Technology &amp; Cyber

Capital Markets & Trading Consumer Credit Mortgage & Lending

🇭🇰 SFC News high

March 30th 2026

Uncertificated securities market regime – targeted for launch in November 2026

No description available.

Sectors:

Topics:

Authorisation & Licensing Operational Resilience / Outsourcing Technology & Cyber

BankBroker DealerFintech

Banking & Credit Investment Management Crypto & Digital Assets

🇦🇪 ADGM News high

March 30th 2026

30 Mar 2026 Read more

Sectors:

Topics:

Authorisation & Licensing Prudential / Capital Requirements Technology & Cyber

BankCrypto ExchangeFintech

🇸🇦 SAMA News medium

March 29th 2026

Sectors:

Authorisation & Licensing Technology & Cyber

Topics:

FintechBankPayment Provider

Banking & Credit Insurance & Pensions Payments & E-Money Consumer Credit Mortgage & Lending

🇸🇦 SAMA News medium

March 26th 2026

Good afternoon and welcome to this Central Bank of Ireland workshop on the Consumer Protection Code. Today I will focus on the outlook for consumers and investors. But first let me pause to talk a little about the broader context in which we find ourselves. We are living through a period marked by extraordinary change, geopolitical instability, rapid technological transformation and shifting economic conditions. Governor Makhlouf summarised this well when he said how 2026 has already seen ext...

AI Analysis

Deputy Governor Colm Kincaid's speech on 24 March 2026 emphasizes consumer protection as central to the Central Bank of Ireland's (CBI) mission amid geopolitical, technological, and economic changes, highlighting the revised **Consumer Protection Code 2025** (CPC 2025) as a key modernization effort. This matters for compliance professionals because the CPC 2025 introduces enhanced, digitally-focused protections effective **24 March 2026**, replacing the 2012 Code after a 12-month implementation period, with firms required to proactively secure customer interests.

Sectors:

Topics:

Consumer Protection / Conduct Operational Resilience / Outsourcing Technology & Cyber

BankInsurancePayment Provider

Banking & Credit Investment Management Wealth & Private Banking

🇪🇺 ECB News

March 24th 2026

Patrick Montagner: Making supervision more effective without compromising resilience

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇪🇺 ECB News

March 24th 2026

Patrick Montagner: Embracing harmonisation and diversity

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankWealth ManagerAll Firms

🇪🇺 ECB News high

March 24th 2026

Anneli Tuominen: Upgrading banks’ capacity to deal with digital risks

No description available.

Sectors:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

Topics:

BankFintech

🇺🇸 CFTC Speech medium

March 23rd 2026

CFTC Chairman Michael S. Selig: Town Hall Remarks, Washington, D.C.

No description available.

Sectors:

Technology & Cyber Authorisation & Licensing Reporting & Disclosure

Topics:

Broker DealerFintechCrypto Exchange

Banking & Credit Capital Markets & Trading

🇪🇺 ECB News high

March 20th 2026

Letter from Claudia Buch, Chair of the Supervisory Board, to Mr Nikolas Farantouris, MEP, on banking supervision

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

Bank

Banking & Credit Crypto & Digital Assets Consumer Credit

🇺🇸 CFTC Guidance critical

March 20th 2026

CFTC Staff Issues FAQs Concerning Registrant and Registered Entity Activities Relating to Crypto Assets and Blockchain Technologies

No description available.

AI Analysis

The CFTC issued FAQs on March 20, 2026, providing clarification on how registered entities and market participants should handle crypto assets and blockchain technologies in their operations, building directly on the agency's tokenized collateral guidance and no-action relief issued in late 2025 and early 2026. This guidance is critical because it operationalizes the SEC-CFTC joint interpretation issued just three days earlier (March 17, 2026), which established a binding regulatory framework classifying 16 crypto assets as digital commodities and clarifying the treatment of non-security crypto assets under federal law.

What Changed

The CFTC FAQs address implementation questions arising from two prior staff positions: Tokenized Collateral Guidance (CFTC Staff Letter 25-39): Established the framework allowing futures commission merchants (FCMs) and designated contract markets (DCMs) to accept digital assets as margin collateral. No-Action Position (CFTC Staff Letter 26-05): Provided temporary relief permitting FCMs to accept payment stablecoins, Bitcoin, and Ether as customer margin collateral, subject to specific operational and notification requirements. The FAQs clarify practical implementation questions that market...

What You Need To Do

*Immediate (0–30 days)
*Asset Classification Audit
*Investment Contract Review
*FAQ Implementation Review
*Notification Protocol Establishment

Key Dates

March 20, 2026 - FAQs Published CFTC Market Participants Division and Division of Clearing and Risk issue clarifying FAQs effective immediately.

March 17, 2026 - SEC-CFTC Joint Interpretation Effective The foundational joint interpretation establishing crypto asset taxonomy and digital commodity classification became effective upon Federal Register publication.

Within 30–60 Days - Disclosure & Program Updates Firms must revise Form ADV, disclosure documents, offering materials, and custodial arrangements to reflect the new regulatory framework. DEADLINE

Immediate - Compliance Review Required Asset classification audits, staking arrangement reviews, and investment contract assessments must begin now; enforcement posture is live. DEADLINE

January 18, 2027 (Estimated) - GENIUS Act Stablecoin Exclusion Final implementing rules for payment stablecoins issued by permitted issuers; interim staff position applies now.

Compliance Impact

Urgency: CRITICAL

Policy statement 7/26

AI Analysis

PS7/26 finalizes PRA rules for standardized reporting of operational incidents and material third-party (MTP) arrangements, responding to CP17/24 consultation feedback by reducing firm burden through simplified templates and exclusions. This matters for compliance professionals as it enhances PRA oversight of operational resilience risks amid rising threats and third-party reliance, aligning with international standards like DORA and FSB FIRE while supporting identification of critical third parties (CTPs).

What Changed

MTP Reporting: Amended notification rule for clarity; scope excludes credit unions with <£50m assets and all third-country branches; separated register and notification templates with reduced data fields; single submission platform (FCA Connect). Operational Incident Reporting: Merged three-phased reports (initial, interim, final) into one simplified, aligned template across PRA/FCA/Bank; removed fields, made more optional; clarified thresholds (e.g., safety/soundness, financial stability, policyholder protection for PRA), timing, and factors like contagion/reputation via SS1/26. Guidance...

What You Need To Do

Identify and notify MTP arrangements via FCA Connect (excluding exemptions); maintain annual register with reduced fields
Monitor/assess operational incidents against clarified thresholds (e
Update policies per SS1/26 (thresholds) and SS2/21 (MTP identification)
Align reporting with PRA/FCA/Bank templates; use data for resilience prioritization
For insurers

Key Dates

December 2024 - CP17/24 consultation published.

H1 2026 - Final PRA/FCA rules on operational incident and third-party reporting effective (per industry analysis).

30 working days post-incident resolution - Submit final incident report update (extendable to 60 working days in complex cases).

Annual - MTP register reporting (exact date not specified; aligns with notifications).

March 2026 implies rules near/applicable now; implementation likely immediate or phased per PS.)

Compliance Impact

Urgency: High - Mandates new reporting infrastructure and processes amid rising operational threats; non-compliance risks supervisory action on resilience vulnerabilities. Reduced burden from CP mitigates costs, but timely implementation critical for PRA oversight and CTP identification; benefits (e.g., thematic analysis) outweigh costs per PRA.

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Market Abuse / Surveillance

BankFintechCrypto Exchange

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

March 12th 2026

Data as a dialogue – speech by Vicky White

Given at Connect Global Group 4th Annual Treasury and Capital Markets Forum

Sectors:

Topics:

Prudential / Capital Requirements Reporting & Disclosure Technology & Cyber

BankAsset ManagerWealth Manager

🇬🇧 BoE Speech high

March 12th 2026

Reforming cross-border payments – speech by Andrew Bailey

Given at the FSB Payments Summit

Sectors:

Operational Resilience / Outsourcing Technology & Cyber Consumer Protection / Conduct

Topics:

BankPayment ProviderAll Firms

🇪🇺 ESMA News high

March 11th 2026

EU financial markets enter 2026 amid high-risk environment

EU financial markets enter 2026 amid high-risk environment 11 March 2026 Press Releases Risk monitoring The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, published today its first risk monitoring report of 2026 , outlining the key risks and vulnerabilities in EU financial markets. ESMA finds that risks of market and systemic stress remain high despite resilient market performance in the second half of 2025. Our risk assessment for the s...

Sectors:

Market Abuse / Surveillance Operational Resilience / Outsourcing Technology & Cyber

Topics:

BankBroker DealerCrypto Exchange

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇬🇧 FCA Speech medium

March 10th 2026

Stepping back, staying safe: a joined-up approach to growth

Speech by David Geale, executive director, payments and digital finance, and PSR managing director at the MoneyLIVE Summit 2026, London. ConsolidationRule 1 is ‘Out of clutter, find simplicity.’The Government announced its intention to consolidate the PSR into the FCA about a year ago. It was a decision we welcomed.Our work has always been complementary, and we made it work.As an economic regulator, the PSR is focused on getting the foundations right – the payment systems and infrastructure t...

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Authorisation & Licensing

BankFintechCrypto Exchange

Banking & Credit Investment Management Capital Markets & Trading

🇯🇵 JFSA News medium

March 10th 2026

Publication,FSA Weekly Review No.678 March 10, 2026

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Reporting & Disclosure Technology & Cyber

BankAsset ManagerBroker Dealer

Banking & Credit Investment Management Wealth & Private Banking

🇭🇰 SFC Speech

March 10th 2026

New speech by Kelvin Wong: Remarks at the Investor and Financial Education Award 2025 Presentation Ceremony

No description available.

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Reporting & Disclosure

Asset ManagerWealth ManagerBank

🇺🇸 CFTC News high

March 9th 2026

CFTC Chairman Michael S. Selig, Chairman: FIA Global Cleared Markets Conference

No description available.

Sectors:

Technology & Cyber Market Abuse / Surveillance Authorisation & Licensing

Topics:

Broker DealerFintechCrypto Exchange

Consumer Protection / Conduct Technology & Cyber

🇮🇪 CBI Enforcement high

March 9th 2026

“Regulating with purpose – outcomes-focused regulation and supervision, a practitioner’s perspective” – Remarks by Deputy Governor McMunn at Outcomes-focused Regulation in Financial Services conference, University College Dublin (UCD)

Good morning everyone, I am delighted to be here for what looks set to be an interesting conference on a topic which is both very close to my heart and central to what we do at Central Bank of Ireland (“the Central Bank”) – as we work to deliver on our mission, and in particular ensuring the financial system is operating in the best interests of consumers and the wider economy. 1 I am particularly delighted to be back in UCD – where I had the pleasure to study economics as an undergraduate, w...

AI Analysis

This speech by Deputy Governor Mary Elizabeth McMunn outlines the Central Bank of Ireland's (CBI) shift toward **outcomes-focused regulation and supervision**, emphasizing five key priorities from the 2026 Regulatory and Supervisory Outlook (RSO) to address geopolitical risks, consumer protection, technology, and resilience in a volatile environment. It matters for compliance professionals as it signals intensified CBI scrutiny on firm behaviors and outcomes rather than mere rule compliance, with direct implications for supervisory engagements, thematic reviews, and enforcement across banking, funds, insurance, and payments sectors.

What Changed

No new legislative changes are introduced in the speech itself, which serves as a practitioner's perspective on implementing the RSO 2026 priorities. It reinforces an outcomes-focused approach, prioritizing: Resilience to geopolitical/macro risks (operational resilience, cyber security, financial resilience). Consumer/investor protection (customer experience, digitalisation risks, financial crime/fraud). Technology transformations (AI, digital money, tokenisation). These build on prior developments like the revised Consumer Protection Code (CPC), DORA implementation, and enhanced AML/CFT...

What You Need To Do

Conduct gap analyses for revised CPC compliance, focusing on thresholds, customer experience, and fraud support (immediate if in-scope)
Enhance resilience frameworks
Strengthen financial crime controls
Review technology/AI governance
Embed ESG/climate risks

Key Dates

24 March 2026 - Revised Consumer Protection Code (CPC) takes effect (12-month lead-in complete; firms must be compliant). DEADLINE

H1–H2 2026 - DORA implementation including threat-led penetration testing (survey issued H1).

H1–H2 2026 - Enhanced AML/CFT Risk Evaluation Questionnaire.

H1 2026–H2 2027 - Thematic inspection of transaction monitoring and STR reporting.

H1–H2 2026 - UCITS Value at Risk (VaR) model review and depositary oversight.

Compliance Impact

Urgency: High – The speech, delivered today (9 March 2026), underscores imminent RSO 2026 execution with CPC effective in 2 weeks (24 March 2026) and H1 2026 activities (e.g., DORA testing, AML questionnaires) starting soon. Non-compliance risks intensified supervision, thematic inspections, enforcement, and reputational damage in a high-geopolitical-risk environment; outcomes-focus demands proactive evidence of resilience and consumer safeguards over procedural box-ticking.

Central Bank of Ireland today published a Discussion Paper examining the potential role of Distributed Ledger Technology (DLT) and tokenisation in the financial system . Deputy Governor Vasileios Madouros, commenting on the publication, said: “Distributed ledger technology and tokenisation have the potential to transform how financial services are delivered. We believe this technology, if enabled and deployed correctly, can change the financial system for the better, including by helping the ...

AI Analysis

The Central Bank of Ireland (CBI) has launched Discussion Paper 12 (DP12) on Distributed Ledger Technology (DLT) and tokenisation in financial services to explore their transformative potential in areas like markets, funds, payments, and money, while assessing opportunities, risks, and enablers such as legal clarity and interoperability. This matters for compliance professionals as it signals CBI's proactive stance on integrating these technologies into a resilient financial system, aligning with EU ambitions like the Savings and Investment Union, and invites stakeholder input to shape future policy without proposing immediate rules. (Source: https://www.centralbank.ie/news/article/press-release-discussion-paper-tokenisation-and-distributed-ledger-technology-in-financial-services-5-march-26 [publication]; https://www.arthurcox.com/insights/central-bank-issues-discussion-paper-on-dlt-tokenisation-in-financial-services/ )

What Changed

This is a non-binding discussion paper, not a regulatory change or new requirement; it poses 16 questions on topics including legal recognition of tokenised instruments, governance, infrastructure, funds (e.g., tokenised MMFs and ETFs), payments, and risks like operational resilience and interoperability. It highlights needs for policy intervention to avoid fragmented "walled gardens," ensure central bank money's role, and address challenges in fractionalisation, transparency, and settlement finality, but no mandates are imposed yet.

What You Need To Do

Review DP12 (PDF available via CBI site) and prepare/ submit responses to the 16 questions by 5 June 2026, focusing on legal clarity, risks, funds tokenisation, and enablers like interoperability
Engage in CBI's structured stakeholder dialogues to influence future frameworks
Assess internal DLT/tokenisation pilots or plans against discussed risks (e
No immediate compliance obligations, but monitor for follow-up rules; funds firms should evaluate tokenised share/unit models

Key Dates

5 June 2026 - Deadline for stakeholder submissions responding to the 16 questions in DP12. DEADLINE

Post-5 June 2026 - CBI to publish a feedback statement assessing responses and existing policy fit. (Source: https://www.centralbank.ie/news/article/press-release-discussion-paper-tokenisation-and-distributed-ledger-technology-in-financial-services-5-march-26 [publication]; https://www.arthurcox.com/insights/central-bank-issues-discussion-paper-on-dlt-tokenisation-in-financial-services/ )

Compliance Impact

Urgency: Medium – This consultative paper poses no immediate rules but represents a key opportunity to shape emerging DLT/tokenisation regulation amid CBI's 2026 priorities on tech-driven transformations and resilience; inaction risks missing input on critical enablers like legal finality for tokens, potentially leading to stricter future requirements misaligned with firm needs. It aligns with broader EU/BIS pushes (e.g., MiCA, tokenized reserves), amplifying relevance for firms in funds, payments, and crypto.

Sectors:

Payments & E-Money

Topics:

Payment ProviderAll Firms

Investment Management Wealth & Private Banking

🇬🇧 FCA Speech medium

March 4th 2026

Consumer investments priorities: strengthening trust, supporting investors

Speech by Lucy Castledine, director of consumer investments, at the TISA Inclusive Investing Conference 2026. Speaker: Lucy Castledine, director, consumer investmentsEvent: TISA Inclusive Investing Conference 2026Delivered: 4 March 2026Note: this is the speech as drafted and may differ from the delivered version.Reading time: 11 minutesKey points:Consumer investments are a cornerstone of the UK economy, with over 5,000 authorised firms and their representatives, serving 19 million adults – ar...

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber

Asset ManagerWealth ManagerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇪🇺 ECB News medium

March 4th 2026

Patrick Montagner: Deepening integration, enhancing scale and completing the Single Market

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Consumer Protection / Conduct Technology & Cyber

BankAsset ManagerBroker Dealer

Banking & Credit Investment Management Capital Markets & Trading

🇯🇵 JFSA Consultation high

March 3rd 2026

Publication,Publication of AI Discussion Paper (Version 1.1)

No description available.

AI Analysis

The Financial Services Agency (FSA) has released the **AI Discussion Paper (Version 1.1)**, an updated consultation document addressing the sound utilization of artificial intelligence in Japan's financial sector. This revised version incorporates stakeholder feedback from the FSA AI Public-Private Forum (June-December 2025) and establishes the regulatory foundation for how financial institutions should approach AI governance, risk management, and compliance as AI adoption accelerates.

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Senior Managers / Governance

BankAsset ManagerBroker Dealer

Banking & Credit Investment Management Insurance & Pensions

🇦🇪 DFSA News medium

March 3rd 2026

The Central Bank has today published its Regulatory & Supervisory Outlook 2026 , which sets out its latest assessment of the risk landscape facing the financial sector and the supervisory work it will undertake in response. This follows on from the Governor’s letter to the Tánaiste on the economic outlook and regulatory priorities in January . This is the third year of the report, which continues to be set against a backdrop of a changing, uncertain and increasingly complex external environme...

AI Analysis

The Central Bank of Ireland (CBI) has published its **Regulatory & Supervisory Outlook 2026**, outlining priorities shaped by geoeconomic fragmentation, technological acceleration, and elevated risks like operational resilience, cyber threats, data/AI, and consumer protection. This matters for compliance professionals as it signals intensified supervisory scrutiny, including desktop and onsite inspections, across Ireland's financial sector to ensure resilience and adaptability amid uncertainties.[https://www.centralbank.ie/news/article/press-release-central-bank-sets-out-its-regulatory-and-supervisory-priorities-26-february-2026][https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]

What Changed

No new binding regulatory requirements are introduced in this publication, which serves as a strategic outlook rather than enforceable rules. Key shifts in risk assessment include elevated operational risks (due to geopolitics, digitalisation, complex models), increased asset valuation/market risks, and rising data/models/AI risks, while inflation/interest rate risks have decreased.

What You Need To Do

Conduct robust scenario testing and risk assessments for operational resilience, cyber threats, credit/market/liquidity risks, and document outcomes within compliance monitoring programs
Implement revised CPC by 24 March 2026, assessing scope changes and business impacts
Enhance financial crime controls, including fraud victim support, scam awareness, and market abuse detection; monitor AMLA developments
Embed ESG/climate risks into governance, risk management, and business models, preparing for SFDR 2
Review AI/data/models usage and operational frameworks for supervisory inspections; engage with CBI Innovation Sandbox if applicable

Key Dates

24 March 2026 - Revised Consumer Protection Code (CPC) takes effect, following 12-month lead-in; firms must ensure full implementation.[https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/] DEADLINE

H1 2026 - CBI consultation on new Regulatory Impact Assessment (RIA) Framework.[https://maples.com/regulatory-round-up/central-bank-of-ireland-update-and-supervisory-approach-for-2026-fund-service-providers][https://www.centralbank.ie/docs/default-source/regulation/transforming-regulation-and-supervision/regulating-supervising-well-a-more-effective-and-efficient-framework.pdf]

Summer 2027 - Anti-Money Laundering Authority (AMLA) single rulebook implementation, influencing financial crime priorities.[https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]

2026-2027 - Ongoing desktop/onsite reviews on operational resilience, ESG/climate, and supervisory priorities across sectors.[https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]

Compliance Impact

Urgency: High – This outlook directly previews intensified 2026 supervision, with operational/cyber resilience and consumer protection as "key concerns" likely triggering unannounced inspections and enforcement. Firms risk findings on outdated resilience testing or CPC gaps, especially amid elevated risks; proactive alignment now prevents remediation costs and sanctions, given CBI's efficiency roadmap and international...

References

Sectors:

Topics:

Operational Resilience / Outsourcing Consumer Protection / Conduct Technology & Cyber

BankAsset ManagerAll Firms

Banking & Credit Payments & E-Money Consumer Credit

🇬🇧 FCA Policy medium

February 26th 2026

Payments Vision Delivery Committee publishes Payments Forward Plan

The Payments Vision Delivery Committee (the Committee) has published the Payments Forward Plan (the Plan). Read the Plan on GOV.UKThe Committee comprises:HM TreasuryBank of EnglandFinancial Conduct AuthorityPayment Systems RegulatorThe Plan sets out upcoming initiatives across retail and wholesale payments, including elements of digital assets. Recent publications on open banking, stablecoins and contactless limits, alongside the initiatives in the Plan, show the high level of activity across...

AI Analysis

The Payments Vision Delivery Committee—comprising HM Treasury, Bank of England, FCA, and Payment Systems Regulator—has published the **Payments Forward Plan**, a three-year regulatory roadmap for retail, wholesale payments, and digital assets, aligning with the UK's National Payments Vision for a trusted, innovative ecosystem. This matters for compliance teams as it provides sequencing and milestones for multiple initiatives, enabling proactive planning amid high regulatory activity, including PSR consolidation into FCA and infrastructure upgrades. It signals coordinated efforts to boost competition, resilience, and innovation while minimizing sector capacity strain.[FCA publication]

What Changed

No immediate binding regulatory changes are imposed by the Plan itself; it is a forward-looking roadmap outlining planned initiatives rather than new rules. Key elements include: Modernisation of payments framework: Consolidation of PSR into FCA, with HMT consultation response in Q1 2026; data/operational enhancements to Faster Payments and Bacs by end-2026. Infrastructure upgrades: Short-term resilience improvements to Faster Payments and Bacs (end-2026); exploration of regulated stablecoins for on-chain settlement (H1 2026). Safeguarding enhancements: FCA Supplementary Regime effective May...

What You Need To Do

Review the full Plan on GOV.UK (https
Engage proactively
Stablecoin firms
Monitor and plan
Internal audit

Key Dates

Q1 2026 - HMT consultation response on PSR consolidation into FCA .

Jan-Apr 2026 - FCA engagement with sector on Supplementary Safeguarding Regime .

Feb-Mar 2026 - Independent assessment of proposals for standards setting body .

Spring 2026 - HMT update on Consumer Credit Act reform .

18 January 2026 - Deadline for stablecoin issuers to apply to FCA regulatory sandbox (related push for innovation).

Compliance Impact

Urgency: Medium. This is a planning document, not enforceable rules, but its milestones trigger near-term actions (e.g., Q1 2026 engagements, May 2026 safeguarding). It matters because it coordinates high-activity areas like PSR-FCA merger and stablecoins, reducing surprises but demanding resource allocation for innovation/resilience amid sector capacity constraints. Firms delaying review risk missing input opportunities or readiness gaps, especially with VRP/stablecoin momentum.

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Authorisation & Licensing

BankFintechAll Firms

Crypto & Digital Assets Capital Markets & Trading

🇭🇰 SFC News high

February 11th 2026

SFC launches trading initiatives to boost digital asset market vibrancy in Hong Kong

No description available.

Sectors:

Topics:

Authorisation & Licensing Consumer Protection / Conduct Technology & Cyber

Crypto ExchangeBroker Dealer

Crypto & Digital Assets Capital Markets & Trading

🇭🇰 SFC Speech

February 11th 2026

New synopsis by Eric Yip: Keynote speech at Consensus Hong Kong 2026

No description available.

Sectors:

Topics:

Technology & Cyber Reporting & Disclosure

Crypto ExchangeFintech

Banking & Credit Investment Management Wealth & Private Banking

🇱🇺 CSSF News medium

February 11th 2026

DORA – Submission timeframe for register of information – eDesk Portal open as of 11 February 2026

Submission of the register of information at individual or consolidated level to the CSSF (excluding entities under the direct supervision of the ECB)

Sectors:

Topics:

Operational Resilience / Outsourcing Reporting & Disclosure Technology & Cyber

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Payments & E-Money

🇱🇺 CSSF Guidance high

February 11th 2026

Guidance for interpretation and resolution of CSSF error messages related to the submission of the DORA register

Guidance allowing financial entities to identify the National Competent Authority to which their register of information has to be submitted.

AI Analysis

This CSSF guidance document, published on 11 February 2026, provides detailed explanations and resolution steps for error messages encountered during the submission of the DORA Register of Information (RoI) via the eDesk portal, specifically for the 2026 submission cycle. It matters because it enables Luxembourg financial entities to ensure compliant submissions amid enhanced validation checks on more data fields, avoiding re-submission delays and supporting timely transmission to the ESAs by CSSF deadlines. Non-compliance risks supervisory scrutiny under DORA's ICT risk management framework.

What Changed

Enhanced validation checks for the 2026 RoI submission: Applies ESA-defined checks (last updated April 2025) to more data fields to improve data quality, compared to prior cycles. Specific error resolutions detailed, including requirements for LEI code communication to CSSF beforehand, correct reference date ('2025-12-31') in file naming, plain-CSV files in predefined .zip structure, and proper FilingIndicators.csv/parameters.csv content. Mandatory inclusion of all tables (even empty) in FilingIndicators.csv set to 'true', with matching identification codes across parent-child records. Builds...

What You Need To Do

Assign "DORA Reporting" role in eDesk to dedicated employee(s) per user guide
Communicate LEI code to CSSF line supervisor prior to first submission to enable upload
Prepare RoI in plain-CSV files within
Test submissions against listed error codes (e
Consult ESAs' EBA resources (data point model, validation rules, FAQs) and CSSF guides (e

Key Dates

31 December 2025 - Reference date for 2026 RoI submission (all contractual arrangements up to this date).

11 February 2026 - Publication date of this error guidance (last updated 10/02/2026).

1 April 2025 to 15 April 2025 - Initial 2025 submission window via eDesk (for context; 2026 window likely similar, pending confirmation).

30 April 2025 - CSSF re-submission deadline post-validation for 2025; analogous for 2026 if errors detected. DEADLINE

May 2025 - ESAs' second-round validation for 2025; expect similar for 2026 with potential re-submissions.

Compliance Impact

Urgency: High - Published today (11 February 2026), this equips firms for imminent 2026 RoI submissions (reference date 31 December 2025), with stricter validations on expanded fields risking rejections/re-submissions. Matters for operational resilience compliance under DORA Article 28, as accurate RoI supports supervisory oversight of ICT third-party risks; delays could trigger CSSF/ESA follow-up or fines. Firms with prior 2025 issues (e.g., portal extensions to May 2025) must prioritize to avoid recurrence.

References

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

BankFintechPayment Provider

Banking & Credit Investment Management Wealth & Private Banking

🇦🇺 ASIC News

February 11th 2026

Sectors:

Topics:

Authorisation & Licensing Consumer Protection / Conduct Technology & Cyber

BankWealth ManagerFintech

Banking & Credit Investment Management Crypto & Digital Assets

🇺🇸 CFTC Warning high

February 9th 2026

CFTC Targets Relationship Investment Scams with National and International Initiatives this Valentine’s Week

No description available.

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

BankFintechCrypto Exchange

Banking & Credit Investment Management Wealth & Private Banking

🇪🇺 ECB News medium

February 9th 2026

Sharon Donnery: Interview with the Business Post

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇦🇺 ASIC News high

February 9th 2026

ASIC action sees FIIG Securities ordered to pay $2.5 million over cyber security failures

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Consumer Protection / Conduct

Broker DealerWealth ManagerAll Firms

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech medium

February 8th 2026

The world today – remarks by Andrew Bailey

Given at the AlUla Conference for Emerging Market Economies 2026

Sectors:

Topics:

Prudential / Capital Requirements Technology & Cyber Reporting & Disclosure

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇿🇦 FSCA News medium

February 7th 2026

Procurement

Sectors:

Topics:

Consumer Protection / Conduct Operational Resilience / Outsourcing Technology & Cyber

BankWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇿🇦 FSCA News low

February 7th 2026

Subscriptions

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Reporting & Disclosure

BankWealth ManagerFintech

Payments & E-Money Crypto & Digital Assets

🇺🇸 CFTC News medium

February 6th 2026

CFTC Staff Reissues Letter 25-40 Updating Payment Stablecoin Definition

No description available.

Sectors:

Topics:

Authorisation & Licensing Technology & Cyber

BankFintechPayment Provider

Payments & E-Money Banking & Credit Capital Markets & Trading

🇬🇧 FCA Policy high

February 6th 2026

Independent assessment to support establishment of a Future Entity

We have published a letter to trade associations to provide an update in the development of a Future Entity (FE) for open banking. The letter confirms the appointment of KPMG to provide an independent assessment of proposals to establish a standards-setting body for UK open banking APIs that is capable of becoming the Future Entity. It explains the purpose and scope of the assessment, the respective roles of the FCA, industry, trade associations and the independent assessor, and how firms can...

AI Analysis

The FCA has appointed KPMG to conduct an independent assessment of proposals for establishing a **Future Entity** – a standards-setting body for UK open banking APIs that will replace Open Banking Limited. This initiative is critical because it establishes the governance framework for open banking ahead of new legislative powers the FCA will receive under the Data (Use and Access) Act 2025, with a statutory instrument expected by end-2026.

Sectors:

Topics:

Authorisation & Licensing Technology & Cyber Operational Resilience / Outsourcing

BankPayment ProviderFintech

🇫🇷 AMF News low

February 6th 2026

The AMF awards its 2025 prize for young researchers in economics to Alexandre Madelaine

Institutional Markets Journalists The AMF awards its 2025 prize for young researchers in economics to Alexandre Madelaine

Sectors:

Consumer Protection / Conduct Technology & Cyber Reporting & Disclosure

Topics:

Asset ManagerBroker DealerFintech

Capital Markets & Trading Investment Management

🇪🇺 ESMA Speech

February 5th 2026

Join us for ESMA’s Conference “A new era for EU capital markets” on 21 May 2026

Join us for ESMA’s Conference “A new era for EU capital markets” on 21 May 2026 05 February 2026 About ESMA The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, is organising a high‑level conference “A new era for EU capital markets” on 21 May 2026 in Paris, France. Marking ESMA’s 15-year anniversary, the conference will bring together senior policymakers, regulators, leaders of major market infrastructures and financial institutions, as w...

Sectors:

Topics:

Market Abuse / Surveillance Consumer Protection / Conduct Technology & Cyber

Asset ManagerBroker DealerBank

Banking & Credit Investment Management Wealth & Private Banking

🇱🇺 CSSF Warning high

February 5th 2026

Online financial frauds and scams in an artificial intelligence world

No description available.

Sectors:

Topics:

AML / Financial Crime Consumer Protection / Conduct Technology & Cyber

BankWealth ManagerFintech

Consumer Protection / Conduct Technology & Cyber

🇬🇧 FCA Speech medium

February 3rd 2026

Insurance in the round: Innovation, growth and trust

Speech by Sarah Pritchard, FCA deputy chief executive, at the ABI Annual Conference. IntroductionIt’s hard to think of a more symbolic venue to discuss driving change in the insurance sector than the QEII Centre.Step outside, and you’re in the shadow of both the Houses of Parliament, and Westminster Abbey. Scrutiny, change and serving citizens on one side. Tradition on the other.That’s where insurance sits, too.As an industry, you have to balance the new with the non-negotiables – finding way...

Sectors:

Insurance & Pensions

Topics:

Insurance

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇪🇺 ECB News medium

February 3rd 2026

Patrick Montagner: Encouraging innovation, managing risks: the ECB’s approach to digital transformation

No description available.

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Prudential / Capital Requirements

BankFintechCrypto Exchange

Investment Management Banking & Credit Crypto & Digital Assets

🇫🇷 AMF News high

February 2nd 2026

A study by the AMF finds widespread levels of adoption in artificial intelligence by French financial market participants

Artificial intelligence Innovation Fintech Journalists Investment services providers Investment management companies Listed companies and issuers A study by the AMF finds widespread levels of adoption in artificial intelligence by French...

Sectors:

Topics:

Technology & Cyber Consumer Protection / Conduct Reporting & Disclosure

Asset ManagerBankFintech

Banking & Credit Capital Markets & Trading

🇬🇧 BoE Speech high

February 2nd 2026

Frenemies at the gates − speech by Rebecca Jackson

Given at an event hosted by the Association of Foreign Banks

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankBroker DealerHedge Fund

Banking & Credit Capital Markets & Trading Investment Management

🇭🇰 SFC News medium

February 2nd 2026

SFC forges stronger industry collaboration to shape a compliant and innovative future

No description available.

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Authorisation & Licensing

Broker DealerAsset ManagerBank

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇬🇧 BoE Speech

February 2nd 2026

Talking ’bout next generation − speech by Sarah Breeden

Given at City & Financial Payments Regulation and Innovation Summit 2026

Sectors:

Topics:

Technology & Cyber Consumer Protection / Conduct Operational Resilience / Outsourcing

BankFintechPayment Provider

Payments & E-Money Banking & Credit

🇬🇧 FCA Speech medium

February 2nd 2026

The role of the FCA and PSR in delivering the National Payments Vision

Speech by David Geale, executive director, payments and digital finance and Payment Systems Regulator (PSR) managing director, at the Payments Regulation and Innovation Summit 2026. A payments system that works for everyoneJust before Christmas I was in Billericay for the opening of the 200th banking hub.I got to chat to local people and business owners about the difference the hub will make to their everyday lives. It was great.Although if I’m honest, the biggest talking point was probably t...

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Operational Resilience / Outsourcing

BankFintechPayment Provider

Banking & Credit Insurance & Pensions

🇩🇪 BaFin Guidance high

January 30th 2026

Artificial intelligence: BaFin publishes guidance on ICT risks

The Federal Financial Supervisory Authority (BaFin) has issued its “Guidance on ICT Risks in the Use of Artificial Intelligence at Financial Entities”. The guidance will help entities manage ICT risks in accordance with the requirements under DORA.

AI Analysis

BaFin's "Guidance on ICT Risks in the Use of Artificial Intelligence at Financial Entities," published December 18, 2025, provides non-mandatory advice to help financial entities manage ICT risks from AI under DORA across the AI lifecycle. It matters because it integrates AI explicitly into existing ICT risk frameworks, emphasizing security, resilience, and third-party risks for supervised institutions, aligning with RTS on ICT risk management (EU 2024/1774) and subcontracting (EU 2025/532). This clarifies supervisory expectations amid growing AI adoption in finance, reducing ambiguity in DORA compliance.

What Changed

The guidance does not introduce new binding rules but clarifies AI as ICT systems requiring DORA-compliant treatment, including: AI strategy: Management-approved, aligned with overall strategy, defining responsibilities, competencies, and interdisciplinary collaboration for critical functions. ICT risk management integration: Cover identification, protection, detection, response, recovery, training; apply to AI lifecycle (data acquisition, development, operation, retirement). Development and testing: Robust standards, documentation, testing proportionate to criticality; special focus on...

What You Need To Do

Develop and approve AI strategy integrated with ICT roadmap and governance
Embed AI in existing ICT risk framework, ensuring lifecycle coverage with safeguards (e
Conduct third-party due diligence and contractual reviews for AI/cloud providers, including exit/portability testing
Implement AI-specific testing, documentation, and incident processes proportionate to criticality
Ensure management accountability for oversight, training, and interdisciplinary controls

Key Dates

18 December 2025 - Guidance issuance date.

01 February 2024 - Related BaFin/Bundesbank supervisory notice on cloud outsourcing (contextual reference).

2026 " possibly indicating update/display date, but issuance confirmed Dec 2025).

Compliance Impact

Urgency: High – DORA is live (effective Jan 17, 2025), and AI use is widespread; this guidance operationalizes ICT requirements for AI, exposing non-compliant firms to supervisory scrutiny, fines, or remediation orders under CRR/Solvency II. It heightens focus on third-party/cloud risks amid EU AI Act rollout, demanding immediate gap assessments to avoid operational resilience failures.

References

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankInsuranceAll Firms

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 FCA Speech high

January 30th 2026

The FCA’s long term review into AI and retail financial services: designing for the unknown

Speech by Sheldon Mills, at the FCA's Supercharged Sandbox Showcase event. Before we begin, take a look around this room. This is the Supercharged Sandbox. 23 firms at the frontier of retail financial services, chosen from 132 applications. If anyone still doubts the pace of AI change in our sector, this room is the answer.The Board has asked me to lead the long-term review into AI and retail financial services. I will report to the FCA Board in the summer, setting out recommendations to help...

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Authorisation & Licensing

BankWealth ManagerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇬🇧 FCA Enforcement medium

January 30th 2026

AI Live Testing: How it can support safe and responsible AI deployment

AI Live Testing now open for applicationsAt the FCA, we’re providing a structured but flexible space where firms can test AI-driven services in real-world conditions, all with our regulatory support and oversight and help from our technical partner, Advai. Collaboration and communication is at the heart of what we are doing.The first cohort joined AI Live Testing in October last year. We opened a second application window on 19 January 2026 and are now inviting applications.Moving on from 'PO...

AI Analysis

The FCA's AI Live Testing initiative provides a voluntary, structured program for firms with mature AI proofs-of-concept (POCs) to test AI-driven services in controlled real-world environments under regulatory oversight and support from technical partner Advai. This matters because it enables safe progression from 'POC paralysis' to deployment, while helping the FCA gather insights on translating AI principles into consumer and market protections, informing future regulation. Participation enhances firms' governance, risk management, and evaluation frameworks for responsible AI use in financial services.

What Changed

This is not a mandatory regulatory change but a voluntary testing service launched by the FCA; no new enforceable requirements are imposed. Key elements include a holistic focus on the AI system (model + deployment context, risks, governance, human-in-the-loop, evaluation, input/output controls) rather than isolated foundation models. The program features three phases: Discovery, Framework validation, and AI system testing (quantitative/qualitative), emphasizing live monitoring, governance, and risk management. It complements the FCA's Supercharged Sandbox for earlier-stage AI exploration.

What You Need To Do

Review FCA's Terms of Reference (PDF) for eligibility, focusing on mature POCs and enterprise-level AI systems
Submit application form via FCA portal by 2 March 2026 if ready for live testing; contact suptech@ fca
Prepare documentation on AI system components (model, context/risks, governance, human oversight, evaluation, controls) for three-phase process
Assess internal governance, data, risk frameworks, and monitoring for AI readiness; consider non-participation but monitor for future FCA expectations
Firms not selected should use insights from first cohort (e

Key Dates

19 January 2026 - Second application window opens.

2 March 2026 - Application deadline for second cohort. DEADLINE

Mid-March 2026 - Notification of successful applicants.

April 2026 - Testing starts for second cohort.

October 2025 - First cohort began testing (historical reference).

Compliance Impact

Urgency: Medium - Voluntary program, but signals FCA's proactive stance on AI oversight; non-participation risks lagging in best practices for Consumer Protection / Conduct and Operational Resilience / Outsourcing as regulator builds evidence for potential rules. Matters for competitive edge in AI deployment and demonstrating alignment with principles-based regulation amid 'POC paralysis'. Early movers gain tailored support, intelligence-sharing on risks, and influence on FCA's evolving AI approach.

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Consumer Protection / Conduct

Broker DealerAsset ManagerBank

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice high

January 24th 2026

COVID-19 / Coronavirus

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Consumer Protection / Conduct

Broker DealerAsset ManagerBank

Capital Markets & Trading Investment Management Wealth & Private Banking

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Comprehensive Automated Risk Data System (CARDS)

Sectors:

Topics:

Reporting & Disclosure Technology & Cyber Operational Resilience / Outsourcing

Broker DealerWealth ManagerAsset Manager

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice high

January 24th 2026

Business Continuity Planning

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

Broker DealerBankAsset Manager

Banking & Credit Capital Markets & Trading Crypto & Digital Assets

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Block Chain / Distributed Ledger Technology

Sectors:

Topics:

Technology & Cyber Reporting & Disclosure Authorisation & Licensing

Broker DealerFintechCrypto Exchange

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice high

January 24th 2026

Artificial Intelligence

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

Broker DealerAsset ManagerBank

Capital Markets & Trading Investment Management

🇺🇸 FINRA regulatory_notice high

January 24th 2026

Algorithmic Trading

Sectors:

Topics:

Technology & Cyber Reporting & Disclosure Authorisation & Licensing

Broker DealerAsset ManagerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Regulatory Notice 25-04

Sectors:

Topics:

Consumer Protection / Conduct Operational Resilience / Outsourcing Technology & Cyber

Broker DealerWealth ManagerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Regulatory Notice 25-07

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Consumer Protection / Conduct

Broker DealerAsset ManagerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Regulatory Notice 25-10

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Reporting & Disclosure

Broker DealerBankFintech

Banking & Credit Investment Management Capital Markets & Trading

🇺🇸 FINRA regulatory_notice medium

January 24th 2026

Regulatory Notice 25-17

Sectors:

Topics:

Reporting & Disclosure Operational Resilience / Outsourcing Technology & Cyber

Broker DealerAsset ManagerBank

Banking & Credit Capital Markets & Trading Payments & E-Money

🇺🇸 FINRA regulatory_notice high

January 24th 2026

Trade Reporting Notice 1/14/26

FINRA publishes Notices to provide firms with timely information on a variety of issues. To obtain a Notice published prior to 1995, please contact FINRA MediaSource at (240) 386-4200.

Sectors:

Topics:

Reporting & Disclosure Technology & Cyber Authorisation & Licensing

Broker DealerFintechAll Firms

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇸🇦 SAMA News

January 24th 2026

SAMA Hosts BIS Innovation Summit

Sectors:

Topics:

Technology & Cyber Authorisation & Licensing Operational Resilience / Outsourcing

BankFintechCrypto Exchange

Payments & E-Money Banking & Credit Capital Markets & Trading

🇦🇺 ASIC News medium

January 24th 2026

We have issued a joint statement with the Payment Systems Regulator (PSR) giving clarity on open banking pricing models. We and the PSR have issued the following statement (PDF).This confirms we will not, at this stage, prioritise a Competition Act 1998 (CA98) investigation into the centralised ‘access fee’ pricing model being developed by the UK Payments Initiative (UKPI) for commercial Variable Recurring Payments (cVRPs). cVRPs are an emerging open banking technology that allow consumers to...

AI Analysis

The FCA and PSR have jointly confirmed they will not prioritize a Competition Act 1998 investigation into the UK Payments Initiative's (UKPI) centralized access fee pricing model for commercial Variable Recurring Payments (cVRPs), with the CMA's concurrent agreement. This regulatory clarity provides temporary certainty for cVRP development ahead of anticipated legislation by end-2026, creating a critical window for firms to develop compliant commercial models in this emerging open banking technology.

Action Required

The FCA and PSR have issued a joint statement providing clarity on open banking pricing models, specifically regarding the centralised 'access fee' pricing model for commercial Variable Recurring Payments (cVRPs). This statement confirms that they will not prioritize a Competition Act 1998 investigation into this model at this stage. The goal is to support the development of cVRPs, giving consumers more control over their payments and lowering processing fees for businesses.

Sectors:

Topics:

Consumer Protection / Conduct Authorisation & Licensing Technology & Cyber

BankFintechPayment Provider

Banking & Credit Investment Management Capital Markets & Trading

🇬🇧 FCA News medium

January 19th 2026

Applications now open for next round of FCA’s AI Live Testing

We have opened applications for the second cohort of our AI Live Testing service. AI Live Testing is the first of its kind in the financial sector to help firms who are ready to use AI in UK financial markets. Participating firms receive tailored support from our regulatory team and our technical partner Advai to develop, assess and deploy safe and responsible AI.The service helps firms to consider key questions around evaluating AI including governance, risk management and monitoring to help...

Sectors:

Topics:

Technology & Cyber Authorisation & Licensing Consumer Protection / Conduct

BankFintechAsset Manager

🇸🇦 SAMA News low

January 16th 2026

SAMA Introduces Electronic Check Clearing System (ECCS) Service on its Website

Sectors:

Operational Resilience / Outsourcing Technology & Cyber

Topics:

BankFintechPayment Provider

Investment Management Wealth & Private Banking Crypto & Digital Assets

🇦🇪 ADGM News low

January 16th 2026

iCapital Expands Global Footprint with New Office in the United Arab Emirates

Sectors:

Topics:

Authorisation & Licensing Technology & Cyber Operational Resilience / Outsourcing

Asset ManagerWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇦🇪 ADGM News

January 16th 2026

‘Courage’ Takes Centre Stage at RESOLVE 2025 as Experts Tackle Dispute Resolution in a Digital Era

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Consumer Protection / Conduct

BankWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇦🇪 ADGM News

January 16th 2026

J.P. Morgan accelerates growth with full-scale Treasury services in ADGM

Sectors:

Topics:

Authorisation & Licensing Operational Resilience / Outsourcing Technology & Cyber

BankWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇦🇪 ADGM News medium

January 16th 2026

USD 9 Trillion in Assets Commit to ADGM as Abu Dhabi Finance Week Redefines Global Capital Flows

Sectors:

Topics:

Authorisation & Licensing ESG Technology & Cyber

Asset ManagerBankWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇦🇪 ADGM News

January 16th 2026

ADFW 2025 Delivers its Most Successful Edition, Showcasing Abu Dhabi’s Next Decade of Growth with Over 35,000 Attendees

Sectors:

Topics:

Authorisation & Licensing ESG Technology & Cyber

BankWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇦🇪 ADGM News low

January 16th 2026

The FCA, Bank of England and Prudential Regulation Authority have together signed a Memorandum of Understanding (MoU) with the European Supervisory Authorities to enhance cooperation and oversight of critical third parties (CTPs) that fall under the UK’s CTP regime.The MoU establishes a framework for coordinating and sharing information on the oversight of CTPs under the UK regime and critical third party providers (CTPPs) under the EU’s Digital Operational Resilience Act (DORA), including du...

AI Analysis

The FCA, Bank of England (BoE), and Prudential Regulation Authority (PRA) have signed a Memorandum of Understanding (MoU) with the European Supervisory Authorities (ESAs) to coordinate oversight of critical third parties (CTPs) under the UK's CTP regime and critical third party providers (CTPPs) under the EU's Digital Operational Resilience Act (DORA). This matters because it enhances cross-border information sharing and cooperation during incidents like cyber-attacks, reducing regulatory duplication while bolstering financial stability and operational resilience for firms reliant on these providers.

What Changed

Establishes a framework for timely information sharing, coordination of oversight activities, and joint responses to incidents affecting CTPs/CTPPs, including power outages or cyber-attacks. Defines principles for cooperation on mutually designated CTPs/CTPPs, including notifications of investigations and best endeavors to share material information where legally and operationally feasible. Complements the UK's CTP regime (effective 1 January 2025), which requires designated CTPs to provide regular assurance, conduct resilience testing, and report major incidents, without altering firms'...

What You Need To Do

For CTPs/CTPPs
For financial firms/FMIs
Regulators' internal actions
Firms should review contracts with third parties for compliance alignment and conduct gap analyses against CTP requirements

Key Dates

1 January 2025 UK CTP rules came into effect, applying to CTPs designated by HMT.

Ongoing (process begun pre-2025) HMT designation process for CTPs, with regulators recommending based on concentration and materiality criteria; no fixed end date specified.

DORA effective date (prior context) EU CTPPs oversight under DORA aligns with UK regime; MoU signed to ensure compatibility (exact DORA timeline not in publication but supports post-2024 implementation).

Compliance Impact

Urgency: High – The MoU operationalizes the live UK CTP regime (effective January 2025), with designations underway, amplifying risks of non-compliance for firms using critical ICT providers amid rising cyber and resilience threats. It matters for cross-border firms as it enables regulator-to-regulator data sharing, potentially exposing gaps in outsourcing arrangements and increasing enforcement scrutiny without fines on CTPs yet possible future powers.

This circular provides guidance on how financial institutions should report incidents to MAS under the various acts, regulations, notices, circulars and guidelines.

AI Analysis

This MAS circular updates the incident reporting process for financial institutions (FIs), mandating use of a revised template on the MAS-Tx platform for reportable incidents starting 1 February 2026. It standardizes initial notifications and follow-up submissions under applicable regulations, enhancing supervisory efficiency amid rising technology risks. Compliance is critical as it aligns with MAS's focus on operational resilience, with non-adherence risking enforcement actions seen in recent AML/CFT penalties.

What Changed

Updated Reporting Template: FIs must use the new FI Incident Reporting Template (65.8 KB) for submitting details of reportable incidents on MAS-Tx, replacing prior formats. https://www.mas.gov.sg/regulation/circulars/circular-on-financial-institution-incident-reporting Dual Reporting Process: Initial notification required "as soon as possible, but no later than the timeline prescribed" in relevant acts, regulations, notices, circulars, or guidelines; followed by full submission via the updated template on MAS-Tx from 1 February 2026.

What You Need To Do

Review and familiarize with the updated FI Incident Reporting Template (downloadable from MAS site)
Integrate MAS-Tx platform access and training for compliance, IT, and risk teams to handle submissions
Update internal incident response plans to ensure initial notifications occur "as soon as possible but no later than prescribed timelines" under relevant rules (e
Conduct gap analysis against related TRM Notices (e
Test processes via simulations, as recommended in TRM guidelines for incident response readiness

Key Dates

16 December 2025 - Circular published, announcing updated template and process.

1 February 2026 - Mandatory use of updated FI Incident Reporting Template on MAS-Tx for all subsequent incident reports (initial notifications follow existing prescribed timelines). https://www.mas.gov.sg/regulation/circulars/circular-on-financial-institution-incident-reporting

Compliance Impact

Urgency: High – With the effective date of 1 February 2026 now passed (as of current date), non-compliant FIs risk immediate supervisory scrutiny, fines, or enforcement, as evidenced by MAS's S$27.45 million penalties on nine FIs for AML/CFT breaches in 2025. This matters because it operationalizes broader TRM frameworks amid cyber threats, where delayed reporting could amplify disruptions and invite actions like licence revocations. https://www.twobirds.com/en/insights/2025/singapore/mas-takes-robust-regulatory-actions-against-nine-financial-institutions-and-revokes-a-capital-market

No description available.

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Capital Markets & Trading

🇦🇪 ADGM News high

December 8th 2025

08 Dec 2025 Read more

Sectors:

Topics:

AML / Financial Crime Prudential / Capital Requirements Technology & Cyber

BankAsset ManagerBroker Dealer

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇮🇪 CBI News

December 5th 2025

The Digital Euro: shaping the future while preserving trust

In this blog, Governor Gabriel Makhlouf writes about the development of the Digital Euro and how central banks foster trust and safety in the financial system and in the implementation of projects like the Digital Euro.

Sectors:

Topics:

Consumer Protection / Conduct Prudential / Capital Requirements Technology & Cyber

BankFintechCrypto Exchange

Banking & Credit Investment Management Crypto & Digital Assets

🇺🇸 SEC News medium

December 5th 2025

SEC Announces Agenda and Panelists for Roundtable on Financial Surveillance and Privacy

The Securities and Exchange Commission’s Crypto Task Force has announced the agenda and panelists for its rescheduled Roundtable on Financial Surveillance and Privacy.“New technologies give us a fresh opportunity to recalibrate financial surveillance…

Sectors:

Topics:

AML / Financial Crime Technology & Cyber Market Abuse / Surveillance

BankBroker DealerCrypto Exchange

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

December 3rd 2025

Removing Frictions − speech by Nathanaël Benjamin

Given at Womble Bond Dickinson, Newcastle, hosted by the North East Chamber of Commerce

Sectors:

Topics:

Consumer Protection / Conduct Operational Resilience / Outsourcing Technology & Cyber

BankWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇱🇺 CSSF News high

November 28th 2025

Supply-chain attack using NPM packages

Press release 25/18

Sectors:

Topics:

Operational Resilience / Outsourcing Technology & Cyber Consumer Protection / Conduct

BankFintechAll Firms

Banking & Credit Investment Management Capital Markets & Trading

🇦🇪 DFSA News medium

November 26th 2025

DFSA and HKMA co-host second Joint Climate Finance Conference, showcasing…

26 NOV 2025, 03:15 PM DFSA and HKMA co-host second Joint Climate Finance Conference, showcasing…

Sectors:

Topics:

ESG Technology & Cyber Reporting & Disclosure

BankAsset ManagerFintech

🇺🇸 SEC News medium

November 25th 2025

SEC Investor Advisory Committee to Host Dec. 4 Meeting on Regulatory Changes in Corporate Governance, the Tokenization of Equity Securities

The Securities and Exchange Commission’s Investor Advisory Committee will hold a virtual public meeting on Dec. 4, 2025, at 10 a.m. ET. The meeting will be webcast on the SEC website.The committee will host two panels:Regulatory Changes in Corporate…

Sectors:

Reporting & Disclosure Authorisation & Licensing Technology & Cyber

Topics:

Broker DealerCrypto ExchangeAll Firms

Crypto & Digital Assets Capital Markets & Trading Payments & E-Money

🇬🇧 PRA Guidance medium

November 24th 2025

The PRA holds model risk management roundtable on artificial intelligence and machine learning technologies

The PRA held roundtable meetings on artificial intelligence and machine learning (AI and ML) in the context of Supervisory Statement (SS)1/23 ‘Model risk management principles for banks’

AI Analysis

The Prudential Regulation Authority (PRA) held roundtable sessions on 20 and 22 October 2025 with 21 regulated firms to discuss AI and machine learning (AI/ML) adoption under Supervisory Statement SS1/23 on model risk management (MRM) principles for banks. This matters because it highlights PRA's strategic supervisory focus on AI/ML model risks, urging firms to enhance governance, risk appetite, monitoring, and validation to mitigate opacity, overfitting, and rapid performance degradation in these models. https://www.bankofengland.co.uk/prudential-regulation/publication/2025/november/pra-holds-model-risk-management-roundtable-on-ai | https://www.bankofengland.co.uk/-/media/boe/files/prudential-regulation/publication/2025/november/ai-roundtable-oct-2025.pdf

What Changed

This is not a formal rule change but supervisory guidance via roundtable insights reinforcing SS1/23 principles (effective since 2023). Key emphases include: Risk appetite: Boards must articulate AI/ML-specific model risk appetite pre-deployment to avoid exceeding tolerances, given higher uncertainty from opacity. Model inventories and tiering: Address inaccurate/incomplete inventories and aggregate risks from deploying similar AI/ML across portfolios/jurisdictions; challenge tiering for complexity. Model development: Assess trade-offs in performance vs.

What You Need To Do

Review and strengthen board-level model risk appetite statements to explicitly cover AI/ML opacity and uncertainty; integrate into governance triggers like re-validation
Enhance model inventories for completeness, aggregate risk assessment, and cross-jurisdictional tiering challenges
Update model development policies to evaluate AI/ML trade-offs (e
Revise ongoing monitoring policies for more frequent, quantitative checks on AI/ML (e
Participate in PRA initiatives like MRM roundtables or AI Consortium for dialogue; align first/second-line defenses per SS1/23

Key Dates

20-22 October 2025 - PRA held CRO roundtable sessions with 21 firms on AI/ML MRM.

24 November 2025 - PRA published roundtable summary and slides. https://www.bankofengland.co.uk/prudential-regulation/publication/2025/november/pra-holds-model-risk-management-roundtable-on-ai

Compliance Impact

Urgency: Medium - Not critical as no new rules or deadlines, but high relevance for AI/ML users amid PRA's strategic MRM focus; non-compliance risks supervisory actions, given observations of gaps in monitoring and governance. Matters for banks scaling AI (rising adoption per industry views), as unaddressed risks like rapid degradation could amplify losses (e.g., historical model failures cost billions). https://www.articsledge.com/post/model-risk-management | https://www.finextra.com/blogposting/30372/the-pras-latest-view-on-ai-governance-implications-for-uk-banks

Crypto-assets Innovation The ACPR and AMF publish the summary of responses to the consultation conducted by the Working Group on Smart Contract Certification

AI Analysis

The ACPR and AMF have published a summary of responses to a public consultation on a 2024 Working Group report exploring smart contract certification in DeFi, addressing technical standards, audit practices, and potential regulatory frameworks. This matters for compliance as it signals preparatory steps toward possible EU-level DeFi regulation, emphasizing risk reduction and trust-building without immediate mandates, influencing future operational and audit strategies for crypto firms.

Sectors:

Topics:

Authorisation & Licensing Technology & Cyber Consumer Protection / Conduct

Crypto ExchangeFintechAll Firms

🇫🇷 AMF News

July 3rd 2025

The AMF publishes its 2025 Markets and Risk Outlook

Risk and Trend Mapping Markets Fixed income Asset management Other professionals Executive & other private individuals Fintech The AMF publishes its 2025 Markets and Risk Outlook

Sectors:

ESG Technology & Cyber Reporting & Disclosure

Topics:

Asset ManagerBroker DealerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

July 3rd 2025

The meaning of reserve currency − remarks by Andrew Bailey

Given at the Andrew Crockett Memorial Lecture

Sectors:

Topics:

Prudential / Capital Requirements Consumer Protection / Conduct Technology & Cyber

BankWealth ManagerAsset Manager

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

July 2nd 2025

Unexpected curves − remarks by Alan Taylor

Given at the ECB Forum on Central Banking in Sintra, Portugal

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

July 2nd 2025

Building tomorrow’s markets: the digitalisation of finance − speech by Sasha Mills

Given at City Week 2025

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Consumer Protection / Conduct

BankFintechAsset Manager

Banking & Credit Capital Markets & Trading Payments & E-Money

🇬🇧 BoE Speech

July 1st 2025

Synchronisation and beyond: enabling the next wave of financial innovation − speech by Victoria Cleland

Given at the 15th annual edition of City Week

Sectors:

Topics:

Prudential / Capital Requirements Technology & Cyber Operational Resilience / Outsourcing

BankFintechPayment Provider

Banking & Credit Investment Management

🇦🇪 DFSA News

June 30th 2025

New DFSA report explores regulatory insights into cybersecurity, Artificial…

30 JUN 2025, 03:18 PM New DFSA report explores regulatory insights into cybersecurity, Artificial…

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Prudential / Capital Requirements

BankFintechAsset Manager

Banking & Credit Capital Markets & Trading Crypto & Digital Assets

🇬🇧 BoE Speech

June 26th 2025

From trading floors to policy calls: the value and evolution of our interactions with financial markets − speech by Andrea Rosen

Given at the Centre for Central Banking Studies 'Transforming monetary policy’ conference

Sectors:

Topics:

Prudential / Capital Requirements Technology & Cyber Reporting & Disclosure

BankBroker DealerCrypto Exchange

Banking & Credit Payments & E-Money Crypto & Digital Assets

🇬🇧 BoE Speech

June 24th 2025

RTGS 2: a launchpad for innovation − speech by Victoria Cleland

Given at UK Finance Digital Innovation Summit 2025

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing

BankFintechCrypto Exchange

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

June 24th 2025

Navigating an uncertain outlook: the signals from the labour market − speech by Dave Ramsden

Given at the Barclays-CEPR Monetary Policy Forum 2025

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

June 24th 2025

A feature not a bug − speech by Megan Greene

Speech given at the National Institute of Economic and Social Research

Sectors:

Topics:

Consumer Protection / Conduct Prudential / Capital Requirements Technology & Cyber

BankWealth ManagerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

June 20th 2025

Central Banking in extreme adversity - speech by Andrew Bailey

Given at the 9th NBU-NBP Annual Research Conference, Kyiv

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankAsset ManagerWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

June 18th 2025

Innovation and regulation - striking the balance - speech by David Bailey

Given at Risk Live Europe

Sectors:

Topics:

Prudential / Capital Requirements Technology & Cyber Authorisation & Licensing

BankFintechAsset Manager

Banking & Credit Capital Markets & Trading Crypto & Digital Assets

🇬🇧 BoE Speech

June 17th 2025

Financial stability in light of new global challenges: global shocks, interconnections and central counterparties − speech by Randy Kroszner

Given at FIA International Derivative Expo

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankBroker DealerCrypto Exchange

Banking & Credit Investment Management Capital Markets & Trading

🇫🇷 AMF News

June 12th 2025

The stock market investor journey: the AMF analyses the mobile applications of 14 institutions

Marketing Long term investment Other professionals Retail investors Journalists The stock market investor journey: the AMF analyses the mobile applications of 14 institutions

Sectors:

Topics:

Consumer Protection / Conduct Technology & Cyber Reporting & Disclosure

Asset ManagerBroker DealerWealth Manager

Banking & Credit Investment Management Wealth & Private Banking

🇬🇧 BoE Speech

June 11th 2025

Learning by doing − speech by Victoria Saporta

Given at Bank of Finland & SUERF Conference, Helsinki

Sectors:

Topics:

Prudential / Capital Requirements Operational Resilience / Outsourcing Technology & Cyber

BankAsset ManagerWealth Manager

Investment Management Capital Markets & Trading Crypto & Digital Assets

🇫🇷 AMF News low

June 3rd 2025

The AMF publishes its 2024 Annual Report

Annual report Institutional Other professionals Executive & other private individuals Fintech Market Infrastructures Post-trade Infrastructures Professional investors Journalists Investment services providers ...

Sectors:

Topics:

Reporting & Disclosure Authorisation & Licensing Technology & Cyber

Asset ManagerBroker DealerFintech

Banking & Credit Investment Management Wealth & Private Banking

🇱🇺 CSSF News medium

May 16th 2025

Second thematic review on the use of Artificial Intelligence in the Luxembourg financial sector

Press release 25/08

Sectors:

Topics:

Technology & Cyber Operational Resilience / Outsourcing Authorisation & Licensing

BankAsset ManagerWealth Manager

Capital Markets & Trading Crypto & Digital Assets Investment Management

🇫🇷 AMF Consultation high

April 9th 2025

The French and Italian authorities make proposals for a more competitive “Pilot Regime” in Europe

Market infrastructures Innovation Europe & international Cooperation Other professionals Market Infrastructures Journalists Investment management companies The French and Italian authorities make proposals for a more competitive...

AI Analysis

The French (AMF) and Italian (Consob) financial authorities have jointly proposed amendments to the EU's DLT Pilot Regime to increase its competitiveness and attract market participants. The Pilot Regime, which became operational in March 2023, has underperformed with only three authorized infrastructures and minimal live trading activity, prompting regulators to recommend structural changes including greater proportionality, expanded eligible instruments, and raised activity thresholds.

Sectors:

Topics:

Authorisation & Licensing Technology & Cyber Reporting & Disclosure

Asset ManagerBroker DealerFintech

Banking & Credit Investment Management Capital Markets & Trading

🇫🇷 AMF News

March 28th 2025

Financial stability, artificial intelligence, data quality and financial education at the heart of the discussions at the AMF 2025 international seminar for securities regulators

Europe & international Cooperation Financial stability, artificial intelligence, data quality and financial education at the heart of the discussions at the AMF 2025 international seminar for securities regulators

Sectors:

Topics:

Prudential / Capital Requirements Technology & Cyber Reporting & Disclosure

Asset ManagerBankBroker Dealer

Capital Markets & Trading

🇫🇷 AMF News

March 21st 2025

The International Organization of Securities Commissions (IOSCO) publishes a report on artificial intelligence in financial markets

Artificial intelligence Markets Innovation The International Organization of Securities Commissions (IOSCO) publishes a report on artificial intelligence in financial markets

Sectors:

Topics:

Technology & Cyber Market Abuse / Surveillance Reporting & Disclosure

All Firms

Capital Markets & Trading

🇫🇷 AMF News low

March 7th 2025

The AMF shares the lessons learned from its latest experiments with automated processing of regulatory data

Artificial intelligence Innovation Market infrastructures Post-trading infrastructures Markets The AMF shares the lessons learned from its latest experiments with automated processing of regulatory data

Sectors:

Topics:

Reporting & Disclosure Technology & Cyber

All Firms

🇫🇷 AMF Consultation medium

February 3rd 2025

The ACPR and the AMF publish the findings from the Working Group on Smart Contract Certification, and launch a Public Consultation

Crypto-assets Innovation The ACPR and the AMF publish the findings from the Working Group on Smart Contract Certification, and launch a Public Consultation

AI Analysis

The ACPR and AMF have published findings from their 2024 Working Group on Smart Contract Certification in DeFi, launching a public consultation on February 3, 2025, to explore certification frameworks for smart contracts, focusing on standards, audits, and regulatory options. This matters as it signals proactive French regulatory preparation for potential EU-level DeFi rules under MiCA, aiming to enhance security, governance, and compliance without immediate mandates, while industry feedback favors voluntary schemes.

What Changed

No binding regulatory changes yet; this is exploratory work anticipating future regulation. The report proposes: Standards for security, governance, and compliance across execution environments. Audit frameworks including public authority, third-party auditors, or self-certification. Regulatory avenues from voluntary certification to obligations, with proportionate approaches. Consultation responses (summarized post-March 2025) confirmed support for technical standards and audits but preferred voluntary certification, with no official regulatory proposal adopted.

What You Need To Do

Participate/Review
Assess Smart Contracts
Monitor Developments
Engage Stakeholders

Key Dates

February 3, 2025 - Working Group report published and public consultation launched.

March 10, 2025 - Public consultation closed (per some reports; responses summarized afterward).

July 16, 2025 - ACPR/AMF published summary of consultation responses.

2025 (TBD) - Conclusions from consultation responses to be presented.

July 2026 - DASP regime fully phased out under MiCA transitional period.

Compliance Impact

Urgency: Medium. This is non-binding exploratory work with consultation closed, but it foreshadows potential mandatory smart contract certification in DeFi, aligning with MiCA's risk mitigation goals. Firms face low short-term risk but high long-term impact if voluntary standards evolve into obligations, especially amid DASP phase-out by July 2026 and EU harmonization needs; proactive adoption builds MiCA compliance edge.

Innovation The AMF publishes its proposals for an open finance framework

AI Analysis

The Autorité des Marchés Financiers (AMF), France's financial markets authority, has published proposals for an **open finance framework** via a public consultation, extending open banking principles to broader financial data sharing for enhanced innovation and competition. This matters for compliance professionals as it signals upcoming regulatory requirements for secure data access, APIs, and customer consent mechanisms, aligning with EU trends toward open finance while prioritizing consumer protection and market resilience. Firms must engage early to shape the final rules and prepare systems for compliance.

What Changed

The publication outlines AMF's proposals for an open finance framework, building on open banking (e.g., PSD2) to include investments, insurance, and asset management data. Key elements include: Mandatory API-based data sharing for account information and payment initiation, extended to non-banking products like securities and insurance. Enhanced customer consent and control mechanisms, with granular permissions, revocation rights, and strong authentication. Security and liability standards aligned with DORA (Digital Operational Resilience Act), including incident reporting and resilience...

What You Need To Do

Review and respond to consultation
Conduct gap analysis
Update policies
Engage stakeholders
Test systems

Key Dates

January 14, 2026 - AMF publishes 2026 priorities, including open finance as part of innovation framework.

TBD (consultation period) - Public consultation on open finance proposals; firms should check AMF site for exact submission deadline (typically 1-3 months post-publication). DEADLINE

June 30, 2026 - End of MiCA transitional period, relevant for crypto/open finance intersections.

2026 (H2) - Expected finalization of AMF AI roadmap and tokenization consultation, influencing open finance APIs.

likely 2027 implementation phased over 12-24 months.

Compliance Impact

Urgency: High – As a consultation, immediate engagement is critical to shape rules, but full implementation may not hit until 2027+. It matters due to alignment with AMF's 2026 priorities on innovation (AI, tokenization, MiCA) and resilience (DORA, cybersecurity), risking fines or supervisory actions for non-prepared firms amid EU harmonization push. Early movers gain competitive edge in data-driven services.

Sectors:

Reporting & Disclosure Technology & Cyber Authorisation & Licensing

Topics:

Asset ManagerBroker DealerFintech

Investment Management Capital Markets & Trading Crypto & Digital Assets

🇫🇷 AMF News medium

February 15th 2022

Focus on inDECx: the new tool to be used when interacting with the AMF during an inspection or investigation

AMF activity Focus on inDECx: the new tool to be used when interacting with the AMF during an inspection or investigation

Sectors:

Topics:

Authorisation & Licensing Operational Resilience / Outsourcing Technology & Cyber

Asset ManagerBroker DealerCrypto Exchange

Crypto & Digital Assets Capital Markets & Trading

🇫🇷 AMF News medium

February 1st 2022

New step forward in the adoption of the regulation on a Pilot Regime for market infrastructures based on the blockchain technology

Crypto-assets Innovation Market infrastructures New step forward in the adoption of the regulation on a Pilot Regime for market infrastructures based on the blockchain technology

Sectors:

Topics:

Technology & Cyber Authorisation & Licensing

FintechCrypto Exchange

🇫🇷 AMF News medium

January 5th 2022

The AMF publishes its priorities for 2022, the last year of its five-year strategy

Strategy Supervision Other professionals Executive & other private individuals Fintech Market Infrastructures Post-trade Infrastructures Professional investors Journalists Investment services providers ...

Sectors:

Technology & Cyber Authorisation & Licensing Reporting & Disclosure

Topics:

Asset ManagerBroker DealerFintech