust, tradition and the future of mutual growth

Speech by Sarah Pritchard, FCA deputy chief executive, at the BSA Annual Conference, Edinburgh. As a history lover, it’s thrilling to be in a city like Edinburgh – called a ‘hot-bed of genius’ during the Scottish Enlightenment.What defined the Enlightenment spirit was the refusal to settle, and a determination to make things better for the future.It’s the kind of approach I’m taking to this moment of regulatory reform.Working with others to solve difficult problems, protecting trust and good ...

Sectors:

Crypto & Digital Assets

Topics:

Crypto Exchange

🇺🇸 CFTC News

April 28th 2026

CFTC Sues Wisconsin to Reaffirm its Exclusive Jurisdiction Over Prediction Markets

No description available.

Sectors:

Topics:

All Firms

🇦🇪 ADGM News

April 28th 2026

Help us develop a proportionate reporting regime for ESG ratings. Register your interest by 13 May 2026. We're inviting ESG rating providers to join a pilot to inform future regulatory reporting once the regime is live.Our aim is to avoid unnecessary reporting burden for firms over time.The pilot aims to help us assess whether the proposed metrics for ESG ratings reporting are:clearfeasibleproportionate across different business modelsuseful for supervisory purposesParticipants will have a di...

Deadline: 13 May 2026

Sectors:

AML / Financial Crime ESG Technology & Cyber

Topics:

All Firms

Banking & Credit Crypto & Digital Assets

🇬🇧 BoE Guidance

April 28th 2026

Statistical Notice 2026/03 - Bank of England Levy: request for contact details

Statistical Notices update the definitions and guidance contained in the Banking Statistics Yellow Folder

Sectors:

Topics:

BankCrypto Exchange

🇬🇧 BoE Speech

April 28th 2026

Building a banking regime for the future - speech by David Bailey

Given at JPM UK Banks ALM Conference

Sectors:

Topics:

Bank

Banking & Credit Capital Markets & Trading Payments & E-Money Mortgage & Lending

🇮🇪 CBI Warning

April 28th 2026

Vigilance and Resilience - Strengthening Credit Unions in a Changing Landscape - Remarks by Domhnall Cullinan at ILCU Annual Conference

Good morning. Brendan, thank you for the warm introduction. It is a pleasure to join you at the ILCU Internal Audit Services Conference. I also want to thank Barry Harrington for the invitation to address you here today. 1 When I addressed the ILCU Annual Conference last April, I spoke about a time of transformative change for credit unions, a period that would bring both significant opportunities and important challenges. 2 One year on, we can see that transformation taking shape. A revised ...

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Prudential / Capital Requirements

All Firms

Banking & Credit Capital Markets & Trading Payments & E-Money Crypto & Digital Assets Mortgage & Lending

🇬🇧 FCA Enforcement low

April 28th 2026

From promise to practice: shaping open finance policy with our Smart Data Accelerator

Open finance has vast potential. It promises to transform financial services for millions of people through firms using customers’ data in bigger and better ways. But to make that promise a reality, we need to look at how it works in practice. How does sharing data solve real problems for people and businesses?That’s the question we want to answer with our Smart Data Accelerator, which enables firms to showcase open finance solutions in a digital testing environment to help shape policy makin...

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Market Abuse / Surveillance

Fintech

🇮🇪 CBI Enforcement critical

April 28th 2026

New Central Bank research reveals one in three Irish adults have experienced fraud, yet 38% never report it

More than one in three Irish adults (35%) have experienced fraud or scams. 38% of fraud victims never reported their experience to their financial service provider or any authority. Research identified risky online behaviours as the single strongest predictor of fraud experience—more influential than age, income, or education level. Fraud victims are far more likely to recover monies when the fraud is reported. Fraud literacy reduces predicted fraud exposure Central Bank of Ireland of Ireland...

Sectors:

Consumer Protection / Conduct Technology & Cyber Reporting & Disclosure

Topics:

Bank

🇬🇧 FCA Policy low

April 27th 2026

Motor finance compensation scheme challenged

Our scheme is the quickest, fairest and most efficient way to compensate consumers. It is disappointing that some have decided to challenge it and delay consumers getting their money back, when for many the payouts would be very welcome this year as they face rising household bills. This also prolongs the uncertainty for all involved, which is not good for investment or a healthy motor finance market.We are considering our approach and will set out more later this week.

Sectors:

Consumer Protection / Conduct Technology & Cyber Market Abuse / Surveillance

Topics:

All Firms

🇬🇧 FCA News

April 27th 2026

FCA consults on changes to IPO research rules

The FCA is seeking views on proposals to change rules that govern the publication of research during the initial public offering (IPO) process. The FCA is consulting on removing the requirement for a 7-day delay before connected research on an IPO can be published. It also consults on removing rules that require firms to provide independent analysts with the same information as their own research analysts.These rules were introduced in 2018 to encourage the production of unconnected research,...

Sectors:

Prudential / Capital Requirements Technology & Cyber Market Abuse / Surveillance

Topics:

All Firms

🇬🇧 FCA News

April 27th 2026

FCA Board appoints 2 new members to the Regulatory Decisions Committee

The FCA Board appoints new members to decision-making committee. The Board of the FCA has appointed Jonathan Peddie and Raymond Cox KC as new members of the FCA’s Regulatory Decisions Committee (RDC).The RDC is responsible for taking certain regulatory decisions on behalf of the FCA relating to contested enforcement action. Committee members bring a broad range of professional experience to support fair, independent and evidence-based decision-making.Alison Potter, the chair of the RDC, said:...

Sectors:

Consumer Protection / Conduct Technology & Cyber Senior Managers / Governance

Topics:

All Firms

🇪🇺 ECB News

April 27th 2026

Understanding the banking sector capital framework in the European Union

No description available.

Sectors:

Prudential / Capital Requirements Technology & Cyber

Topics:

Bank

🇱🇺 CSSF News

April 27th 2026

Audit profession: Practical details on the EAP – 2026 Session (only in French)

No description available.

Sectors:

Topics:

All Firms

🇱🇺 CSSF News

April 27th 2026

Development of the balance sheet total and provisional net results of specialised PFS

Situation as at 31 March 2026

Sectors:

Topics:

All Firms

Banking & Credit Insurance & Pensions Capital Markets & Trading

🇪🇺 ESMA News

April 24th 2026

Joint Committee annual report highlights digitalisation, cyber resilience and sustainable finance as key priorities of 2025

Joint Committee annual report highlights digitalisation, cyber resilience and sustainable finance as key priorities of 2025 24 April 2026 Joint Committee The Joint Committee of the European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published its Annual Report for 2025 , setting out the main priorities and achievements of its cross-sectoral work over the past year. In 2025, the Joint Committee focused on protecting consumers in increasingly digital financial markets, stren...

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Operational Resilience / Outsourcing

Fintech

🇱🇺 CSSF News

April 24th 2026

Council Regulation (EU) 2026/513 of 23 April 2026

amending Regulation (EC) No 765/2006 concerning restrictive measures in view of the situation in Belarus and the involvement of Belarus in the Russian aggression against Ukraine

Sectors:

Topics:

All Firms

🇱🇺 CSSF News

April 24th 2026

Council Implementing Regulation (EU) 2026/505 of 23 April 2026

implementing Article 8a(1) of Regulation (EC) No 765/2006 concerning restrictive measures in view of the situation in Belarus and the involvement of Belarus in the Russian aggression against Ukraine

Sectors:

Topics:

All Firms

🇱🇺 CSSF News

April 24th 2026

Council Regulation (EU) 2026/511 of 23 April 2026

amending Regulation (EU) No 269/2014 concerning restrictive measures in respect of actions undermining or threatening the territorial integrity, sovereignty and independence of Ukraine

Sectors:

Topics:

All Firms

🇱🇺 CSSF News

April 24th 2026

Council Implementing Regulation (EU) 2026/509 of 23 April 2026

implementing Regulation (EU) No 269/2014 concerning restrictive measures in respect of actions undermining or threatening the territorial integrity, sovereignty and independence of Ukraine

Sectors:

Topics:

All Firms

🇱🇺 CSSF News

April 24th 2026

Council Regulation (EU) 2026/506 of 23 April 2026

amending Regulation (EU) No 833/2014 concerning restrictive measures in view of Russia’s actions destabilising the situation in Ukraine

Sectors:

Topics:

All Firms

🇮🇪 CBI Warning

April 24th 2026

Sectors:

Topics:

All Firms

🇺🇸 CFTC News

April 23rd 2026

CFTC Charges U.S. Service Member with Insider Trading in Nicolás Maduro-Related Event Contracts

No description available.

Sectors:

Topics:

Broker Dealer

🇦🇺 ASIC News

April 23rd 2026

Financial institutions are working to make their digital services accessible. This is important, because it ensures that people with disabilities can manage their finances independently. To provide further guidance to the sector, the Autoriteit Financiële Markten (AFM) shares expectations and points of attention in the third EAA update. In the coming months, we will conduct a compliance review on accessibility. We encourage the sector to further refine their notifications of non compliance.

AI Analysis

AFM’s third EAA update makes clear that Dutch financial institutions must not only fix accessibility gaps, but also **assign clear internal accountability**, **embed accessibility compliance in governance and monitoring**, and **submit more specific non-compliance notifications**. AFM also announced a **sector-wide compliance review in the coming months**, with a focus on whether websites meet WCAG criteria, especially **level A** requirements, so compliance teams should treat this as an active supervisory campaign rather than routine guidance.

What Changed

- AFM expects financial institutions to identify accessibility risks in their digital services and implement improvements that meet the required WCAG criteria.
AFM expects firms to embed and monitor accessibility through internal processes, rather than treating accessibility as a one-off remediation project.
AFM is emphasizing clear accountability for safeguarding digital accessibility, which means firms should be able to show who owns accessibility compliance, monitoring, and remediation internally.
AFM says EAA notifications of non-compliance must be more specific, because current submissions often do not describe the exact accessibility issues or where they are located.
AFM has published further instructions on how to answer certain questions in the EAA notification form, indicating a stronger supervisory focus on the quality of regulatory reporting.

Suggested Considerations

Firms should map all consumer-facing digital services and identify which websites, apps, and digital documents fall within EAA/WCAG scope.
Firms should assign a named internal owner for accessibility compliance, monitoring, remediation tracking, and regulatory notifications.
Firms should document accessibility risks and remediation plans for each in-scope digital service, including the precise pages, functions, or documents affected.
Firms should embed accessibility checks into design, development, testing, and change-management processes so compliance is monitored continuously.
Firms should review EAA non-compliance notifications and make them more specific, including the exact accessibility issues, affected locations, and remediation status.

Key Dates

Topics:

Bank

🇱🇺 CSSF News

April 22nd 2026

New methods of transmitting management notifications and de-notifications with a European passport for Luxembourg-domiciled IFMs

No description available.

Sectors:

Topics:

All Firms

🇱🇺 CSSF News

April 22nd 2026

MiFID annex to the notification letter under Articles 17 and/or 18 of Directive 2009/65/EC (UCITSD) and/or Article 33 of Directive 2011/61/EU (AIFMD)

No description available.

Sectors:

Topics:

Asset Manager

🇨🇭 FINMA News

April 22nd 2026

FINMA welcomes the Federal Council’s dispatch on the revision of the Banking Act

The Swiss Financial Market Supervisory Authority (FINMA) welcomes the dispatch on the revision of the Banking Act, which the Federal Council adopted today. The bill is one of several key measures aimed at strengthening banking stability. In order to achieve the best possible results, FINMA recommends that the measures proposed in the Federal Council’s parameters for amendments to the Banking Act be implemented in their entirety. In particular, it advocates for the strengthening of statutory i...

Sectors:

Topics:

Bank

🇬🇧 FCA News

April 22nd 2026

FCA and PRA confirm changes to streamline senior manager accountability and boost growth

Firms willbenefitfromreduced costs andgreater flexibility, andfind it easier tocomply with the Senior Managers and Certification Regime (SM&CR),following reformsset outon 22 April by theFCA and Prudential Regulation Authority (PRA). The changes, which come as the first phase of a multi-stage package of reform from the Government and regulators, will maintain the core principle of senior leader accountability, and will benefit firms by:Giving more time to submit senior manager applications whe...

Sectors:

AML / Financial Crime Consumer Protection / Conduct Prudential / Capital Requirements

Topics:

All Firms

🇪🇺 ECB News

April 22nd 2026

Frank Elderson: Interview with NRC

No description available.

Sectors:

Topics:

All Firms

🇬🇧 FCA News

April 22nd 2026

FCA leads first crackdown on illegal crypto trading

The FCA has carried out its first operation with partners to disrupt illegal peer-to-peer crypto trading across multiple London locations. Working with HM Revenue & Customs (HMRC) and the South West Regional Organised Crime Unit (SWROCU), the FCA targeted 8 premises suspected of illegal peer-to-peer crypto trading. The FCA issued cease and desist letters at each site, notifying traders to stop illegal activity immediately. Evidence obtained during the on-site inspections is supporting a numbe...

Sectors:

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

Topics:

Broker DealerCrypto Exchange

🇫🇷 AMF Warning

April 22nd 2026

Crypto-assets: the Autorité des Marchés Financiers warns the public about the activities of several unauthorized entities

Warning Savings protection Warning Crypto-assets Crypto-assets: the Autorité des Marchés Financiers warns the public about the activities of several unauthorized entities

Sectors:

Crypto & Digital Assets

Topics:

Crypto Exchange

🇬🇧 BoE News

April 22nd 2026

FCA and PRA confirm changes to streamline senior manager accountability and boost growth

The PRA and FCA have set out reforms to the Senior Managers and Certification Regime, designed to reduce costs and offer greater flexibility.

Sectors:

AML / Financial Crime Technology & Cyber Senior Managers / Governance

Topics:

All Firms

🇭🇰 SFC News

April 22nd 2026

SFC hosts IOSCO Committee 2 meeting in Hong Kong on secondary market

No description available.

Sectors:

Topics:

All Firms

🇱🇺 CSSF News

April 22nd 2026

CSSF Annex to the notification letter under Article 33 of Directive 2011/61/EU (AIFMD) (Updated)

Version 3.2

Sectors:

Investment Management

Topics:

Asset Manager

🇱🇺 CSSF News

April 22nd 2026

CSSF Annex to the notification letter under Article 17 of Directive 2009/65/EC (UCITSD) (Updated)

Version 3.2

Sectors:

Investment Management

Topics:

Asset Manager

🇪🇺 ESMA Consultation medium

April 21st 2026

ESMA support ESEF implementation with updated taxonomy

ESMA support ESEF implementation with updated taxonomy 21 April 2026 Electronic reporting The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has published the 2025 European Single Electronic Format (ESEF) XBRL taxonomy files , together with an updated ESEF Conformance Suite . These materials support issuers and software vendors in preparing 2026 IFRS consolidated financial statements using the most up‑to‑date ESEF format. The 2025 taxono...

Sectors:

Technology & Cyber Market Abuse / Surveillance Reporting & Disclosure

Topics:

All Firms

Banking & Credit Capital Markets & Trading Payments & E-Money

🇬🇧 FCA News

April 21st 2026

FCA announces second cohort for AI Live Testing

Speaking at UK FinTech Week, Jessica Rusu, chief data, information and intelligence officer at the FCA, has confirmed the second group of firms selected to join AI Live Testing. Eight new firms, including Barclays, Experian, Lloyds Banking Group (Scottish Widows), and UBS, have been chosen by the FCA to live test AI applications to support safe and responsible deployment.The FCA is working with its technical partner Advai, a London-based specialist in automated AI assurance, to provide AI Liv...

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

BankFintech

🇱🇺 CSSF Warning

April 21st 2026

Warning concerning the website www.german-lion-sa.eu

No description available.

Sectors:

Topics:

All Firms

🇱🇺 CSSF News

April 21st 2026

Council Implementing Regulation (EU) 2026/885 of 21 April 2026

implementing Regulation (EU) 2024/2642 concerning restrictive measures in view of Russia’s destabilising activities

Sectors:

Topics:

All Firms

🇫🇷 AMF Warning

April 21st 2026

The AMF and the ACPR warn the public against several entities offering in France investments in the unregulated foreign exchange market (Forex) and in crypto-assets derivatives without being authorized to do so

Warning Warning Savings protection Forex and binary options The AMF and the ACPR warn the public against several entities offering in France investments in the unregulated foreign exchange market (Forex) and in crypto-assets derivatives without being authorized to do so

Sectors:

Topics:

Crypto Exchange

🇬🇧 FCA Speech

April 21st 2026

Supporting fintech in the next phase of innovation

Speech by Jessica Rusu, FCA chief data, information and intelligence officer at IFGS. Key pointsAgentic commerce will change how financial decisions and transactions are made, demanding a fundamentally new approach.We are expanding practical support for firms through the next phase of our AI Lab.Open Finance will provide the foundations of a more intelligent financial system.We are supporting solo-regulated firms scale, with our Scale-Up unit open for expressions of interest.

Sectors:

Topics:

Fintech

🇨🇭 FINMA News

April 21st 2026

FINMA annual media conference 2026

At its annual media conference today, the Swiss Financial Market Supervisory Authority FINMA outlined the key areas of its supervision in 2025. It consistently implemented its proportional and risk-based supervisory approach, strengthened the resilience of the institutions under its supervision, and focused on the early detection of emerging risks among those institutions. In its review, it outlined how it protected Swiss financial market clients during the year.

Sectors:

Topics:

All Firms

Banking & Credit Investment Management Capital Markets & Trading

🇮🇪 CBI News medium

April 20th 2026

Issue 4 2026

No description available.

Sectors:

Topics:

Reporting & Disclosure Operational Resilience / Outsourcing Technology & Cyber

Asset ManagerBroker DealerBank

Crypto & Digital Assets Investment Management

🇭🇰 SFC News high

April 20th 2026

SFC unveils new regulatory framework to allow secondary trading of tokenised SFC-authorised investment products

No description available.

Sectors:

Topics:

Authorisation & Licensing Consumer Protection / Conduct Technology & Cyber

Crypto ExchangeAsset ManagerBank

🇭🇰 SFC Speech

April 20th 2026

New speech by Eric Yip: Keynote address at Hong Kong Web3 Festival 2026

No description available.

Sectors:

Crypto & Digital Assets

Topics:

Crypto ExchangeFintech

Banking & Credit Investment Management Wealth & Private Banking

🇭🇰 SFC Speech

April 20th 2026

New speech by Kelvin Wong: Keynote speech at the HKICPA x IFAC PAIB Conference

No description available.

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Reporting & Disclosure

Asset ManagerWealth ManagerBank

Banking & Credit Capital Markets & Trading Payments & E-Money

🇦🇪 ADGM News medium

April 20th 2026

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

BankBroker DealerFintech

🇸🇦 SAMA News low

April 13th 2026

Sectors:

Technology & Cyber Operational Resilience / Outsourcing

Topics:

BankFintech

Banking & Credit Capital Markets & Trading Payments & E-Money

🇸🇬 MAS News medium

April 10th 2026

Joint Statement of the Thirteenth ASEAN Finance Ministers’ and Central Bank Governors’ Meeting (13th AFMGM)

The 13th AFMGM was convened under the co-chairmanship of H.E. Frederick D. Go, Secretary of the Department of Finance of the Philippines, and H.E. Eli M. Remolona, Jr., Governor of the Bangko Sentral ng Pilipinas.

Sectors:

Topics:

BankFintechPayment Provider

🇨🇭 FINMA News high

April 9th 2026

FINMA publishes guidance on managing digital fraud risks

A survey of banks conducted by the Swiss Financial Market Supervisory Authority FINMA shows that there is a need for action in addressing digital fraud risks, particularly in the areas of operational risk management and preventing money laundering. FINMA published its findings today in a new guidance.

Sectors:

AML / Financial Crime Operational Resilience / Outsourcing Technology & Cyber

Topics:

BankFintechPayment Provider

Banking & Credit Investment Management Wealth & Private Banking

🇦🇺 ASIC News high

April 8th 2026

Sectors:

Topics:

AML / Financial Crime Prudential / Capital Requirements Technology & Cyber

BankWealth ManagerFintech

🇭🇰 SFC News low

March 31st 2026

Earnings and transaction value surge to five-year highs for Hong Kong’s securities industry in 2025

No description available.

Sectors:

Topics:

Broker Dealer

Investment Management Banking & Credit Wealth & Private Banking

🇦🇪 ADGM News

March 30th 2026

Muzinich Co. Opens Adgm Office To Strengthen Middle East Presence

Sectors:

Topics:

Authorisation & Licensing Consumer Protection / Conduct Technology & Cyber

Asset ManagerBankWealth Manager

Capital Markets & Trading Consumer Credit Mortgage & Lending

🇭🇰 SFC News high

March 30th 2026

Uncertificated securities market regime – targeted for launch in November 2026

No description available.

Sectors:

Topics:

Authorisation & Licensing Operational Resilience / Outsourcing Technology & Cyber

BankBroker DealerFintech

Banking & Credit Investment Management Crypto & Digital Assets

🇦🇪 ADGM News high

March 30th 2026

30 Mar 2026 Read more

Sectors:

Topics:

Authorisation & Licensing Prudential / Capital Requirements Technology & Cyber

BankCrypto ExchangeFintech

🇸🇦 SAMA News medium

March 29th 2026

Sectors:

Authorisation & Licensing Technology & Cyber

Topics:

FintechBankPayment Provider

Banking & Credit Crypto & Digital Assets Consumer Credit

🇸🇦 SAMA News medium

March 26th 2026

Good afternoon and welcome to this Central Bank of Ireland workshop on the Consumer Protection Code. Today I will focus on the outlook for consumers and investors. But first let me pause to talk a little about the broader context in which we find ourselves. We are living through a period marked by extraordinary change, geopolitical instability, rapid technological transformation and shifting economic conditions. Governor Makhlouf summarised this well when he said how 2026 has already seen ext...

AI Analysis

Deputy Governor Colm Kincaid's speech on 24 March 2026 emphasizes consumer protection as central to the Central Bank of Ireland's (CBI) mission amid geopolitical, technological, and economic changes, highlighting the revised **Consumer Protection Code 2025** (CPC 2025) as a key modernization effort. This matters for compliance professionals because the CPC 2025 introduces enhanced, digitally-focused protections effective **24 March 2026**, replacing the 2012 Code after a 12-month implementation period, with firms required to proactively secure customer interests.

What Changed

The CPC 2025 comprises Standards for Business Regulations (governance, resources, risk management, conduct standards) and Consumer Protection Regulations (cross-sectoral and sector-specific rules for...
Core obligation: Firms must "secure customers’ interests," shifting to a proactive, customer-focused mindset.
Cross-sectoral requirements: Knowing the consumer/suitability; conflicts of interest/remuneration; vulnerable consumers (updated definition); digitalisation (customer-focused design); effective...
Specific enhancements: Fraud/scam protections; mortgage switching disclosures; greenwashing prevention via clear sustainability claims; expanded consumer definition (e.g., SMEs up to €5m turnover...
Supporting materials: Guidance on securing interests/vulnerable consumers, mapping tool for legacy codes, redline amendments.

Suggested Considerations

Gap analysis: Map current policies/processes against CPC 2025 using CBI's mapping tool; update for new obligations like digital service design, vulnerability screening, fraud measures.
Policy/system updates: Implement "secure customers’ interests" framework; enhance disclosures (e.g., mortgages, charges, unregulated activities); train staff on conduct standards/vulnerable consumers.
Governance/risk: Strengthen board oversight, risk management for cyber/fraud/digital risks; distinguish regulated/unregulated activities.
Testing/monitoring: Develop records/compliance systems; test advertising/bundling; integrate sustainability claims checks.
Stakeholder engagement: Review CBI guidance/FAQs; prepare for supervision during implementation.

Key Dates

AI Analysis

The CFTC issued FAQs on March 20, 2026, providing clarification on how registered entities and market participants should handle crypto assets and blockchain technologies in their operations, building directly on the agency's tokenized collateral guidance and no-action relief issued in late 2025 and early 2026. This guidance is critical because it operationalizes the SEC-CFTC joint interpretation issued just three days earlier (March 17, 2026), which established a binding regulatory framework classifying 16 crypto assets as digital commodities and clarifying the treatment of non-security crypto assets under federal law.

What Changed

The CFTC FAQs address implementation questions arising from two prior staff positions:
Tokenized Collateral Guidance (CFTC Staff Letter 25-39): Established the framework allowing futures commission merchants (FCMs) and designated contract markets (DCMs) to accept digital assets as...
No-Action Position (CFTC Staff Letter 26-05): Provided temporary relief permitting FCMs to accept payment stablecoins, Bitcoin, and Ether as customer margin collateral, subject to specific...
How registered entities should operationalize tokenized collateral acceptance
Compliance with notification and operational risk management requirements

Suggested Considerations

*Immediate (0–30 days):
*Asset Classification Audit: Map every crypto asset in your portfolios, products, or platforms against the five-category framework (digital commodities, digital collectibles, digital tools, stablecoins, digital securities) established in the March 17 joint interpretation.
*Investment Contract Review: Identify any assets subject to active issuer promises of essential managerial effort—those remain securities regardless of category and cannot be treated as digital commodities.
*FAQ Implementation Review: Obtain and review the full CFTC FAQs (available at https://www.cftc.gov/PressRoom/PressReleases/9200-26) to identify specific operational questions relevant to your entity type.
*Notification Protocol Establishment: If relying on the no-action relief for tokenized collateral, establish procedures to notify the CFTC of significant operational, system, or cybersecurity issues affecting digital asset collateral use (required for first three months of relief).

Key Dates

March 17, 2026

SEC-CFTC Joint Interpretation Effective; The foundational joint interpretation establishing crypto asset taxonomy and digital commodity classification became effective upon Federal Register publication

March 20, 2026

Policy statement 7/26

AI Analysis

PS7/26 finalizes PRA rules for standardized reporting of operational incidents and material third-party (MTP) arrangements, responding to CP17/24 consultation feedback by reducing firm burden through simplified templates and exclusions. This matters for compliance professionals as it enhances PRA oversight of operational resilience risks amid rising threats and third-party reliance, aligning with international standards like DORA and FSB FIRE while supporting identification of critical third parties (CTPs).

What Changed

- MTP Reporting: Amended notification rule for clarity; scope excludes credit unions with <£50m assets and all third-country branches; separated register and notification templates with reduced data...
Operational Incident Reporting: Merged three-phased reports (initial, interim, final) into one simplified, aligned template across PRA/FCA/Bank; removed fields, made more optional; clarified...
Guidance Enhancements: Updated SS2/21 with MTP identification examples; SS1/26 clarifies threshold interpretation, early-stage assessments, and systemic impact expectations.
Alignment: Full harmonization with FCA/Bank and international standards (DORA, FSB FIRE). | Aspect | CP17/24 Proposal | PS7/26 Final Policy | |--------|------------------|---------------------| |...

Suggested Considerations

Identify and notify MTP arrangements via FCA Connect (excluding exemptions); maintain annual register with reduced fields.
Monitor/assess operational incidents against clarified thresholds (e.g., contagion, reputation); submit single report if met, within specified timelines.
Update policies per SS1/26 (thresholds) and SS2/21 (MTP identification).
Align reporting with PRA/FCA/Bank templates; use data for resilience prioritization.
For insurers: Integrate with ongoing operational resilience post-SS1/21 milestone (31 March 2025).

Key Dates

December 2024

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Market Abuse / Surveillance

BankFintechCrypto Exchange

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

March 12th 2026

Data as a dialogue – speech by Vicky White

Given at Connect Global Group 4th Annual Treasury and Capital Markets Forum

Sectors:

Topics:

Prudential / Capital Requirements Reporting & Disclosure Technology & Cyber

BankAsset ManagerWealth Manager

🇬🇧 BoE Speech high

March 12th 2026

Reforming cross-border payments – speech by Andrew Bailey

Given at the FSB Payments Summit

Sectors:

Operational Resilience / Outsourcing Technology & Cyber Consumer Protection / Conduct

Topics:

BankPayment ProviderAll Firms

🇪🇺 ESMA News high

March 11th 2026

EU financial markets enter 2026 amid high-risk environment

EU financial markets enter 2026 amid high-risk environment 11 March 2026 Press Releases Risk monitoring The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, published today its first risk monitoring report of 2026 , outlining the key risks and vulnerabilities in EU financial markets. ESMA finds that risks of market and systemic stress remain high despite resilient market performance in the second half of 2025. Our risk assessment for the s...

Sectors:

Market Abuse / Surveillance Operational Resilience / Outsourcing Technology & Cyber

Topics:

BankBroker DealerCrypto Exchange

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇬🇧 FCA Speech medium

March 10th 2026

Stepping back, staying safe: a joined-up approach to growth

Speech by David Geale, executive director, payments and digital finance, and PSR managing director at the MoneyLIVE Summit 2026, London. ConsolidationRule 1 is ‘Out of clutter, find simplicity.’The Government announced its intention to consolidate the PSR into the FCA about a year ago. It was a decision we welcomed.Our work has always been complementary, and we made it work.As an economic regulator, the PSR is focused on getting the foundations right – the payment systems and infrastructure t...

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Authorisation & Licensing

BankFintechCrypto Exchange

Banking & Credit Investment Management Capital Markets & Trading

🇯🇵 JFSA News medium

March 10th 2026

Publication,FSA Weekly Review No.678 March 10, 2026

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Reporting & Disclosure Technology & Cyber

BankAsset ManagerBroker Dealer

Banking & Credit Investment Management Wealth & Private Banking

🇭🇰 SFC Speech

March 10th 2026

New speech by Kelvin Wong: Remarks at the Investor and Financial Education Award 2025 Presentation Ceremony

No description available.

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Reporting & Disclosure

Asset ManagerWealth ManagerBank

🇺🇸 CFTC News high

March 9th 2026

CFTC Chairman Michael S. Selig, Chairman: FIA Global Cleared Markets Conference

No description available.

Sectors:

Technology & Cyber Market Abuse / Surveillance Authorisation & Licensing

Topics:

Broker DealerFintechCrypto Exchange

Banking & Credit Capital Markets & Trading Insurance & Pensions

🇮🇪 CBI Enforcement high

March 9th 2026

“Regulating with purpose – outcomes-focused regulation and supervision, a practitioner’s perspective” – Remarks by Deputy Governor McMunn at Outcomes-focused Regulation in Financial Services conference, University College Dublin (UCD)

Good morning everyone, I am delighted to be here for what looks set to be an interesting conference on a topic which is both very close to my heart and central to what we do at Central Bank of Ireland (“the Central Bank”) – as we work to deliver on our mission, and in particular ensuring the financial system is operating in the best interests of consumers and the wider economy. 1 I am particularly delighted to be back in UCD – where I had the pleasure to study economics as an undergraduate, w...

AI Analysis

This speech by Deputy Governor Mary Elizabeth McMunn outlines the Central Bank of Ireland's (CBI) shift toward **outcomes-focused regulation and supervision**, emphasizing five key priorities from the 2026 Regulatory and Supervisory Outlook (RSO) to address geopolitical risks, consumer protection, technology, and resilience in a volatile environment. It matters for compliance professionals as it signals intensified CBI scrutiny on firm behaviors and outcomes rather than mere rule compliance, with direct implications for supervisory engagements, thematic reviews, and enforcement across banking, funds, insurance, and payments sectors.

What Changed

No new legislative changes are introduced in the speech itself, which serves as a practitioner's perspective on implementing the RSO 2026 priorities.
Resilience to geopolitical/macro risks (operational resilience, cyber security, financial resilience).
Consumer/investor protection (customer experience, digitalisation risks, financial crime/fraud).
Technology transformations (AI, digital money, tokenisation). These build on prior developments like the revised Consumer Protection Code (CPC), DORA implementation, and enhanced AML/CFT frameworks,...

Suggested Considerations

Conduct gap analyses for revised CPC compliance, focusing on thresholds, customer experience, and fraud support (immediate if in-scope).
Enhance resilience frameworks: Map operational/cyber risks, perform realistic scenario testing, document risk management for geopolitical/macro uncertainties.
Strengthen financial crime controls: Improve fraud detection, victim support, scam awareness; update AML/CFT via enhanced questionnaires and transaction monitoring.
Review technology/AI governance: Assess AI models, digital innovations (e.g., tokenisation); engage CBI supervisors pre-implementation; ensure data quality/reliability.
Embed ESG/climate risks: Integrate into governance/business models; prepare for desktop/onsite reviews and greenwashing checks.

Key Dates

24 March 2026 DEADLINE

- Revised Consumer Protection Code (CPC) takes effect (12-month lead-in complete; firms must be compliant)

H1–H2 2026

- DORA implementation including threat-led penetration testing (survey issued H1)

H1–H2 2026

- Enhanced AML/CFT Risk Evaluation Questionnaire

H1 2026–H2 2027

- Thematic inspection of transaction monitoring and STR reporting

H1–H2 2026

- UCITS Value at Risk (VaR) model review and depositary oversight

Compliance Impact

Urgency: High – The speech, delivered today (9 March 2026), underscores imminent RSO 2026 execution with CPC effective in 2 weeks (24 March 2026) and H1 2026 activities (e.g., DORA testing, AML questionnaires) starting soon. Non-compliance risks intensified supervision, thematic inspections, enforcement, and reputational damage in a high-geopolitical-risk environment; outcomes-focus demands proactive evidence of resilience and consumer safeguards over procedural box-ticking.

References

AI-generated analysis. May contain errors or omissions — verify with the original CBI source before acting. Full disclaimer.

Sectors:

Topics:

Consumer Protection / Conduct Operational Resilience / Outsourcing Technology & Cyber

BankAsset ManagerInsurance

Banking & Credit Investment Management Capital Markets & Trading

🇭🇰 SFC Speech

March 9th 2026

New speech by Kelvin Wong: Keynote remarks at the Hong Kong Securities and Investment Institute Chairman’s Cocktail

No description available.

Sectors:

Topics:

Technology & Cyber Prudential / Capital Requirements Authorisation & Licensing

BankAsset ManagerBroker Dealer

Banking & Credit Investment Management Wealth & Private Banking

🇸🇬 MAS News low

March 9th 2026

MAS-ESS Essay Competition 2026

Singapore, 9 March 2026…The Monetary Authority of Singapore (MAS) and the Economic Society of Singapore (ESS) today launched the MAS-ESS Essay Competition 2026. The theme for this year’s competition is “Singapore’s AI-Driven Economic Future: How can artificial intelligence reshape our industries, workforce, and competitive advantage while ensuring inclusive growth and managing disruption?”.

Sectors:

Topics:

Technology & Cyber ESG Consumer Protection / Conduct

BankWealth ManagerFintech

🇮🇪 CBI Consultation medium

March 5th 2026

Central Bank of Ireland Launches Discussion Paper on Tokenisation and Distributed Ledger Technology in Financial Services

Central Bank of Ireland today published a Discussion Paper examining the potential role of Distributed Ledger Technology (DLT) and tokenisation in the financial system . Deputy Governor Vasileios Madouros, commenting on the publication, said: “Distributed ledger technology and tokenisation have the potential to transform how financial services are delivered. We believe this technology, if enabled and deployed correctly, can change the financial system for the better, including by helping the ...

AI Analysis

The Central Bank of Ireland (CBI) has launched Discussion Paper 12 (DP12) on Distributed Ledger Technology (DLT) and tokenisation in financial services to explore their transformative potential in areas like markets, funds, payments, and money, while assessing opportunities, risks, and enablers such as legal clarity and interoperability. This matters for compliance professionals as it signals CBI's proactive stance on integrating these technologies into a resilient financial system, aligning with EU ambitions like the Savings and Investment Union, and invites stakeholder input to shape future policy without proposing immediate rules. (Source: https://www.centralbank.ie/news/article/press-release-discussion-paper-tokenisation-and-distributed-ledger-technology-in-financial-services-5-march-26 [publication]; https://www.arthurcox.com/insights/central-bank-issues-discussion-paper-on-dlt-tokenisation-in-financial-services/ )

What Changed

This is a non-binding discussion paper, not a regulatory change or new requirement; it poses 16 questions on topics including legal recognition of tokenised instruments, governance, infrastructure, funds (e.g., tokenised MMFs and ETFs), payments, and risks like operational resilience and interoperability. It highlights needs for policy intervention to avoid fragmented "walled gardens," ensure central bank money's role, and address challenges in fractionalisation, transparency, and settlement finality, but no mandates are imposed yet.

Suggested Considerations

Review DP12 (PDF available via CBI site) and prepare/ submit responses to the 16 questions by 5 June 2026, focusing on legal clarity, risks, funds tokenisation, and enablers like interoperability.
Engage in CBI's structured stakeholder dialogues to influence future frameworks.
Assess internal DLT/tokenisation pilots or plans against discussed risks (e.g., operational resilience, scalability) and opportunities (e.g., fractional ownership, 24/7 liquidity).

Key Dates

Payment ProviderAll Firms

Investment Management Wealth & Private Banking

🇬🇧 FCA Speech medium

March 4th 2026

Consumer investments priorities: strengthening trust, supporting investors

Speech by Lucy Castledine, director of consumer investments, at the TISA Inclusive Investing Conference 2026. Speaker: Lucy Castledine, director, consumer investmentsEvent: TISA Inclusive Investing Conference 2026Delivered: 4 March 2026Note: this is the speech as drafted and may differ from the delivered version.Reading time: 11 minutesKey points:Consumer investments are a cornerstone of the UK economy, with over 5,000 authorised firms and their representatives, serving 19 million adults – ar...

Sectors:

Topics:

Asset ManagerWealth ManagerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇪🇺 ECB News medium

March 4th 2026

Patrick Montagner: Deepening integration, enhancing scale and completing the Single Market

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Consumer Protection / Conduct Technology & Cyber

BankAsset ManagerBroker Dealer

Banking & Credit Investment Management Capital Markets & Trading

🇯🇵 JFSA Consultation high

March 3rd 2026

Publication,Publication of AI Discussion Paper (Version 1.1)

No description available.

AI Analysis

The Financial Services Agency (FSA) has released the **AI Discussion Paper (Version 1.1)**, an updated consultation document addressing the sound utilization of artificial intelligence in Japan's financial sector. This revised version incorporates stakeholder feedback from the FSA AI Public-Private Forum (June-December 2025) and establishes the regulatory foundation for how financial institutions should approach AI governance, risk management, and compliance as AI adoption accelerates.

What Changed

The Version 1.1 update reflects a stakeholder-informed evolution rather than a complete regulatory overhaul:
Incorporation of industry feedback: The revision integrates insights from the FSA AI Public-Private Forum discussions on AI utilization status, risk management practices, and regulatory application...
Expanded scope: The paper now addresses "a broad range of related issues" beyond the initial Version 1.0 framework, reflecting emerging challenges identified through industry dialogue
Preliminary guidance framework: The document provides initial guidance on current state assessment and challenge identification, explicitly acknowledging that technological advancements may alter...
Regulatory clarity initiative: The paper addresses "situations that require clarification on how regulations apply" to AI implementations, signaling the FSA's intent to reduce regulatory ambiguity...

Suggested Considerations

*Immediate (for compliance and risk teams):
*Obtain and review the full AI Discussion Paper (Version 1.1) (available as Attachment 1 from the FSA website)
*Assess current AI implementations against the preliminary discussion points outlined in the paper
*Identify regulatory gaps in existing AI governance frameworks relative to FSA expectations
*Short-term (30-90 days):

Key Dates

March 2025

- Original AI Discussion Paper (Version 1.0) published

March 3, 2026

- FSA publishes AI Discussion Paper (Version 1.1) in Japanese

Ongoing

- Comment submission period (no specified end date provided; comments accepted via email to ai.survey@fsa.go.jp)

June

December 2025; - Previous stakeholder engagement period (completed; informed Version 1.1)

Compliance Impact

Urgency Rating: HIGH

References

AI-generated analysis. May contain errors or omissions — verify with the original JFSA source before acting. Full disclaimer.

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Senior Managers / Governance

BankAsset ManagerBroker Dealer

Banking & Credit Investment Management Payments & E-Money

🇦🇪 DFSA News medium

March 3rd 2026

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankAsset ManagerFintech

Banking & Credit Investment Management Insurance & Pensions

🇮🇪 CBI Enforcement high

February 26th 2026

Central Bank sets out its regulatory and supervisory priorities against the backdrop of geoeconomic shifts and accelerating technological changes that are reshaping the financial system

The Central Bank has today published its Regulatory & Supervisory Outlook 2026 , which sets out its latest assessment of the risk landscape facing the financial sector and the supervisory work it will undertake in response. This follows on from the Governor’s letter to the Tánaiste on the economic outlook and regulatory priorities in January . This is the third year of the report, which continues to be set against a backdrop of a changing, uncertain and increasingly complex external environme...

AI Analysis

The Central Bank of Ireland (CBI) has published its **Regulatory & Supervisory Outlook 2026**, outlining priorities shaped by geoeconomic fragmentation, technological acceleration, and elevated risks like operational resilience, cyber threats, data/AI, and consumer protection. This matters for compliance professionals as it signals intensified supervisory scrutiny, including desktop and onsite inspections, across Ireland's financial sector to ensure resilience and adaptability amid uncertainties.[https://www.centralbank.ie/news/article/press-release-central-bank-sets-out-its-regulatory-and-supervisory-priorities-26-february-2026][https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]

What Changed

No new binding regulatory requirements are introduced in this publication, which serves as a strategic outlook rather than enforceable rules. Key shifts in risk assessment include elevated operational risks (due to geopolitics, digitalisation, complex models), increased asset valuation/market risks, and rising data/models/AI risks, while inflation/interest rate risks have decreased.

Suggested Considerations

Implement revised CPC by 24 March 2026, assessing scope changes and business impacts.[https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]
Enhance financial crime controls, including fraud victim support, scam awareness, and market abuse detection; monitor AMLA developments.[https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]
Embed ESG/climate risks into governance, risk management, and business models, preparing for SFDR 2.0 and event response reviews.[https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]
Prepare for integrated supervision via gatekeeping enhancements and streamlined reporting.[https://maples.com/regulatory-round-up/central-bank-of-ireland-update-and-supervisory-approach-for-2026-fund-service-providers]

Key Dates

2026

2027; - Ongoing desktop/onsite reviews on operational resilience, ESG/climate, and supervisory priorities across sectors.[https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]

24 March 2026 DEADLINE

- Revised Consumer Protection Code (CPC) takes effect, following 12-month lead-in; firms must ensure full implementation.[https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]

H1 2026

- CBI consultation on new Regulatory Impact Assessment (RIA) Framework.[https://maples.com/regulatory-round-up/central-bank-of-ireland-update-and-supervisory-approach-for-2026-fund-service-providers][https://www.centralbank.ie/docs/default-source/regulation/transforming-regulation-and-supervision/regulating-supervising-well-a-more-effective-and-efficient-framework.pdf]

Summer 2027

- Anti-Money Laundering Authority (AMLA) single rulebook implementation, influencing financial crime priorities.[https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]

Compliance Impact

Urgency: High – This outlook directly previews intensified 2026 supervision, with operational/cyber resilience and consumer protection as "key concerns" likely triggering unannounced inspections and enforcement. Firms risk findings on outdated resilience testing or CPC gaps, especially amid elevated risks; proactive alignment now prevents remediation costs and sanctions, given CBI's efficiency roadmap and international...

References

AI-generated analysis. May contain errors or omissions — verify with the original CBI source before acting. Full disclaimer.

Sectors:

Topics:

Operational Resilience / Outsourcing Consumer Protection / Conduct Technology & Cyber

BankAsset ManagerAll Firms

Banking & Credit Payments & E-Money Consumer Credit

🇬🇧 FCA policy_statement medium

February 26th 2026

Payments Vision Delivery Committee publishes Payments Forward Plan

The Payments Vision Delivery Committee (the Committee) has published the Payments Forward Plan (the Plan). Read the Plan on GOV.UKThe Committee comprises:HM TreasuryBank of EnglandFinancial Conduct AuthorityPayment Systems RegulatorThe Plan sets out upcoming initiatives across retail and wholesale payments, including elements of digital assets. Recent publications on open banking, stablecoins and contactless limits, alongside the initiatives in the Plan, show the high level of activity across...

AI Analysis

The Payments Vision Delivery Committee—comprising HM Treasury, Bank of England, FCA, and Payment Systems Regulator—has published the **Payments Forward Plan**, a three-year regulatory roadmap for retail, wholesale payments, and digital assets, aligning with the UK's National Payments Vision for a trusted, innovative ecosystem. This matters for compliance teams as it provides sequencing and milestones for multiple initiatives, enabling proactive planning amid high regulatory activity, including PSR consolidation into FCA and infrastructure upgrades. It signals coordinated efforts to boost competition, resilience, and innovation while minimizing sector capacity strain.[FCA publication]

What Changed

No immediate binding regulatory changes are imposed by the Plan itself; it is a forward-looking roadmap outlining planned initiatives rather than new rules. Key elements include:
Modernisation of payments framework: Consolidation of PSR into FCA, with HMT consultation response in Q1 2026; data/operational enhancements to Faster Payments and Bacs by end-2026.
Infrastructure upgrades: Short-term resilience improvements to Faster Payments and Bacs (end-2026); exploration of regulated stablecoins for on-chain settlement (H1 2026).
Safeguarding enhancements: FCA Supplementary Regime effective May 2026, with engagement Jan-Apr 2026.
Standards and open banking: Industry input on standards body (Feb-Mar 2026 assessment); HMT Data (Use and Access) Act SI in Q4 2026.

Suggested Considerations

Review the full Plan on GOV.UK (https://assets.publishing.service.gov.uk/media/699f2bc6c497bac082bc76bc/Payments_Forward_Plan_.pdf) and map initiatives to your firm's operations, prioritizing safeguarding, infrastructure, and stablecoins.
Engage proactively: Provide FCA views on standards body (by Feb 2026); participate in Jan-Apr 2026 safeguarding engagement; prepare for VRP rollout (live payments expected Q1 2026).
Stablecoin firms: Submit sandbox applications by 18 Jan 2026.
Monitor and plan: Track Regulatory Initiatives Grid for 2027; assess capacity for sequenced initiatives; ensure compliance readiness for May 2026 safeguarding rules and end-2026 infrastructure changes.
Internal audit: Evaluate current adherence to PSRs/EMRs, especially safeguarding, ahead of consolidation.

Key Dates

Q1 2026

HMT consultation response on PSR consolidation into FCA

Spring 2026

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Authorisation & Licensing

BankFintechAll Firms

Crypto & Digital Assets Capital Markets & Trading

🇭🇰 SFC News high

February 11th 2026

SFC launches trading initiatives to boost digital asset market vibrancy in Hong Kong

No description available.

Sectors:

Topics:

Authorisation & Licensing Consumer Protection / Conduct Technology & Cyber

Crypto ExchangeBroker Dealer

Crypto & Digital Assets Capital Markets & Trading

🇭🇰 SFC Speech

February 11th 2026

New synopsis by Eric Yip: Keynote speech at Consensus Hong Kong 2026

No description available.

Sectors:

Topics:

Technology & Cyber Reporting & Disclosure

Crypto ExchangeFintech

Banking & Credit Investment Management Wealth & Private Banking

🇱🇺 CSSF News medium

February 11th 2026

DORA – Submission timeframe for register of information – eDesk Portal open as of 11 February 2026

Submission of the register of information at individual or consolidated level to the CSSF (excluding entities under the direct supervision of the ECB)

Sectors:

Topics:

Operational Resilience / Outsourcing Reporting & Disclosure Technology & Cyber

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Payments & E-Money

🇱🇺 CSSF Guidance high

February 11th 2026

Guidance for interpretation and resolution of CSSF error messages related to the submission of the DORA register

Guidance allowing financial entities to identify the National Competent Authority to which their register of information has to be submitted.

AI Analysis

This CSSF guidance document, published on 11 February 2026, provides detailed explanations and resolution steps for error messages encountered during the submission of the DORA Register of Information (RoI) via the eDesk portal, specifically for the 2026 submission cycle. It matters because it enables Luxembourg financial entities to ensure compliant submissions amid enhanced validation checks on more data fields, avoiding re-submission delays and supporting timely transmission to the ESAs by CSSF deadlines. Non-compliance risks supervisory scrutiny under DORA's ICT risk management framework.

What Changed

- Enhanced validation checks for the 2026 RoI submission: Applies ESA-defined checks (last updated April 2025) to more data fields to improve data quality, compared to prior cycles.
Specific error resolutions detailed, including requirements for LEI code communication to CSSF beforehand, correct reference date ('2025-12-31') in file naming, plain-CSV files in predefined .zip...
Mandatory inclusion of all tables (even empty) in FilingIndicators.csv set to 'true', with matching identification codes across parent-child records.
Builds on prior CSSF guides, emphasizing eDesk role "DORA Reporting" assignment and ESAs' technical standards. No new regulatory requirements under DORA itself; this refines technical submission...

Suggested Considerations

Assign "DORA Reporting" role in eDesk to dedicated employee(s) per user guide.
Communicate LEI code to CSSF line supervisor prior to first submission to enable upload.
Prepare RoI in plain-CSV files within .zip following ESAs' folder structure/file naming (reference date '2025-12-31'); include all tables in FilingIndicators.csv (even empty, set to 'true').
Test submissions against listed error codes (e.g., ICTO007 for LEI, identification mismatches); resolve per guidance sections (e.g., Sections 3.2.2, 5.1.2, 6).
Consult ESAs' EBA resources (data point model, validation rules, FAQs) and CSSF guides (e.g., submission guide, guidance tables).

Key Dates

30 April 2025 DEADLINE

- CSSF re-submission deadline post-validation for 2025; analogous for 2026 if errors detected

May 2025

- ESAs' second-round validation for 2025; expect similar for 2026 with potential re-submissions

1 April 2025 to 15 April 2025

- Initial 2025 submission window via eDesk (for context; 2026 window likely similar, pending confirmation)

31 December 2025

- Reference date for 2026 RoI submission (all contractual arrangements up to this date)

11 February 2026

- Publication date of this error guidance (last updated 10/02/2026)

Compliance Impact

Urgency: High - Published today (11 February 2026), this equips firms for imminent 2026 RoI submissions (reference date 31 December 2025), with stricter validations on expanded fields risking rejections/re-submissions. Matters for operational resilience compliance under DORA Article 28, as accurate RoI supports supervisory oversight of ICT third-party risks; delays could trigger CSSF/ESA follow-up or fines. Firms with prior 2025 issues (e.g., portal extensions to May 2025) must prioritize to avoid recurrence.

References

AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

BankFintechPayment Provider

Banking & Credit Investment Management Wealth & Private Banking

🇦🇺 ASIC News

February 11th 2026

Sectors:

Topics:

Authorisation & Licensing Consumer Protection / Conduct Technology & Cyber

BankWealth ManagerFintech

Banking & Credit Investment Management Crypto & Digital Assets

🇺🇸 CFTC Warning high

February 9th 2026

CFTC Targets Relationship Investment Scams with National and International Initiatives this Valentine’s Week

No description available.

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

BankFintechCrypto Exchange

Banking & Credit Investment Management Wealth & Private Banking

🇪🇺 ECB News medium

February 9th 2026

Sharon Donnery: Interview with the Business Post

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇦🇺 ASIC News high

February 9th 2026

ASIC action sees FIIG Securities ordered to pay $2.5 million over cyber security failures

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Consumer Protection / Conduct

Broker DealerWealth ManagerAll Firms

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech medium

February 8th 2026

The world today – remarks by Andrew Bailey

Given at the AlUla Conference for Emerging Market Economies 2026

Sectors:

Topics:

Prudential / Capital Requirements Technology & Cyber Reporting & Disclosure

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇿🇦 FSCA News medium

February 7th 2026

Procurement

Sectors:

Topics:

Consumer Protection / Conduct Operational Resilience / Outsourcing Technology & Cyber

BankWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇿🇦 FSCA News low

February 7th 2026

Subscriptions

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Reporting & Disclosure

BankWealth ManagerFintech

Payments & E-Money Crypto & Digital Assets

🇺🇸 CFTC News medium

February 6th 2026

CFTC Staff Reissues Letter 25-40 Updating Payment Stablecoin Definition

No description available.

Sectors:

Topics:

Authorisation & Licensing Technology & Cyber

BankFintechPayment Provider

Banking & Credit Insurance & Pensions

🇬🇧 FCA policy_statement high

February 6th 2026

Independent assessment to support establishment of a Future Entity

We have published a letter to trade associations to provide an update in the development of a Future Entity (FE) for open banking. The letter confirms the appointment of KPMG to provide an independent assessment of proposals to establish a standards-setting body for UK open banking APIs that is capable of becoming the Future Entity. It explains the purpose and scope of the assessment, the respective roles of the FCA, industry, trade associations and the independent assessor, and how firms can...

AI Analysis

The FCA has appointed KPMG to conduct an independent assessment of proposals for establishing a **Future Entity** – a standards-setting body for UK open banking APIs that will replace Open Banking Limited. This initiative is critical because it establishes the governance framework for open banking ahead of new legislative powers the FCA will receive under the Data (Use and Access) Act 2025, with a statutory instrument expected by end-2026.

What Changed

The regulatory landscape for UK open banking is undergoing fundamental restructuring:
Transition of regulatory authority: The FCA is becoming the primary regulator for open banking, replacing the Joint Regulatory Oversight Committee (JROC).
Future Entity establishment: A new standards-setting body will become the primary UK standard-setting organization for open banking APIs, responsible for setting and maintaining common standards for...
Independent assessment process: KPMG will evaluate competing proposals from industry participants to determine which organization should lead the Future Entity establishment.
Legislative framework: HM Treasury will introduce legislation granting the FCA new rulemaking powers for open banking under the Data (Use and Access) Act 2025.

Suggested Considerations

*For industry participants and trade associations:
*Engage with the assessment process: Participate in the independent assessment by submitting proposals or supporting existing proposals for Future Entity leadership
*Arrange FCA Q&A sessions: Organizations interested in leading Future Entity establishment should contact the FCA directly to schedule one-hour Q&A sessions ahead of the independent consultancy process launch
*Coalesce behind proposals: Industry should decide which proposal option should lead the next phase of work, with the FCA commissioning assessment of either multiple proposals or a single industry-supported proposal
*Prepare for VRP implementation: Ensure systems and processes are ready for live Variable Recurring Payments transactions expected in Q1 2026

Key Dates

Q1 2026

– Final design of Future Entity expected; live transactions expected through VRP scheme

End of 2026

The Federal Financial Supervisory Authority (BaFin) has issued its “Guidance on ICT Risks in the Use of Artificial Intelligence at Financial Entities”. The guidance will help entities manage ICT risks in accordance with the requirements under DORA.

AI Analysis

BaFin's "Guidance on ICT Risks in the Use of Artificial Intelligence at Financial Entities," published December 18, 2025, provides non-mandatory advice to help financial entities manage ICT risks from AI under DORA across the AI lifecycle. It matters because it integrates AI explicitly into existing ICT risk frameworks, emphasizing security, resilience, and third-party risks for supervised institutions, aligning with RTS on ICT risk management (EU 2024/1774) and subcontracting (EU 2025/532). This clarifies supervisory expectations amid growing AI adoption in finance, reducing ambiguity in DORA compliance.

What Changed

The guidance does not introduce new binding rules but clarifies AI as ICT systems requiring DORA-compliant treatment, including:
AI strategy: Management-approved, aligned with overall strategy, defining responsibilities, competencies, and interdisciplinary collaboration for critical functions.
ICT risk management integration: Cover identification, protection, detection, response, recovery, training; apply to AI lifecycle (data acquisition, development, operation, retirement).
Development and testing: Robust standards, documentation, testing proportionate to criticality; special focus on generative AI/LLMs, open-source, and code generation risks.
Operational processes: Asset classification, monitoring, access controls, logging, anomaly detection, business continuity, secure decommissioning.

Suggested Considerations

Develop and approve AI strategy integrated with ICT roadmap and governance.
Embed AI in existing ICT risk framework, ensuring lifecycle coverage with safeguards (e.g., testing, monitoring, decommissioning).
Conduct third-party due diligence and contractual reviews for AI/cloud providers, including exit/portability testing.
Implement AI-specific testing, documentation, and incident processes proportionate to criticality.
Ensure management accountability for oversight, training, and interdisciplinary controls.

Key Dates

01 February 2024

- Related BaFin/Bundesbank supervisory notice on cloud outsourcing (contextual reference)

18 December 2025

- Guidance issuance date

Compliance Impact

Urgency: High – DORA is live (effective Jan 17, 2025), and AI use is widespread; this guidance operationalizes ICT requirements for AI, exposing non-compliant firms to supervisory scrutiny, fines, or remediation orders under CRR/Solvency II. It heightens focus on third-party/cloud risks amid EU AI Act rollout, demanding immediate gap assessments to avoid operational resilience failures.

References

AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankInsuranceAll Firms

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 FCA Speech high

January 30th 2026

The FCA’s long term review into AI and retail financial services: designing for the unknown

Speech by Sheldon Mills, at the FCA's Supercharged Sandbox Showcase event. Before we begin, take a look around this room. This is the Supercharged Sandbox. 23 firms at the frontier of retail financial services, chosen from 132 applications. If anyone still doubts the pace of AI change in our sector, this room is the answer.The Board has asked me to lead the long-term review into AI and retail financial services. I will report to the FCA Board in the summer, setting out recommendations to help...

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Authorisation & Licensing

BankWealth ManagerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇬🇧 FCA Enforcement medium

January 30th 2026

AI Live Testing: How it can support safe and responsible AI deployment

AI Live Testing now open for applicationsAt the FCA, we’re providing a structured but flexible space where firms can test AI-driven services in real-world conditions, all with our regulatory support and oversight and help from our technical partner, Advai. Collaboration and communication is at the heart of what we are doing.The first cohort joined AI Live Testing in October last year. We opened a second application window on 19 January 2026 and are now inviting applications.Moving on from 'PO...

AI Analysis

The FCA's AI Live Testing initiative provides a voluntary, structured program for firms with mature AI proofs-of-concept (POCs) to test AI-driven services in controlled real-world environments under regulatory oversight and support from technical partner Advai. This matters because it enables safe progression from 'POC paralysis' to deployment, while helping the FCA gather insights on translating AI principles into consumer and market protections, informing future regulation. Participation enhances firms' governance, risk management, and evaluation frameworks for responsible AI use in financial services.

What Changed

This is not a mandatory regulatory change but a voluntary testing service launched by the FCA; no new enforceable requirements are imposed. Key elements include a holistic focus on the AI system (model + deployment context, risks, governance, human-in-the-loop, evaluation, input/output controls) rather than isolated foundation models. The program features three phases: Discovery, Framework validation, and AI system testing (quantitative/qualitative), emphasizing live monitoring, governance, and risk management. It complements the FCA's Supercharged Sandbox for earlier-stage AI exploration.

Suggested Considerations

Review FCA's Terms of Reference (PDF) for eligibility, focusing on mature POCs and enterprise-level AI systems.
Submit application form via FCA portal by 2 March 2026 if ready for live testing; contact suptech@ fca.org.uk for queries.
Prepare documentation on AI system components (model, context/risks, governance, human oversight, evaluation, controls) for three-phase process.
Assess internal governance, data, risk frameworks, and monitoring for AI readiness; consider non-participation but monitor for future FCA expectations.
Firms not selected should use insights from first cohort (e.g., evaluation frameworks) to strengthen internal AI practices.

Key Dates

October 2025

- First cohort began testing (historical reference)

19 January 2026

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Consumer Protection / Conduct

Broker DealerAsset ManagerBank

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice high

January 24th 2026

COVID-19 / Coronavirus

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Consumer Protection / Conduct

Broker DealerAsset ManagerBank

Capital Markets & Trading Investment Management Wealth & Private Banking

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Comprehensive Automated Risk Data System (CARDS)

Sectors:

Topics:

Reporting & Disclosure Technology & Cyber Operational Resilience / Outsourcing

Broker DealerWealth ManagerAsset Manager

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice high

January 24th 2026

Business Continuity Planning

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

Broker DealerBankAsset Manager

Banking & Credit Capital Markets & Trading Crypto & Digital Assets

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Block Chain / Distributed Ledger Technology

Sectors:

Topics:

Technology & Cyber Reporting & Disclosure Authorisation & Licensing

Broker DealerFintechCrypto Exchange

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice high

January 24th 2026

Artificial Intelligence

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

Broker DealerAsset ManagerBank

Capital Markets & Trading Investment Management

🇺🇸 FINRA regulatory_notice high

January 24th 2026

Algorithmic Trading

Sectors:

Topics:

Technology & Cyber Reporting & Disclosure Authorisation & Licensing

Broker DealerAsset ManagerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Regulatory Notice 25-04

Sectors:

Topics:

Consumer Protection / Conduct Operational Resilience / Outsourcing Technology & Cyber

Broker DealerWealth ManagerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Regulatory Notice 25-07

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Consumer Protection / Conduct

Broker DealerAsset ManagerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Regulatory Notice 25-10

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

Broker DealerBankFintech

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Regulatory Notice 25-17

Sectors:

Topics:

Reporting & Disclosure Operational Resilience / Outsourcing Technology & Cyber

Broker DealerAsset ManagerBank

Banking & Credit Capital Markets & Trading Payments & E-Money

🇺🇸 FINRA regulatory_notice high

January 24th 2026

Trade Reporting Notice 1/14/26

FINRA publishes Notices to provide firms with timely information on a variety of issues. To obtain a Notice published prior to 1995, please contact FINRA MediaSource at (240) 386-4200.

Sectors:

Topics:

Reporting & Disclosure Technology & Cyber Authorisation & Licensing

Broker DealerFintechAll Firms

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇸🇦 SAMA News

January 24th 2026

SAMA Hosts BIS Innovation Summit

Sectors:

Topics:

Technology & Cyber Authorisation & Licensing Operational Resilience / Outsourcing

BankFintechCrypto Exchange

Payments & E-Money Banking & Credit Capital Markets & Trading

🇦🇺 ASIC News medium

January 24th 2026

We have issued a joint statement with the Payment Systems Regulator (PSR) giving clarity on open banking pricing models. We and the PSR have issued the following statement (PDF).This confirms we will not, at this stage, prioritise a Competition Act 1998 (CA98) investigation into the centralised ‘access fee’ pricing model being developed by the UK Payments Initiative (UKPI) for commercial Variable Recurring Payments (cVRPs). cVRPs are an emerging open banking technology that allow consumers to...

AI Analysis

The FCA and PSR have jointly confirmed they will not prioritize a Competition Act 1998 investigation into the UK Payments Initiative's (UKPI) centralized access fee pricing model for commercial Variable Recurring Payments (cVRPs), with the CMA's concurrent agreement. This regulatory clarity provides temporary certainty for cVRP development ahead of anticipated legislation by end-2026, creating a critical window for firms to develop compliant commercial models in this emerging open banking technology.

What Changed

The regulatory statement establishes the following key positions:
Non-prioritization of CA98 investigation: The FCA, PSR, and CMA have jointly confirmed they will not prioritize competition law enforcement against UKPI's centralized access fee model for Phase...
Scope limitation: The regulatory clarity applies only to Phase 1/Wave 1 of UKPI's cVRP scheme, specifically addressing lower-risk payment use cases including regulated financial services, utilities,...
Temporary framework: This is explicitly a temporary measure pending legislative implementation under the Data (Use and Access) Act 2025 or other relevant legislation.
Regulatory monitoring obligations: During the interim period, the FCA and PSR will monitor market developments, review pricing methodology changes, and require UKPI to submit finalized governance...

Suggested Considerations

*For UKPI and participating firms:
*Governance documentation: Submit finalized governance documents to FCA/PSR as required during the interim period
*Pricing methodology transparency: Maintain detailed records of access fee pricing methodology and be prepared to demonstrate compliance with the agreed model; notify regulators of any material changes
*Phase 1/Wave 1 compliance: Ensure all cVRP offerings remain within the defined scope of lower-risk use cases during Phase 1/Wave 1
*Market engagement: Participate in FCA industry consultations throughout 2026 regarding progress, service delivery, and identified blockers

Key Dates

Q1 2026

- Expected first live UKPI cVRP payments

End of 2026

- Government anticipated to introduce legislative framework granting FCA new open banking powers

15 January 2026

- FCA and PSR wrote to CMA setting out their non-prioritization position

16 January 2026

- CMA confirmed alignment with FCA/PSR position on CA98 prioritization

20 January 2026

- Joint FCA/PSR statement issued on open banking pricing models

Compliance Impact

Urgency: HIGH

References

AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.

Points to Consider

The FCA and PSR have issued a joint statement providing clarity on open banking pricing models, specifically regarding the centralised 'access fee' pricing model for commercial Variable Recurring Payments (cVRPs). This statement confirms that they will not prioritize a Competition Act 1998 investigation into this model at this stage. The goal is to support the development of cVRPs, giving consumers more control over their payments and lowering processing fees for businesses.

AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.

Sectors:

Topics:

Consumer Protection / Conduct Authorisation & Licensing Technology & Cyber

BankFintechPayment Provider

Banking & Credit Investment Management Capital Markets & Trading

🇬🇧 FCA News medium

January 19th 2026

Applications now open for next round of FCA’s AI Live Testing

We have opened applications for the second cohort of our AI Live Testing service. AI Live Testing is the first of its kind in the financial sector to help firms who are ready to use AI in UK financial markets. Participating firms receive tailored support from our regulatory team and our technical partner Advai to develop, assess and deploy safe and responsible AI.The service helps firms to consider key questions around evaluating AI including governance, risk management and monitoring to help...

Sectors:

Topics:

Technology & Cyber Authorisation & Licensing Consumer Protection / Conduct

BankFintechAsset Manager

🇸🇦 SAMA News low

January 16th 2026

SAMA Introduces Electronic Check Clearing System (ECCS) Service on its Website

Sectors:

Operational Resilience / Outsourcing Technology & Cyber

Topics:

BankFintechPayment Provider

Investment Management Wealth & Private Banking Crypto & Digital Assets

🇦🇪 ADGM News low

January 16th 2026

iCapital Expands Global Footprint with New Office in the United Arab Emirates

Sectors:

Topics:

Authorisation & Licensing Technology & Cyber Operational Resilience / Outsourcing

Asset ManagerWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇦🇪 ADGM News

January 16th 2026

‘Courage’ Takes Centre Stage at RESOLVE 2025 as Experts Tackle Dispute Resolution in a Digital Era

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Consumer Protection / Conduct

BankWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇦🇪 ADGM News

January 16th 2026

J.P. Morgan accelerates growth with full-scale Treasury services in ADGM

Sectors:

Topics:

Authorisation & Licensing Operational Resilience / Outsourcing Technology & Cyber

BankWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇦🇪 ADGM News medium

January 16th 2026

USD 9 Trillion in Assets Commit to ADGM as Abu Dhabi Finance Week Redefines Global Capital Flows

Sectors:

Topics:

Authorisation & Licensing ESG Technology & Cyber

Asset ManagerBankWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇦🇪 ADGM News

January 16th 2026

ADFW 2025 Delivers its Most Successful Edition, Showcasing Abu Dhabi’s Next Decade of Growth with Over 35,000 Attendees

Sectors:

Topics:

Authorisation & Licensing ESG Technology & Cyber

BankWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇦🇪 ADGM News low

January 16th 2026

The FCA, Bank of England and Prudential Regulation Authority have together signed a Memorandum of Understanding (MoU) with the European Supervisory Authorities to enhance cooperation and oversight of critical third parties (CTPs) that fall under the UK’s CTP regime.The MoU establishes a framework for coordinating and sharing information on the oversight of CTPs under the UK regime and critical third party providers (CTPPs) under the EU’s Digital Operational Resilience Act (DORA), including du...

AI Analysis

The FCA, Bank of England (BoE), and Prudential Regulation Authority (PRA) have signed a Memorandum of Understanding (MoU) with the European Supervisory Authorities (ESAs) to coordinate oversight of critical third parties (CTPs) under the UK's CTP regime and critical third party providers (CTPPs) under the EU's Digital Operational Resilience Act (DORA). This matters because it enhances cross-border information sharing and cooperation during incidents like cyber-attacks, reducing regulatory duplication while bolstering financial stability and operational resilience for firms reliant on these providers.

What Changed

- Establishes a framework for timely information sharing, coordination of oversight activities, and joint responses to incidents affecting CTPs/CTPPs, including power outages or cyber-attacks.
Defines principles for cooperation on mutually designated CTPs/CTPPs, including notifications of investigations and best endeavors to share material information where legally and operationally...
Complements the UK's CTP regime (effective 1 January 2025), which requires designated CTPs to provide regular assurance, conduct resilience testing, and report major incidents, without altering...
Supported by a tripartite MoU among UK regulators for coordinated oversight via a joint CTP Consultation and Coordination Forum (CCF).

Suggested Considerations

For CTPs/CTPPs: Once designated, implement regular assurance reporting to regulators, conduct resilience testing (e.g., scenario testing), and report major incidents promptly; prepare for cross-border information requests under the MoU.
For financial firms/FMIs: Continue managing operational resilience and third-party risks per existing outsourcing rules (e.g., identify dependencies on potential CTPs); monitor HMT designations and enhance incident response coordination with regulators.
Regulators' internal actions: Use CCF for coordination; notify counterparts of investigations or material developments per MoU Article 3 and 12.
Firms should review contracts with third parties for compliance alignment and conduct gap analyses against CTP requirements.

Key Dates

Topics:

Technology & Cyber Operational Resilience / Outsourcing Consumer Protection / Conduct

BankAsset ManagerWealth Manager

Investment Management Capital Markets & Trading Crypto & Digital Assets

🇺🇸 SEC News low

December 17th 2025

SEC Office of the Investor Advocate Delivers to Congress Report on Activities for Fiscal Year 2025

The Securities and Exchange Commission’s Office of the Investor Advocate today delivered its Report on Activities for the Fiscal Year 2025 to Congress, highlighting the initiatives and work of the office during the fiscal year.The report includes:An…

Sectors:

Topics:

Consumer Protection / Conduct Reporting & Disclosure Technology & Cyber

Asset ManagerBroker DealerCrypto Exchange

🇬🇧 FCA News

December 16th 2025

Open banking: a year of progress

Open banking in the UK is growing rapidly. Latest industry figures show there are more than 16 million users now benefiting from the service. The number of open banking payments has soared by 53% year on year, reflecting a significant shift in how consumers and businesses manage their finances.See the API performance statsA key driver of this transformation is the rise of variable recurring payments (VRPs), which now account for 16% of all open banking transactions. VRPs allow consumers and b...

Sectors:

Topics:

BankFintechPayment Provider

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

🇸🇬 MAS Guidance high

December 16th 2025

Circular on Financial Institution Incident Reporting

This circular provides guidance on how financial institutions should report incidents to MAS under the various acts, regulations, notices, circulars and guidelines.

AI Analysis

This MAS circular updates the incident reporting process for financial institutions (FIs), mandating use of a revised template on the MAS-Tx platform for reportable incidents starting 1 February 2026. It standardizes initial notifications and follow-up submissions under applicable regulations, enhancing supervisory efficiency amid rising technology risks. Compliance is critical as it aligns with MAS's focus on operational resilience, with non-adherence risking enforcement actions seen in recent AML/CFT penalties.

What Changed

- Updated Reporting Template: FIs must use the new FI Incident Reporting Template (65.8 KB) for submitting details of reportable incidents on MAS-Tx, replacing prior formats.
Dual Reporting Process: Initial notification required "as soon as possible, but no later than the timeline prescribed" in relevant acts, regulations, notices, circulars, or guidelines; followed by...
Platform Mandate: All subsequent reports must be filed through MAS-FI Transactions Platform (MAS-Tx), streamlining MAS oversight.

Suggested Considerations

Review and familiarize with the updated FI Incident Reporting Template (downloadable from MAS site).
Integrate MAS-Tx platform access and training for compliance, IT, and risk teams to handle submissions.
Update internal incident response plans to ensure initial notifications occur "as soon as possible but no later than prescribed timelines" under relevant rules (e.g., Technology Risk Management Notices), followed by template-based reports via MAS-Tx post-1 February 2026.
Conduct gap analysis against related TRM Notices (e.g., FSM-N05 for banks, FSM-N25 for trust companies) to align incident detection and reporting. https://panorays.com/blog/mas-trm-compliance/
Test processes via simulations, as recommended in TRM guidelines for incident response readiness. https://panorays.com/blog/mas-trm-compliance/

Key Dates

Topics:

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Capital Markets & Trading

🇦🇪 ADGM News high

December 8th 2025

08 Dec 2025 Read more

Sectors:

Topics:

AML / Financial Crime Prudential / Capital Requirements Technology & Cyber

BankAsset ManagerBroker Dealer

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇮🇪 CBI News

December 5th 2025

The Digital Euro: shaping the future while preserving trust

In this blog, Governor Gabriel Makhlouf writes about the development of the Digital Euro and how central banks foster trust and safety in the financial system and in the implementation of projects like the Digital Euro.

Sectors:

Topics:

Consumer Protection / Conduct Prudential / Capital Requirements Technology & Cyber

BankFintechCrypto Exchange

Banking & Credit Investment Management Crypto & Digital Assets

🇺🇸 SEC News medium

December 5th 2025

SEC Announces Agenda and Panelists for Roundtable on Financial Surveillance and Privacy

The Securities and Exchange Commission’s Crypto Task Force has announced the agenda and panelists for its rescheduled Roundtable on Financial Surveillance and Privacy.“New technologies give us a fresh opportunity to recalibrate financial surveillance…

Sectors:

Topics:

AML / Financial Crime Technology & Cyber Market Abuse / Surveillance

BankBroker DealerCrypto Exchange

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

December 3rd 2025

Removing Frictions − speech by Nathanaël Benjamin

Given at Womble Bond Dickinson, Newcastle, hosted by the North East Chamber of Commerce

Sectors:

Topics:

Consumer Protection / Conduct Operational Resilience / Outsourcing Technology & Cyber

BankWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇱🇺 CSSF News high

November 28th 2025

Supply-chain attack using NPM packages

Press release 25/18

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Consumer Protection / Conduct

BankFintechAll Firms

Banking & Credit Investment Management Capital Markets & Trading

🇦🇪 DFSA News medium

November 26th 2025

DFSA and HKMA co-host second Joint Climate Finance Conference, showcasing…

26 NOV 2025, 03:15 PM DFSA and HKMA co-host second Joint Climate Finance Conference, showcasing…

Sectors:

Topics:

BankAsset ManagerFintech

🇺🇸 SEC News medium

November 25th 2025

SEC Investor Advisory Committee to Host Dec. 4 Meeting on Regulatory Changes in Corporate Governance, the Tokenization of Equity Securities

The Securities and Exchange Commission’s Investor Advisory Committee will hold a virtual public meeting on Dec. 4, 2025, at 10 a.m. ET. The meeting will be webcast on the SEC website.The committee will host two panels:Regulatory Changes in Corporate…

Sectors:

Reporting & Disclosure Authorisation & Licensing Technology & Cyber

Topics:

Broker DealerCrypto ExchangeAll Firms

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

🇬🇧 PRA Guidance medium

November 24th 2025

The PRA holds model risk management roundtable on artificial intelligence and machine learning technologies

The PRA held roundtable meetings on artificial intelligence and machine learning (AI and ML) in the context of Supervisory Statement (SS)1/23 ‘Model risk management principles for banks’

AI Analysis

The Prudential Regulation Authority (PRA) held roundtable sessions on 20 and 22 October 2025 with 21 regulated firms to discuss AI and machine learning (AI/ML) adoption under Supervisory Statement SS1/23 on model risk management (MRM) principles for banks. This matters because it highlights PRA's strategic supervisory focus on AI/ML model risks, urging firms to enhance governance, risk appetite, monitoring, and validation to mitigate opacity, overfitting, and rapid performance degradation in these models. https://www.bankofengland.co.uk/prudential-regulation/publication/2025/november/pra-holds-model-risk-management-roundtable-on-ai | https://www.bankofengland.co.uk/-/media/boe/files/prudential-regulation/publication/2025/november/ai-roundtable-oct-2025.pdf

What Changed

This is not a formal rule change but supervisory guidance via roundtable insights reinforcing SS1/23 principles (effective since 2023). Key emphases include:
Risk appetite: Boards must articulate AI/ML-specific model risk appetite pre-deployment to avoid exceeding tolerances, given higher uncertainty from opacity.
Model inventories and tiering: Address inaccurate/incomplete inventories and aggregate risks from deploying similar AI/ML across portfolios/jurisdictions; challenge tiering for complexity.
Model development: Assess trade-offs in performance vs. explainability/reliability; prefer simpler models where AI/ML gains are marginal; mitigate overfitting via representative datasets.
Ongoing monitoring: Increase frequency beyond tier-dependent intervals (e.g., six months may suffice for traditional models but not dynamic AI/ML); define quantitative triggers for re-validation.

Suggested Considerations

Review and strengthen board-level model risk appetite statements to explicitly cover AI/ML opacity and uncertainty; integrate into governance triggers like re-validation.
Enhance model inventories for completeness, aggregate risk assessment, and cross-jurisdictional tiering challenges.
Update model development policies to evaluate AI/ML trade-offs (e.g., explainability vs. performance) and ensure datasets prevent overfitting.
Revise ongoing monitoring policies for more frequent, quantitative checks on AI/ML (e.g., beyond six months); define degradation triggers, fallback models, and kill switches.
Participate in PRA initiatives like MRM roundtables or AI Consortium for dialogue; align first/second-line defenses per SS1/23.

Key Dates

BankAsset ManagerWealth Manager

🇫🇷 AMF Consultation medium

July 16th 2025

The ACPR and AMF publish the summary of responses to the consultation conducted by the Working Group on Smart Contract Certification

Crypto-assets Innovation The ACPR and AMF publish the summary of responses to the consultation conducted by the Working Group on Smart Contract Certification

AI Analysis

The ACPR and AMF have published a summary of responses to a public consultation on a 2024 Working Group report exploring smart contract certification in DeFi, addressing technical standards, audit practices, and potential regulatory frameworks. This matters for compliance as it signals preparatory steps toward possible EU-level DeFi regulation, emphasizing risk reduction and trust-building without immediate mandates, influencing future operational and audit strategies for crypto firms.

What Changed

No binding regulatory changes are introduced; this is an exploratory summary confirming industry support for proposed principles on technical standards (security, governance, compliance), audit methods (third-party, self-certification), and regulatory avenues (preference for voluntary certification over mandatory). Respondents endorsed alignment with industry best practices, risk-based approaches, and proportionality, with calls for technologically neutral standards and continuous monitoring models.

Suggested Considerations

Monitor developments: Track ACPR/AMF Fintech Forum updates for potential voluntary certification pilots or EU harmonization under MiCA/pending DeFi rules.
Review internal practices: Align smart contract governance, audits, and change management with endorsed principles (e.g., third-party audits, risk-based recertification on material changes).
Enhance documentation: Prepare for possible protocol-level certification, including modular DeFi interactions and continuous on-chain monitoring.
Engage stakeholders: Participate in future consultations via industry groups like GDF or Adan to influence voluntary frameworks.

Key Dates

2024

Market infrastructures Innovation Europe & international Cooperation Other professionals Market Infrastructures Journalists Investment management companies The French and Italian authorities make proposals for a more competitive...

AI Analysis

The French (AMF) and Italian (Consob) financial authorities have jointly proposed amendments to the EU's DLT Pilot Regime to increase its competitiveness and attract market participants. The Pilot Regime, which became operational in March 2023, has underperformed with only three authorized infrastructures and minimal live trading activity, prompting regulators to recommend structural changes including greater proportionality, expanded eligible instruments, and raised activity thresholds.

What Changed

The proposed amendments address the Pilot Regime's limited uptake by introducing the following regulatory modifications: Scope Expansion
Expand eligible financial instruments from current restrictions to all financial assets
Remove categorical limitations that previously restricted participation Activity Thresholds
Raise activity thresholds from €6 billion to €100 billion
Introduce greater proportionality based on project scale, allowing smaller players simplified requirements Operational Flexibility

Suggested Considerations

*For Market Infrastructure Operators:
*Reassess Business Cases: Evaluate viability under revised €100 billion thresholds and expanded instrument eligibility
*Prepare Applications: Organizations previously excluded by €6 billion threshold should prepare authorization applications under new proportionality framework
*Monitor Commission Decisions: Track European Commission's response to ESMA report (expected Q2 2026) for final regulatory direction
*Compliance Documentation: Prepare operational and technical documentation demonstrating alignment with revised requirements

Key Dates

March 2023

- Pilot Regime became operational

April 9, 2025

Crypto-assets Innovation The ACPR and the AMF publish the findings from the Working Group on Smart Contract Certification, and launch a Public Consultation

AI Analysis

The ACPR and AMF have published findings from their 2024 Working Group on Smart Contract Certification in DeFi, launching a public consultation on February 3, 2025, to explore certification frameworks for smart contracts, focusing on standards, audits, and regulatory options. This matters as it signals proactive French regulatory preparation for potential EU-level DeFi rules under MiCA, aiming to enhance security, governance, and compliance without immediate mandates, while industry feedback favors voluntary schemes.

What Changed

No binding regulatory changes yet; this is exploratory work anticipating future regulation. The report proposes:
Standards for security, governance, and compliance across execution environments.
Audit frameworks including public authority, third-party auditors, or self-certification.
Regulatory avenues from voluntary certification to obligations, with proportionate approaches. Consultation responses (summarized post-March 2025) confirmed support for technical standards and audits...

Suggested Considerations

Participate/Review: DeFi/crypto firms should review the report and response summary; late participation may inform ongoing discussions (consultation closed).
Assess Smart Contracts: Evaluate internal smart contracts against proposed standards (security, governance, compliance) and audit practices for voluntary adoption.
Monitor Developments: Track ACPR/AMF updates and EU MiCA/DeFi harmonization; prepare for potential fast-track CASP licensing if using certified contracts.
Engage Stakeholders: Join ACPR-AMF Fintech Forum dialogues; implement AML/CFT enhancements for smart contract risks, as AMF/ACPR assess ongoing compliance.

Key Dates

2025 (TBD)

- Conclusions from consultation responses to be presented

February 3, 2025

Innovation The AMF publishes its proposals for an open finance framework

AI Analysis

The Autorité des Marchés Financiers (AMF), France's financial markets authority, has published proposals for an **open finance framework** via a public consultation, extending open banking principles to broader financial data sharing for enhanced innovation and competition. This matters for compliance professionals as it signals upcoming regulatory requirements for secure data access, APIs, and customer consent mechanisms, aligning with EU trends toward open finance while prioritizing consumer protection and market resilience. Firms must engage early to shape the final rules and prepare systems for compliance.

What Changed

The publication outlines AMF's proposals for an open finance framework, building on open banking (e.g., PSD2) to include investments, insurance, and asset management data. Key elements include:
Mandatory API-based data sharing for account information and payment initiation, extended to non-banking products like securities and insurance.
Enhanced customer consent and control mechanisms, with granular permissions, revocation rights, and strong authentication.
Security and liability standards aligned with DORA (Digital Operational Resilience Act), including incident reporting and resilience testing.
Governance structure with a centralized standards body, similar to open banking hubs in the UK or EU.

Suggested Considerations

Review and respond to consultation: Submit feedback on proposals via AMF portal (https://www.amf-france.org/en/news-publications/news/amf-publishes-its-proposals-open-finance-framework) to influence final rules.
Conduct gap analysis: Assess current APIs, data sharing capabilities, consent processes against proposed standards; integrate DORA compliance.
Update policies: Revise customer onboarding, data protection (GDPR alignment), and TPP accreditation processes.
Engage stakeholders: Participate in AMF's asset management tokenization consultation and AI use cases study for synergies.
Test systems: Pilot secure APIs for investment/insurance data sharing; prepare for cybersecurity inspections.

Key Dates

2026 (H2)

Sectors:

Reporting & Disclosure Technology & Cyber Authorisation & Licensing

Topics:

Asset ManagerBroker DealerFintech

🇮🇪 CBI News

March 8th 2022

“Regulated firms must prioritise diversity at senior levels to prevent groupthink, promote internal challenge, and protect consumers and investors” - Derville Rowland, Director General, Financial Conduct

Gender diversity at senior levels in the regulated financial services sector is increasing but remains insufficient, according to the latest Central Bank of Ireland Demographic Analysis Report . The annual publication analyses applications to hold certain senior roles within regulated firms that require the Central Bank’s prior approval under the Fitness & Probity Regime. The Central Bank received more than 3,500 such applications for Pre-Approval Control Function (PCF) roles in 2021. This is...

Sectors:

Consumer Protection / Conduct Technology & Cyber Market Abuse / Surveillance

Topics:

Bank

Investment Management Capital Markets & Trading Crypto & Digital Assets

🇫🇷 AMF News medium

February 15th 2022

Focus on inDECx: the new tool to be used when interacting with the AMF during an inspection or investigation

AMF activity Focus on inDECx: the new tool to be used when interacting with the AMF during an inspection or investigation

Sectors:

Topics:

Authorisation & Licensing Operational Resilience / Outsourcing Technology & Cyber

Asset ManagerBroker DealerCrypto Exchange

Crypto & Digital Assets Capital Markets & Trading

🇫🇷 AMF News medium

February 1st 2022

New step forward in the adoption of the regulation on a Pilot Regime for market infrastructures based on the blockchain technology

Crypto-assets Innovation Market infrastructures New step forward in the adoption of the regulation on a Pilot Regime for market infrastructures based on the blockchain technology

Sectors:

Topics:

FintechCrypto Exchange

🇫🇷 AMF News medium

January 5th 2022

The AMF publishes its priorities for 2022, the last year of its five-year strategy

Strategy Supervision Other professionals Executive & other private individuals Fintech Market Infrastructures Post-trade Infrastructures Professional investors Journalists Investment services providers ...

Sectors:

Technology & Cyber Authorisation & Licensing Reporting & Disclosure

Topics:

Asset ManagerBroker DealerFintech

Banking & Credit Insurance & Pensions Capital Markets & Trading Payments & E-Money Crypto & Digital Assets

🇮🇪 CBI Enforcement low

June 23rd 2021

Supervisory Priorities in Uncertain Times - Domhnall Cullinan, Director of Insurance Supervision

Introduction Good morning, and thank you for attending our Insurance Industry Event, the second of these which we’ve held virtually. Hopefully, as the vaccine rollout continues and restrictions are eased, there won’t have to be a third! The COVID 19 crisis has brought about a significant amount of change to all of our personal and professional lives, and with it has provided the opportunity to reflect on what is important, and where our priorities should lie. With this in mind, I would like t...

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Prudential / Capital Requirements

Insurance

Banking & Credit Insurance & Pensions Capital Markets & Trading Payments & E-Money

🇮🇪 CBI Enforcement critical

November 12th 2020

Opening remarks at the 2020 Insurance Industry Briefing - Domhnall Cullinan, Director of Insurance Supervision

Opening remarks at the 2020 Insurance Industry Briefing Good morning everyone. I would like to thank you for attending today’s industry briefing. In my remarks this morning, I will take this opportunity to touch on: the role that insurance can play in society; some of the reasons why the industry in Ireland is negatively perceived; and the areas of supervisory focus for the Central Bank moving forward. 2020 has been an unprecedented year in so many respects and the emergence of COVID-19 has a...

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Prudential / Capital Requirements

BankInsurance

Banking & Credit Wealth & Private Banking Insurance & Pensions Capital Markets & Trading

🇮🇪 CBI Enforcement critical

November 12th 2019

Introductory statement by Derville Rowland, Director General, Financial Conduct, at the Joint Committee on Finance, Public Expenditure and Reform, and Taoiseach

I am joined today by Gráinne McEvoy, Director of Consumer Protection, and Domhnall Cullinan, Director of Insurance Supervision. Thank you for this opportunity to speak to you today about the Central Bank’s work in regulating and supervising the Irish insurance industry and specifically the practices of differential pricing and dual pricing. Insurance serves a critical role in the functioning of a modern society, through reducing uncertainty by protecting people and businesses against the risk...

Sectors:

Topics:

Consumer Protection / Conduct Prudential / Capital Requirements Operational Resilience / Outsourcing

BankInsurance