Bundesanstalt für Finanzdienstleistungsaufsicht
All regulatory updates from the BaFin published in 2026.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website lotus-handeln(.)com. According to information available to Bafin, the operators are offering cryptoasset services on the website without the required authorisation. The operators of the website are not supervised by Bafin.
The German Financial Supervisory Authority (Bafin) warns about offers on the website alta-roc(.)com. The website is identical to the one previously operated at alta-roc(.)de.
The German Financial Supervisory Authority (Bafin) warns about fixed-term deposit offers on the website zinsanlageprofi(.)net. Contrary to the information given in the website’s legal notice, the company is not regulated by Bafin. Furthermore, based on current information, there is no connection between the website and MOS Finanzmakler GmbH, Bad Kreuznach, Germany. This is likely a case of identity fraud.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the websites kingstonhorizonpartners(.)com and the login area at kingstonhorizonpartners(.)pro. According to information available to Bafin, the operators are providing financial and investment services on the websites without the required authorisation.
The financial supervisory authority Bafin warns about term deposit offers on the website eurowerte(.)de. It is suspected that the unknown operators of the website are offering banking transactions and financial services without the required authorisation.
The German Financial Supervisory Authority (Bafin) warns against the websites westcapital(.)ai and westcapital(.)pro, which are operated under the name WestCapital. It is suspected that the unknown operators are offering financial and crypto-asset services without authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website iponexus(.)net. According to information available to Bafin, this website is being used to offer financial and investment services without the required authorisation. Investors are being asked to transfer funds to third-party accounts for stock shares they have allegedly purchased.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website becker-brandt(.)com. Bafin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators of the website are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about a series of almost identical websites. According to information available to Bafin, the operators are providing crypto services on these websites without the required authorisation. The operators of the websites are not supervised by Bafin.
In a letter dated 10 July 2026, Bafin prohibited Galldium Immobilien Fünfte GmbH, based in Konstanz, Germany, from offering participation certificates in AMAGVIK Int. AG to the public. Bafin imposed the prohibition because the company had infringed the German Capital Investment Act (VermAnlG). Galldium Immobilien Fünfte GmbH is therefore not authorised to offer participation certificates in AMAGVIK Int. AG in Germany.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website hub-wiser(.)com. According to information available to Bafin, this website is being used to offer banking business, financial and investment services without the required authorisation.
On 8 July 2026, Bafin imposed an administrative fine amounting to €20,000 on Leo International Precision Health AG. The company had contravened obligations under the German Securities Trading Act (WpHG). Leo International Precision Health AG had failed to publish an announcement stating from which date and at which web address its annual financial information for the financial year 2023 was made publicly available. It had also failed to publish its half-yearly financial report for the financi...
BaFin has imposed a €20,000 administrative fine on Leo International Precision Health AG for breaching disclosure obligations under the German Securities Trading Act (WpHG) by failing to (i) announce when and where its 2023 annual financial information would be available online and (ii) publish its 2024 half‑yearly financial report within the statutory deadline. This enforcement action underscores BaFin’s strict approach to issuers’ periodic disclosure and announcement duties, and signals that failures in relatively “technical” reporting obligations can trigger material sanctions, including fines up to €10 million or 5% of total revenue.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website ubstrade-fx(.)com. According to information available to Bafin, the operators are offering financial and investment services on the website without the required authorisation.
Financing, lending, compliance and internal communication: financial entities are using artificial intelligence (AI) in an increasing number of areas. These entities must observe the provisions of the new AI Act. How prepared are they for this? And what is Bafin’s new role? Bafin expert Jens Obermöller addresses these questions in an interview.
In future, Bafin will monitor the use of AI systems by companies in the financial sector. Its key objectives will be to promote innovation and to protect fundamental rights.
The Federal Financial Supervisory Authority (Bafin) warns consumers again about the services offered by Quantum AI. Bafin suspects the unknown operators of the website quantum-ai(.)art of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) has sufficient grounds to suspect that IDS System AG is offering securities to the public in Germany in the form of registered shares without the required prospectus.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website utewealth(.)com. Bafin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The German Financial Supervisory Authority (Bafin) warns about offers from the website depothandel(.)com, which entices consumers to trade crypto-assets. According to information available to Bafin, the unknown operators of the website are offering crypto-asset services without permission.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website allenbygroup(.)com. According to information available to Bafin, the operators are offering financial services on the website without the required authorisation.
On 15 July 2026, the Federal Financial Supervisory Authority (Bafin) imposed two administrative fines, each in the amount of €55,000, on a natural person for failure to comply with the requirements of the German Securities Trading Act (WpHG). In August 2025, this person failed to submit voting rights notifications within the prescribed period.
BaFin has imposed two administrative fines of €55,000 each (total €110,000) on a natural person for failing to submit mandatory voting rights notifications within the statutory deadline under sections 33 et seq. of the German Securities Trading Act (WpHG). The case underlines that BaFin is actively enforcing substantial shareholding disclosure rules and that delayed notifications by individuals, not just corporates, can trigger six‑figure sanctions and associated reputational and governance consequences.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The German Financial Supervisory Authority (Bafin) warns about offers on the website rkr-epsilon(.)com. According to information available to Bafin, the unknown operators are providing financial and investment services on these websites without the required authorisation.
Credit institutions and investment firms are no longer permitted to accept payments or non-monetary benefits from third parties in return for forwarding client orders. The Federal Financial Supervisory Authority (Bafin) makes this clear in a new supervisory statement.
BaFin’s new supervisory statement confirms that, as of 1 July 2026, credit institutions and investment firms in Germany are **prohibited from accepting any monetary or non‑monetary benefits from third parties in return for forwarding client orders** (PFOF), aligning German practice with the EU‑wide ban under revised MiFIR. This is a structural shift for neobroker and low‑fee brokerage business models, with immediate implications for remuneration structures, best‑execution frameworks, conflict‑of‑interest management, and client disclosures.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The German Financial Supervisory Authority (Bafin) warns about offers on the websites mindora(.)group, mindora(.)to, and mybloomx(.)de, which are operated under the name Mindora Group and BloomX. It is suspected that the unknown operators are offering financial and crypto-asset services without authorisation.
On July 10 2026, the Federal Financial Supervisory Authority (Bafin) imposed administrative fines totaling €187,500 on Brown Capital Management LLC. The fines were imposed due to the company’s failure to comply with obligations under the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG). The company failed to submit voting rights notifications within the prescribed period.
BaFin has imposed administrative fines totaling **€187,500** on **Brown Capital Management LLC** for failing to submit voting rights notifications within the statutory deadline under sections 33 et seq. of the German Securities Trading Act (WpHG). The case underscores BaFin’s strict enforcement posture on shareholding transparency and highlights the need for robust cross-border monitoring of German issuer voting-rights thresholds by non‑German asset managers and other institutional investors.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The German Financial Supervisory Authority (Bafin) warns about offers on the website etf-admiral(.)global (previously, amongst others, etf-admiral(.)net, etf-admiral(.)cc, etf-admiral(.)info,). It is suspected that the unknown operators are offering banking, financial, securities and crypto-asset services without the required authorisation.
The German Financial Supervisory Authority (Bafin) warns about term deposit offers on the website broadreacheu(.)com. It is suspected that the unknown operators of the website are offering banking transactions and financial services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website astenorag(.)com. Bafin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators of the website are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website donze-unlimited(.)com. According to information available to Bafin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators claim to be a Swiss company and fraudulently use its name for their purposes. The operators are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website clearmarketeurope(.)com. According to information available to Bafin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators claim to be a British company and fraudulently use its name for their purposes. The operators are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the websites alpinenova(.)io, degiropartners(.)io and deltaprivatecapital(.)com.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website whitelake-invest(.)de. Bafin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
On 16 July 2026, the Federal Financial Supervisory Authority (Bafin) imposed an administrative fine amounting to €240,000 on TeamViewer SE on the grounds that the company had violated the Market Abuse Regulation (MAR). The fact that TeamViewer SE had fallen victim to a cyberattack should have been disclosed by the company without delay as inside information.
BaFin has imposed a €240,000 administrative fine on TeamViewer SE for failing to disclose a significant cyberattack as inside information without delay under Article 17(1) MAR. The case materially raises the bar for ad hoc disclosure of cyber incidents for German-listed issuers, confirming that major cyberattacks on technology-driven businesses are presumptively inside information requiring rapid public disclosure.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website dlj-grp(.)com. According to information available to Bafin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website growthline(.)ltd. According to information available to Bafin, this website is being used to offer financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website brain-capital-asset(.)com. Bafin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services DB Investition is offering on the website dbinvestition(.)com. Bafin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website watermarkinvestments(.)com. According to information available to Bafin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website trident-fx(.)com. According to information available to Bafin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website bci-finanz(.)com. Bafin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website ironvexgroup(.)com. Bafin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website colmex-prime(.)com. Bafin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators of the website are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website aivoris(.)net. Bafin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators of the website are not supervised by Bafin.
On 23 June 2026, the Federal Financial Supervisory Authority (Bafin) imposed administrative fines totalling €620,000 on VARTA AG. The fines were imposed because the company had contravened obligations under the Market Abuse Regulation (MAR) and the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG).
BaFin has imposed administrative fines totalling €620,000 on VARTA AG for two core breaches: failure to disclose inside information without undue delay under Article 17(1) MAR, and failure to publish its 2024 half‑yearly financial report and related announcement within the statutory WpHG deadlines. This enforcement is part of a visible tightening of BaFin’s stance on disclosure and market‑abuse obligations and should prompt German‑listed issuers to reassess ad‑hoc disclosure and financial reporting controls, escalation procedures and board oversight.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
By letter of 1 June 2026, the Federal Financial Supervisory Authority (Bafin) prohibited Equity Research Ventures PTE. LTD., which claims to be based in Singapore, from offering to the public the capital investment under the name of “Co-Investment AlleAktien Wealth x SpaceX”. Bafin imposed the prohibition because the company had infringed the German Capital Investment Act (VermAnlG). Equity Research Ventures PTE. LTD. is therefore not authorised to offer capital investments under the name of ...
On 27 May 2026, the Federal Financial Supervisory Authority (Bafin) imposed an administrative fine amounting to €80,000 on Resolution Capital Limited. The reason for this fine was a breach of supervisory duties in connection with a contravention of the German Securities Trading Act (WpHG). In November 2025, Resolution Capital Limited failed to submit a voting rights notification within the prescribed period.
BaFin has imposed an €80,000 administrative fine on Resolution Capital Limited for a **breach of supervisory duties** linked to a **late voting rights notification** under sections 33 et seq. of the German Securities Trading Act (WpHG). The case underscores that failure to ensure timely major shareholding notifications is treated not only as a technical reporting breach but as an organisational and governance failure, with potential fines up to €10 million or 5% of total revenue for legal entities.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 27 May 2026, the Federal Financial Supervisory Authority (BaFin) prohibited the public offering of participation certificates of AMAGVIK Int. AG, based in St. Gallen, Switzerland, due to a violation of the German Capital Investment Act (VermAnlG). For this reason, AMAGVIK Int. AG may not offer its own participation certificates to the public in Germany.
BaFin has issued a final enforcement measure prohibiting AMAGVIK Int. AG, a Swiss issuer, from publicly offering its participation certificates (capital investments) in Germany due to the absence of a BaFin-approved prospectus under the German Capital Investment Act (Vermögensanlagengesetz – VermAnlG). This action underscores that any public offer of capital investments into Germany – including cross‑border offers from non‑German entities – must be preceded by an approved sales prospectus that meets VermAnlG content and form requirements.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 11 May 2026, Bafin imposed an administrative fine amounting to €55,000 on Van Lanschot Kempen Investment Management N.V. The reason for this fine was a breach of supervisory duties in connection with contraventions of the German Securities Trading Act (WpHG). In April 2025, Van Lanschot Kempen Investment Management N.V. failed in two cases to submit voting rights notifications within the prescribed period.
BaFin has imposed a €55,000 administrative fine on Van Lanschot Kempen Investment Management N.V. for a **breach of supervisory duties** linked to failures to submit **voting rights notifications** within the statutory deadline under sections 33 et seq. WpHG. This enforcement highlights BaFin’s expectation that investment managers and other notification‑obliged entities have robust governance, controls, and monitoring to ensure timely disclosure of threshold crossings in German listed issuers.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (Bafin) has sufficient grounds to suspect that BOSS.BSS L.L.C. based in Prishtina, Republic of Kosovo, is offering securities in the form of shares of Hartmann & Benz Inc to the public in Germany without the required prospectus. There are no indications that the conditions for exemption from the prospectus requirement are met.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the company Elementum Ventures and the services it is offering. Bafin suspects the unknown operators, who claim to be based in New York, United States, of offering consumers financial, investment and cryptoasset services without the required authorisation. Elementum Ventures is currently offering its services via the websites elementumventures(.)ai and elementumventures(.)com.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website bitcoinera.com. Bafin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website beehivecapital(.)pro, previously beehivecapital(.)org. Bafin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website nordstate(.)org. Bafin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The German Financial Supervisory Authority (Bafin) warns about the websites handelq(.)com and bulltrading24(.)com. It is suspected that the unknown operators are offering financial and crypto-asset services without the necessary authorisation. The websites advertise that investments in financial instruments such as cryptocurrencies are possible via the supposed trading platform.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the company GUTEKREDIT and the services it is offering. Bafin suspects the unknown operators, who purportedly have their registered office in Ludwigsburg, Germany, of using the website gutekredit(.)com to offer loans to consumers and thus conduct banking business without the required authorisation.
The German Financial Supervisory Authority (Bafin) warns against the website satrex-kapital(.)com, which is operated under the name Satrex Kapital. The company, which claims to be based in Frankfurt am Main, offers instant access savings accounts and fixed-term deposits, as well as investment advice. Contrary to the information provided in the website’s legal notice and the contractual documents used, there is no connection whatsoever with Satrex S.A., Brussels, Belgium. This is a case of ide...
The German Financial Supervisory Authority (Bafin) warns against offers from smartlösung(.)com and the websites skysafeinvest(.)com, crypto-extrade(.)com and kryvobit(.)site. Consumers are being tricked by emails from the operators of the website smartlösung(.)com into creating supposed trading accounts on the websites mentioned and disclosing personal data. The emails claim that crypto assets are registered in the consumers’ names and that a withdrawal will be possible after verification. Th...
The German Financial Supervisory Authority (Bafin) warns against the websites helixapp(.)de, helix-app(.)pro, coinberg(.)eu, coinberg(.)pro, which are operated under the name Helix-A and Coinberg. It is suspected that the unknown operators are offering financial and crypto-asset services without authorisation. Consumers are being misled into investing in financial instruments such as crypto-assets. Contrary to the operators’ claims, there is no connection whatsoever with Gesellschaft für Kryp...
On 9 April 2026, the Federal Financial Supervisory Authority (Bafin) imposed administrative fines totalling €90,000 on a natural person. The fines were imposed due to the person’s violation of MAR. The person in question failed to submit notifications of own account transactions.
BaFin has imposed administrative fines totalling €90,000 on a natural person for breaching Article 19(1) of the EU Market Abuse Regulation (MAR) by failing to submit notifications of own-account transactions in the issuer’s instruments within the prescribed deadline. This enforcement action underscores that German supervisors are actively monitoring directors’ dealings and will impose significant sanctions for seemingly “procedural” failures in managers’ transaction reporting, even where the underlying trading behaviour is not alleged to be abusive.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 7 November 2025, the Federal Office of Justice (Bundesamt für Justiz - BfJ) imposed a disciplinary fine amounting to 50.000 euros on ZhongDe Waste Technology AG
The Federal Office of Justice (Bundesamt für Justiz – BfJ) has imposed a disciplinary fine of 50,000 euros on ZhongDe Waste Technology AG for failing to file its 2024 consolidated financial statements electronically with the operator of the German Federal Gazette (Bundesanzeiger), in breach of section 325 HGB, with the sanction based on section 335 HGB. This enforcement action underscores that German disclosure rules on publication of annual and consolidated accounts are actively enforced and that failures to file with the Bundesanzeiger can lead to material monetary sanctions and repeated measures against issuers already in scope of BaFin transparency proceedings.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 20 April 2026, the Federal Financial Supervisory Authority (Bafin) imposed an administrative fine amounting to €1,000,000 on flatexDEGIRO SE on the grounds that the company had infringed the Market Abuse Regulation (MAR) at the end of 2022. It had failed to disclose inside information to the public as soon as possible. The inside information concerned the findings from a special inspection carried out at flatexDEGIRO Bank AG in accordance with section 44 of the German Banking Act (KWG) in ...
BaFin has imposed a €1,000,000 administrative fine on flatexDEGIRO SE for a breach of Article 17(1) MAR in late 2022, specifically for failing to disclose inside information “as soon as possible” via an ad hoc announcement and instead releasing the information late and only as a press release. The case underscores that BaFin treats supervisory findings under section 44 KWG which reveal organisational shortcomings as price‑sensitive inside information and expects German‑domiciled listed issuers to use full MAR‑compliant ad hoc disclosures, not generic press communications, when such findings arise.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 18 April 2026, the Federal Financial Supervisory Authority (Bafin) prohibited TGI AG from offering capital investments under the names of “Customer Basic 2%” and „Customer Basic 2% + Treuerabatt” (Customer Basic 2% + loyalty discount) to the public due to a violation of the German Capital Investment Act (VermAnlG). In return for the temporary provision of money, these investments grant interest and the physical delivery of gold. TGI AG may not offer the capital investments in question for ...
BaFin has prohibited TGI AG from publicly offering its gold‑linked products “Customer Basic 2%” and “Customer Basic 2% + Treuerabatt” in Germany because the firm launched a public offer of capital investments without an approved prospectus under the German Capital Investment Act (Vermögensanlagengesetz – VermAnlG). The order is immediately enforceable and has become final, underscoring that any structured gold or commodity “discount” or deferred-delivery model that involves interest and repayment of money will be treated as a VermAnlG capital investment requiring a BaFin‑approved prospectus before public marketing.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 13 April 2026, Bafin imposed an administrative fine amounting to €300,000 on Wild Bunch AG. The company had contravened obligations under the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG). Wild Bunch AG had failed to publish its half-yearly financial report for the financial year 2024 within the prescribed period.
BaFin has imposed a €300,000 administrative fine on Wild Bunch AG for failing to publish its 2024 half‑yearly financial report within the statutory deadline under the German Securities Trading Act (WpHG). This enforcement confirms BaFin’s zero‑tolerance stance on delayed periodic financial reporting, with no exceptions permitted, and underscores the need for robust disclosure controls at all German issuers admitted to an organised market.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
Bafin has ordered UniCredit S.p.A. to cease publishing unobjective advertising in connection with the takeover bid for Commerzbank AG.
On 15 October 2025, Bafin imposed six administrative fines of €40,000 each on a natural person. The fines were imposed due to the failure of the person in question to comply with the requirements of the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG). This person had failed to submit voting rights notifications.
BaFin has publicly disclosed that, on 15 October 2025, it imposed six administrative fines of EUR 40,000 each (total EUR 240,000) on a natural person for failing to submit mandatory voting rights notifications under section 33 WpHG. The case underscores BaFin’s strict enforcement stance on major holdings transparency and highlights that failures to notify within the four‑trading‑day deadline can trigger substantial, repeated sanctions up to EUR 2 million for individuals.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 9 April 2026, BaFin prohibited Smart IT Global Limited from offering several capital investments to the public. BaFin imposed the prohibition because the company had infringed the German Capital Investment Act (Vermögensanlagengesetz - VermAnlG). The capital investments include two forms of profit participation loans (under the product names “smart IT World” and “smart IT Sprinter”) as well as a product constituting an “other investment” under the VermAnlG that offers the prospect of asset...
The German Financial Supervisory Authority (BaFin) is warning against WhatsApp groups allegedly run by FPM Frankfurt Performance Management AG and led by a person calling themselves Professor Raik Hoffmann. Consumers are being tricked into investing substantial sums of money and downloading the FPM MIN app. There is no connection whatsoever between any WhatsApp groups and FPM Frankfurt Performance AG or ist actual board member, Raik Hoffmann. This constitutes identity theft.
BaFin warns against offers on the website bahnemanninvest(.)net. There is suspicion that the unknown operators are offering financial services, without the necessary permission. Contrary to the information provided on the website, there is no connection with Dieter Bahnemann Fondsinvest GmbH. This constitutes identity fraud.
The Federal Financial Supervisory Authority (BaFin) warns against fixed-term deposit offers sent from the email address martin.segler(at)spar-direkt(.)com. According to information available to BaFin, the unknown providers are conducting banking transactions and financial services without the required authorisation. Contrary to the claims made by the unknown operators, Xaver Asset Management GmbH has no connection whatsoever with the offers. This is a case of identity theft.
The Federal Financial Supervisory Authority (BaFin) again warns consumers about “Investing In” and the services it is offering. The unknown operators are now using the additional website investing-in(.)pro. BaFin suspects the operators of this website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website brokereins(.)com. BaFin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website crss(.)finance. According to information available to BaFin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators of the website claim to be a British company called “Ceres Finance Limited”. It is not supervised by BaFin. This is a case of identity fraud. BaFin has no information regarding the British co...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website uk-trd(.)investments. According to information available to BaFin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators are not supervised by BaFin. They claim to be a company called “UK Trade & Invest”. In communications with customers, the website operators claim to be authorised by the European Financ...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Spectrum Equity Pulse GmbH and the services it is offering. BaFin suspects the unknown operators of the website spectrumequitypulse(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation. The operators claim to be supervised by BaFin and the Deutsche Bundesbank. This is not the case. The certificate provided in this context (“Business License”) is fake.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website green-lmtd(.)com. BaFin suspects the unknown operators of offering consumers financial, investment and cryptoasset services in Germany without the required authorisation. The operators falsely claim to be supervised by the “European Financial Supervisory Authority” (FINA EU). There is no such authority; BaFin has already issued a warning to this effect.
BaFin warns against offers on the website calculusinv(.)com and on social media channels such as the “Calculus Investment Academy VIP Y” group. According to information available to BaFin, Calculus Investments Ltd, which claims to be domiciled in New York and Frankfurt/Main, is providing financial, investment and cryptoasset services without the required authorisation.
On 20 March 2026, BaFin imposed an administrative fine amounting to 15,000 euros on TC Unterhaltungselektronik AG. TC Unterhaltungselektronik AG failed to publish an announcement stating the date and website on which its annual financial information for the financial year 2024 was made publicly available. The company has therefore contravened an obligation under the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG).
BaFin imposed a €15,000 administrative fine on TC Unterhaltungselektronik AG on 20 March 2026 for failing to publish a required announcement under the German Securities Trading Act (WpHG) specifying the date and website for its 2024 annual financial information. This enforcement action underscores BaFin's commitment to timely and transparent disclosure of financial reports, enabling equal access for investors to critical data on net assets, financial position, results of operations, and future outlook. Compliance professionals should note this as a reminder of strict WpHG obligations, with fines up to €10 million or 5% of total revenue possible for non-compliance (https://www.bafin.de/SharedDocs/Veroeffentlichungen/EN/Massnahmen/40c_neu_124_WpHG/meldung_2026_03_31_tc_unterhaltungselektronik_ag_en.html?cms_expanded=true).
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (BaFin) has evidence indicating that Walnut Planet GmbH, which has its registered office in Pfäffikon (Schwyz), Switzerland, is offering a capital investment that falls within the definition of “other investments” under section 1 (2) no. 7 of the German Capital Investment Act (Vermögensanlagengesetz - VermAnlG) to the public in Germany. The investment on offer consists of combined lease and service agreements relating to the cultivation of walnuts i...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the websites renvio(.)icu and renvio(.)pro. BaFin has information that these websites are being used to offer financial, investment and cryptoasset services without the required authorisation.
On 10 March 2026, BaFin imposed an administrative fine amounting to €1,650,000 on Barclays PLC. The reason for this fine was a breach of supervisory duties in connection with contraventions of the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG). Between June 2022 and March 2023, Barclays PLC failed in 26 cases to submit voting rights notifications regarding a single issuer within the prescribed period.
BaFin imposed a €1.65 million administrative fine on Barclays PLC on March 10, 2026, for failing to submit 26 voting rights notifications within the required four-trading-day deadline between June 2022 and March 2023. This enforcement action demonstrates BaFin's commitment to enforcing transparency requirements under the German Securities Trading Act (WpHG) and highlights the critical importance of robust internal controls for voting rights notification compliance.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 4 March 2026, BaFin imposed an administrative fine amounting to 180,000 euros on Schaeffler AG on the grounds that the company had violated the Market Abuse Regulation (MAR). The fact that financial results for the first quarter of 2024 deviated significantly from market expectations should, as insider information, have been made transparent by the company without delay.
BaFin imposed a €180,000 administrative fine on Schaeffler AG on 4 March 2026 for violating Article 17(1) of the Market Abuse Regulation (MAR) by failing to promptly disclose insider information about Q1 2024 financial results that significantly deviated from market expectations. This enforcement action underscores BaFin's strict enforcement of ad hoc disclosure obligations for listed companies, serving as a reminder that delays in publishing inside information can lead to substantial penalties and undermine market integrity. Compliance teams must prioritize robust inside information monitoring to avoid similar sanctions, as fines can reach up to €2.5 million or 2% of total revenue.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website panda-financial.com. BaFin has information that the operators are offering banking business and/or financial services as well as cryptoasset services on this website without the required authorisation. The operators of the website are not supervised by BaFin and have no connection to the licensed institution Bitpanda Financial Services GmbH.
The German Financial Supervisory Authority (BaFin) warns about offers from the website festgeldplan(.)com. According to information available to BaFin, the unknown operators of the website are offering financial services without the required authorisation. They give the impression that their offers originate from WPV Advisory & Asset Management GmbH & Co. KG, which is supervised by BaFin. It is a case of identity fraud. WPV Advisory & Asset Management GmbH & Co. KG has no connection with the ...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the websites wertede(.)com and wertede(.)cc. According to information available to BaFin, the operator is providing financial and investment services on this website without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about WhatsApp groups directing consumers to the MORRISONBOOST platform. In these WhatsApp groups, consumers are encouraged to use the MORRISONBOOST platform to trade in financial instruments. BaFin suspects the unknown operators of conducting banking business and/or offering consumers financial services without the required authorisation. The operators are not supervised by BaFin.
On 3 March 2026, BaFin imposed an administrative fine amounting to €25,000 on a.i.s. AG. The company had contravened obligations under the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG). It had failed to publish its half-yearly financial report for the financial year 2025.
BaFin imposed a €25,000 administrative fine on a.i.s. AG on 3 March 2026 for failing to publish its half-yearly financial report for FY 2025, violating disclosure obligations under the German Securities Trading Act (WpHG). This enforcement action underscores BaFin's strict enforcement of periodic reporting requirements for issuers on organized markets, serving as a reminder that even partial non-compliance (e.g., missing minimum components) triggers penalties, with potential fines up to €10 million or 5% of revenue. Compliance teams must prioritize robust reporting processes to mitigate similar risks.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website tradealles(.)com. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website panthera-gmbh(.)com. BaFin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website gfi-hold(.)com. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) has sufficient grounds to suspect that High Performance Battery Holding AG, Switzerland, is offering securities in the form of company shares to the public in Germany without the required prospectus. There are no indications that the conditions for exemption from the prospectus requirement are met.
On 3 March 2026, BaFin imposed an administrative fine amounting to 158,000 euros on aap Implantate AG. The company had contravened an obligation under the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG). aap Implantate AG failed to publish an announcement about the date from which and the website where its 2024 half-yearly financial report was made publicly available.
BaFin imposed a €158,000 administrative fine on aap Implantate AG on 3 March 2026 for failing to publish a required announcement under the German Securities Trading Act (WpHG) specifying the date and website for its 2024 half-yearly financial report. This enforcement action underscores BaFin's strict enforcement of transparency obligations for issuers, highlighting the need for robust processes to ensure timely public notifications of financial report availability to enable equal access for investors. It matters because it demonstrates BaFin's willingness to levy significant fines (up to €10 million or 5% of revenue) for procedural lapses in disclosure, signaling heightened scrutiny on reporting compliance amid ongoing WpHG/MAR implementations.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 3 March 2026, Bafin imposed an administrative fine amounting to 158,000 euros on aap Implantate AG. The company had contravened an obligation under the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG). aap Implantate AG failed to publish an announcement about the date from which and the website where its 2024 half-yearly financial report was made publicly available.
BaFin has imposed an administrative fine of **EUR 158,000** on aap Implantate AG for breaching Section 115(1) sentence 2 WpHG by failing to publish a mandatory announcement specifying the date and website where its 2024 half‑yearly financial report would be made publicly available. This enforcement action underscores that German issuers on organised markets must not only prepare and file periodic reports, but also comply with strict **pre‑publication announcement** and timing requirements, with non‑compliance exposing firms to material monetary sanctions of up to EUR 10 million or 5% of total revenue.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
According to information available to the Federal Financial Supervisory Authority (BaFin), “Fides Ventures” is using WhatsApp groups and chats to contact German investors. The company, which claims to be based in the US, also operates under the name “Fides Ventures Business School”. The unknown provider advertises by promoting a so-called “FIVS token”, claiming that the token can be obtained on the cooperating crypto exchange “Nexquant”. The crypto exchange, also operating under the name “Nex...
The Federal Financial Supervisory Authority (BaFin) warns consumers about a series of almost identical websites. According to information available to BaFin, the operators use these websites to conduct banking business and/or provide financial services without the required authorisation. The operators of the websites are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about MBS Point and the services it is offering. BaFin suspects the unknown operators of the website mbspoint(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the website alijz(.)com and WhatsApp groups operated under the company name AL Konzept GmbH & Co. KG. In these WhatsApp groups, consumers are encouraged to use an app called alijzspro to invest in financial instruments. BaFin suspects the unknown operators of offering consumers financial services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the Börsenblick A-001 WhatsApp group. In the WhatsApp group, consumers are encouraged to use the Gainorex Investment app to trade in financial instruments. BaFin suspects the unknown operators of offering consumers banking business and/or financial services without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) has evidence indicating that Equity Research Ventures PTE. LTD., purportedly domiciled in Singapore, is offering capital investments under the name “Co-Investment AlleAktien Wealth x SpaceX” to the public in Germany without the required prospectus. These capital investments are being offered in the form of “other capital investments” within the meaning of section 1 (2) no. 7 of the German Capital Investment Act (Vermögensanlagengesetz - Verm...
The German Financial Supervisory Authority (BaFin) warns against offers made by Prometheus Investment Alliance (PIA), which claims to be based in the United States of America and Frankfurt am Main, on the website prometheus-alliance(.)de and in various WhatsApp groups. In the WhatsApp groups run by the alleged Achim Falkenberg and his assistant Bertha, consumers are tricked into trading financial products via the QVTcoinese-Pro app using the ‘Genialer Intelligenter Roboter 5.0’ trading system.
The Federal Financial Supervisory Authority BaFin warns against offers in WhatsApp groups, which are operated by alleged company VYNEX Trade. According to information available to BaFin, recommendations for the purchase of financial instruments and cryptocurrencies are offered in various WhatsApp groups, which can allegedly be traded via Lirunex Trading app and the following platforms:
The Federal Financial Supervisory Authority BaFin warns against offers on the website mjolnex-ltd(.)com. According to information available to BaFin, the company Mjolnex, allegedly based in Frankfurt, is offering financial or investment services and crypto asset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website europecapitalmarkets(.)com. BaFin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) has evidence indicating that TGI AG, domiciled in Vaduz, Principality of Liechtenstein, is offering capital investments to the public in Germany called “discounted gold purchases” (Goldkauf mit Rabatt). In return for the temporary provision of money, these investments grant interest and the physical delivery of gold. In contravention of section 6 of the German Capital Investment Act (Vermögensanlagengesetz - VermAnlG), no prospectus has been...
The Federal Financial Supervisory Authority (BaFin) warns consumers about a series of almost identical websites. According to information available to BaFin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation. The operators of the website are not supervised by BaFin.
The Federal Financial Supervisory Authority BaFin warns against offers on the website mexassetexchange(.)com. According to information available to BaFin, the operator MEX Eychange, allegedly based in Eschborn, Germany, is providing financial, investment and crypto asset services without the required authorisation. The operator falsely claims to be regulated by BaFin. There is no link to an authorised investment firm from Eschborn, Germany.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website exomarkets(.)pro. According to information available to BaFin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about a series of almost identical websites. According to information available to BaFin, the operators are offering cryptoasset services on these websites without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the website aurenbridge(.)com and WhatsApp groups operated under the company name Aurenbridge Alliance (e.g. “Aurenbridge Alliance (ABA)”). In these WhatsApp groups, consumers are encouraged to use an app called Cryplus to trade in financial instruments and cryptoassets. BaFin suspects the unknown operators of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company FinrocketPro and the services it is offering. BaFin suspects the unknown operators of the website finrocketpro(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website unzerfinanzpro(.)de. BaFin suspects the unknown operators of the website of conducting banking business without the required authorisation. Specifically, the website advertises loans.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website imc-point(.)com. According to information available to BaFin, the operators are offering cryptoasset services on this website without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority BaFin warns against offers on the website optinomic(.)co. According to information available to BaFin, the operator is providing financial, investment and crypto asset services without the required authorisation.
The German Financial Supervisory Authority (BaFin) warns about offers from the websites watchvestvermittlung(.)com and wv-vermittlung(.)com. According to information available to BaFin, the unknown operators of the website are offering banking services, in particular fixed-term deposits, and financial services without the required authorisation. They give the impression that their offers originate from Watchvest GmbH. It is a case of identity fraud. Watchvest GmbH has no connection with the w...
The Federal Financial Supervisory Authority BaFin warns against offers on the website capitalfm(.)io. According to information available to BaFin, the operator is providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about job offers for a “part-time payment assistant” (Teilzeit-Auszahlungsassistent) appearing on the website metaflows(.)work. BaFin suspects the unknown operators of the website metaflows(.)work of offering consumers payment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website goldingfx(.)com. BaFin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation. Contrary to the claims on the website, the services offered do not originate from Golding Capital Partners GmbH, which has its registered office in Munich. This is a case of identity fraud.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website viforex(.)com. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Capitalis and the services it is offering. BaFin suspects the unknown operators, who purportedly have their registered office in France, of using the website capitalisgroup(.)site to offer loans to consumers and thus conduct banking business without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Financiamas and the services it is offering. BaFin suspects the unknown operators, who purportedly have their registered office in Madrid, Spain, of using the website financiamas-cs(.)com to offer loans to consumers and thus conduct banking business without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on the website axoria(.)ai. According to information available to BaFin, the operator is providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns customers about online trading platforms that use the name “Sofortiger Aimex/ Sofortiger Saimex”. According to information available to BaFin, operators are providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on the website midv-lim(.)com. According to information available to BaFin, the operator Midvest Limited from Manchester, UK, is providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) has evidence indicating that Smart IT Global Limited, Hong Kong, is offering several capital investments to the public in Germany. This includes two forms of profit participation loans, which are being offered under the names “smart it World” and “smart it Sprint”. Furthermore, another investment is currently being marketed that offers the prospect of assets in the form of a cash settlement in return for the temporary provision of money (“sm...
According to information available to the Federal Financial Supervisory Authority (BaFin), unknown persons purporting to work for Adams Street Partners LLC or its Munich-based subsidiary Adams Street (Europe) GmbH are using WhatsApp groups and chats to contact investors. The groups are purportedly run by a partner of the firm who is described as the “Project Manager of ASP Investment Management Company”. There is no connection whatsoever between these groups and Adams Street Partners LLC, Ada...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website ultramarin-capital(.)com. BaFin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on the website trade.amlin-limited(.)info. According to information available to BaFin, financial or investment services and crypto asset services are being offered on this platform without the required authorisation. According to the current state of knowledge, there is no connection to MS Amlin Investment Management Ltd., based in London, UK. This is likely to be a case of identity fraud.
The Federal Financial Supervisory Authority BaFin warns against offers on the website personalcontrol-room(.)com and against fake investment contracts sent by alleged financial experts from Clearstream Holding AG. According to information available to BaFin, the unknown operators are providing financial or investment services and crypto asset services without the required authorisation. The offers do not originate from Clearstream Holding AG or any other legal entities of Clearstream. This is...
The German Federal Financial Supervisory Authority (BaFin) has issued a warning regarding offers available at the website krf-mbh(.)com, purportedly operated by Gesellschaft für Kryptoregisterführung GmbH based in Willich. However, these offerings do not originate from Gesellschaft für Kryptoregisterführung GmbH nor any of their staff members; it's a clear instance of identity fraud. Unauthorized individuals are providing unauthorized financial and cryptocurrency-related services through this...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the websites weisbergadvisors(.)inc and weisbergadvisors(.)ai. According to information available to BaFin, these websites are being used to offer financial and investment services without the required authorisation.
The financial supervisory authority BaFin is warning about a dubious job advertisement on the website vios-beratung(.)de which allegedly operates from the VIOS Consulting GmbH, Bielefeld. However, the offers on this site do not come from the VIOS Consulting GmbH or its employees. This is identity fraud. Unknown operators are advertising private individuals with seemingly lucrative job opportunities that involve opening accounts for testing purposes and transferring money or cryptocurrencies a...
The German Financial Supervisory Authority (BaFin) warns against the WhatsApp groups „Tethys Investment Alliance 771“ and „Tethys Investment Alliance-S62“, the websites „tethys-alliance.de“ and „tethys-uberblick.com“ as well as the apps „QVTCoinese“ und „QVTCoinese Pro“, which are allegedly operated by the Baku/Boston/Dubai-based company Tethys Investment Management LLC. In the WhatsApp groups consumers are enticed to trade financial products via the respective apps. It is suspected that the ...
The Federal Financial Supervisory Authority BaFin warns against offers on the websites boamglobal.com and boamglobal-mf.com and against WhatsApp groups lead by “Dr Feldmann” and his assistant “Lina Weiss”. According to information available to BaFin, the operator BlueOcean Asset Management Ltd. is providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Dukas-Global and the services it is offering. BaFin suspects the unknown operators of the website dukas-global(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website referral.mnlo(.)app. BaFin has information that Next Level Church Global Hub, Inc., New Orleans, USA, is using this website to offer banking business and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website blue-invest(.)org. BaFin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators are not supervised by BaFin.
The German Financial Supervisory Authority (BaFin) warns against the website omenyxgroup(.)com, which entices consumers to trade crypto assets. According to information available to BaFin, the unknown operators of the website are offering crypto asset services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on the website pnl-holding(.)com. According to information available to BaFin, P&L Invest Holding AG is providing financial or investment services and crypto asset services without the required authorisation. According to the current state of knowledge, there is no connection to the P&L Invest Holding GmbH. This is likely to be a case of identity fraud.
The Federal Financial Supervisory Authority BaFin warns against offers in WhatsApp groups, which are allegedly operated by Intermediate Capital Group (ICG). According to information available to BaFin, recommendations for the purchase of financial instruments and cryptocurrencies, which can allegedly be traded via ICG GEF app, are offered in various WhatsApp groups. The offers do not originate from ICG Europe S.à.r.l. - Frankfurt Branch or any other company belonging to Intermediate Capital G...
The Federal Financial Supervisory Authority BaFin warns against fixed-term deposit offers sent from the email address info[at]lgimeu(.)com. According to information available to BaFin, the unknown providers are conducting banking transactions without the required authorisation. The offers do not originate from LGIM Managers (Europe) Limited. This is a case of identity theft.
The Federal Financial Supervisory Authority (BaFin) warns consumers about a series of similarly designed websites. According to information available to BaFin, the operators are providing banking business and/or financial services on these websites without the required authorisation. The operators of the website are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about Nex (Limited) and the services it is offering. BaFin suspects the unknown operators of the website thenexcap(.)pro of offering consumers financial, investment and cryptoasset services without the required authorisation.
finanzpluss, allegedly based in Frankfurt am Main, offers loans on its website for high fees, without the necessary authorisation, which are not paid out.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Volfor and the services it is offering. BaFin suspects the unknown operators of the website volfor(.)co of offering consumers financial, investment and cryptoasset services without the required authorisation.
According to the information available to the Federal Financial Supervisory Authority (BaFin), unknown persons are using WhatsApp groups and chats to contact German investors. The initiators of such WhatsApp groups claim to be Bank of America or its branch in Frankfurt am Main. This is a case of identity fraud misusing names of former employees of the institution.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Tradeshark24 and the services it is offering. BaFin suspects the unknown operators of the website tradeshark24(.)com of offering consumers financial, investment and crypto-asset services without the required authorisation. These offers are not provided by Frankfurt Financial Solutions GmbH & Co. KG, Frankfurt, which has no connection to the website tradeshark24(.)com. This is a case of identity fraud.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website hashxcapital(.)com. BaFin has information that the website’s operators are using it to offer banking business and/or financial services without the required authorisation. The operators are not supervised by BaFin.
On 12 December 2025, the Federal Office of Justice (Bundesamt für Justiz - BfJ) imposed a disciplinary fine amounting to 50,000 euros on Gateway Real Estate AG
The Federal Office of Justice (BfJ) imposed a €50,000 disciplinary fine on Gateway Real Estate AG on 12 December 2025 for failing to submit its 2024 consolidated accounting documents electronically to the Bundesanzeiger operator, breaching section 325 HGB. This enforcement action underscores BaFin/BfJ's strict oversight of financial reporting obligations under the German Commercial Code (HGB), signaling heightened scrutiny on timely and proper disclosure for listed real estate firms. Compliance teams must prioritize automated electronic submission processes to avoid similar sanctions, as this case highlights procedural lapses as sanctionable offenses.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
Buy now, pay later: a common practice in online shopping. A survey by BaFin shows that deferring payments can be risky - especially for young consumers.
The Federal Financial Supervisory Authority (BaFin) suspects the unknown operators of offering consumers financial, investment and cryptoasset services without the required authorisation. Verto is currently offering its services via the website ajadetrpe(.)life.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website wefi(.)co. BaFin has information that this website is being used to offer banking business and cryptoasset services without the required authorisation.
In the WhatsApp groups, investors are recommended by “Harrison T Blake” and “Francesca Müller” to invest in financial instruments that can then be traded via the aforementioned app or the platform pc-asset-management[.]com.
The Federal Financial Supervisory Authority (BaFin) has issued its “Guidance on ICT Risks in the Use of Artificial Intelligence at Financial Entities”. The guidance will help entities manage ICT risks in accordance with the requirements under DORA.
BaFin's "Guidance on ICT Risks in the Use of Artificial Intelligence at Financial Entities," published December 18, 2025, provides non-mandatory advice to help financial entities manage ICT risks from AI under DORA across the AI lifecycle. It matters because it integrates AI explicitly into existing ICT risk frameworks, emphasizing security, resilience, and third-party risks for supervised institutions, aligning with RTS on ICT risk management (EU 2024/1774) and subcontracting (EU 2025/532). This clarifies supervisory expectations amid growing AI adoption in finance, reducing ambiguity in DORA compliance.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
Opening Statement by Mark Branson
On 6 November 2025, the Federal Office of Justice (Bundesamt für Justiz - BfJ) imposed a disciplinary fine amounting to 2.500 euros on BayWa Aktiengesellschaft.
The Federal Office of Justice (BfJ) imposed a €2,500 disciplinary fine on BayWa Aktiengesellschaft on 6 November 2025 for failing to submit its 2024 financial year accounting documents electronically to the Bundesanzeiger within the required period, breaching section 325 HGB. This enforcement action underscores BaFin's oversight of basic disclosure obligations under the German Commercial Code, serving as a reminder that even minor procedural lapses can trigger sanctions amid heightened scrutiny of listed companies' reporting. Compliance teams should note this as indicative of rigorous enforcement on timely electronic filings, particularly for firms under financial stress like BayWa.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Office of Justice in Germany imposed a disciplinary fine of 2,500 euros on BayWa Aktiengesellschaft for failing to submit its accounting documents for the financial year 2024 in electronic form within the prescribed period. This action highlights the importance of compliance with section 325 of the German Commercial Code. Companies must ensure timely submission of financial reports to avoid similar penalties.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 6 November 2025, the Federal Office of Justice (Bundesamt für Justiz - BfJ) imposed a disciplinary fine amounting to 2.500 euros on BayWa Aktiengesellschaft.
The Federal Office of Justice (BfJ) imposed a €2,500 disciplinary fine on BayWa Aktiengesellschaft on 6 November 2025 for failing to submit its 2024 consolidated accounting documents electronically to the Bundesanzeiger within the required period, violating section 325 HGB. This enforcement action underscores BaFin's oversight of financial reporting obligations under German law and serves as a reminder of strict deadlines for public disclosure, even amid corporate challenges like BayWa's ongoing restructuring. Compliance teams should note it as a low-value but procedurally significant sanction, highlighting risks of administrative penalties for late filings.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Office of Justice in Germany imposed a disciplinary fine on BayWa Aktiengesellschaft for failing to submit its consolidated accounting documents for the financial year 2024 within the prescribed period. This action highlights the importance of timely submission of financial reports. Companies must ensure compliance with section 325 of the German Commercial Code to avoid similar penalties.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered in WhatsApp groups operated by Leading Asset Management, Denver, USA. BaFin suspects the operators of offering consumers financial, investment and cryptoasset services in these groups without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website skyvault(.)ltd. BaFin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered by Aureus Trade. BaFin suspects the unknown operators of the website aureus-trade(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website bxforex(.)com. According to information available to BaFin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Rostock24 Limited and the services it is offering. BaFin suspects the unknown operators of the website rostock24(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation. Rostock24 Limited, which purportedly has its head office in Nuremberg, claims to be registered with the British Companies House. This is not the case.
The Federal Financial Supervisory Authority BaFin warns against fixed-term deposit offers sent from the email address info[at]vcgmanagement.de. According to information available to BaFin, the unknown providers are conducting banking transactions without the required authorisation. The offers do not originate from VC Germany Management GmbH. This is a case of identity theft.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website bb-consults(.)com. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The German Financial Supervisory Authority (BaFin) warns about offers from the website two-five-management(.)com. According to information available to BaFin, the unknown operators of the website are offering banking services, in particular fixed-term deposits, and financial services without the required authorisation. They give the impression that their offers originate from TwoFive Management GmbH, which is registered with BaFin as an AIF asset management company, Section 2 (4) of the Germa...
The Federal Financial Supervisory Authority BaFin warns against offers on the website whiterock-financial(.)eu and against the alleged operator White Rock Financial Consultancy Limited from London, United Kingdom. According to information available to BaFin, the operator is providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against fixed-term deposit offers sent from the email address bancosantander.es-kundenservice[at]outlook.com. According to information available to BaFin, the unknown providers are conducting banking transactions without the required authorisation. The offers do not originate from Banco Santander S.A. This is a case of identity theft.
The Federal Financial Supervisory Authority (BaFin) warns consumers about “Paragonix Edge” and the services it is offering. BaFin suspects the unknown operators of the websites paragonixedge(.)org, hhessel(.)com, funkmp(.)com und altenweerth(.)com of offering consumers cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on the website coinbullvisionltd(.)com. According to information available to BaFin, the trading platform COIN Bull Vision Ltd. (also: COIN Bull Vision GmbH) is providing financial, investment and crypto asset services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on website fragfinanz(.)com. According to information available to BaFin, banking transactions, especially fixed-term deposits, financial or investment services are being provided by FragFinanz without the required authorisation.
Alleged employees of Brookfield Asset Management GmbH are contacting investors unsolicited by telephone and email without the necessary permission to offer them alleged fixed-term deposits and alleged pre-IPO shares. In the past, they have also used the website deu-brookfield(.)com, which is no longer accessible. They give the impression that they are cooperating with licensed banks and issuers of pre-IPO shares. This is not the case.
The Federal Financial Supervisory Authority BaFin warns against offers on the websites ubpmanagement(.)co, commerzglobal(.)com, longsharks(.)com and paribasgroup(.)net. According to information available to BaFin, the companies UBP Management and Commerz Global, allegedly based in Frankfurt, and Longsharks Capital and Paribas Group, allegedly based in London, are offering financial or investment services and crypto asset services without the required authorisation. The offers do not originate...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website parex-am(.)com. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Own Mood Space and the services it is offering. BaFin suspects the unknown operators of the website ownmoodspace(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on the website fidelity-ag(.)com. According to information available to BaFin, banking transactions, especially fixed-term deposits, financial or investment services are being provided on this website without the required authorisation. The fixed-term deposit offers are sent, among others, from the email address festgeld[at]fidelity-ag(.)com. The offers do not originate from the Swiss company Fidelity Treuhand und Verwaltu...
On 07 November 2025, the Federal Office of Justice (Bundesamt für Justiz - BfJ) imposed a disciplinary fine amounting to 50.000 euros on pferdewetten.de AG.
The Federal Office of Justice (BfJ) imposed a €50,000 disciplinary fine on pferdewetten.de AG on November 7, 2025, for violations related to the publication of financial reports under German securities law (WpHG - Wertpapierhandelsgesetz). This enforcement action underscores regulatory expectations for timely and accurate financial disclosure compliance, particularly for publicly traded or regulated entities in the gaming/betting sector.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 07 November 2025, the Federal Office of Justice (Bundesamt für Justiz - BfJ) imposed a disciplinary fine amounting to 50.000 euros on pferdewetten.de AG.
The Federal Office of Justice (BfJ) imposed a €50,000 disciplinary fine on pferdewetten.de AG on 7 November 2025 for violations related to the publication of financial reports under the German Securities Trading Act (WpHG). This enforcement action underscores BaFin's and BfJ's strict oversight of timely and accurate financial disclosures by public companies, serving as a warning to listed firms on the consequences of non-compliance. It matters because it highlights procedural lapses in ad-hoc publicity and annual reporting, potentially increasing scrutiny on similar entities amid ongoing regulatory emphasis on market integrity.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 7 November 2025, the Federal Office of Justice (Bundesamt für Justiz - BfJ) imposed a disciplinary fine amounting to 50,000 euros on TTL Beteiligungs- und Grundbesitz-AG
The Federal Office of Justice (BfJ) imposed a €50,000 disciplinary fine on TTL Beteiligungs- und Grundbesitz-AG on 7 November 2025 for failing to publish required financial reports, violating transparency obligations under the German Securities Trading Act (WpHG). This enforcement action underscores BaFin's heightened focus on financial reporting compliance for listed companies, serving as a warning for timely and accurate disclosures amid strategic priorities on market integrity and early risk detection. Compliance teams should view it as a signal of rigorous enforcement against reporting lapses, potentially leading to escalated penalties for repeat or severe breaches.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 7 November 2025, the Federal Office of Justice (Bundesamt für Justiz - BfJ) imposed a disciplinary fine amounting to 50,000 euros on TTL Beteiligungs- und Grundbesitz-AG
The Federal Office of Justice (BfJ) imposed a €50,000 disciplinary fine on TTL Beteiligungs- und Grundbesitz-AG on 7 November 2025 for failing to publish required financial reports, highlighting enforcement of financial reporting obligations under German securities law (WpHG). This case underscores BaFin's and BfJ's commitment to market transparency and integrity, serving as a warning to listed companies on the consequences of non-compliance with ad-hoc and periodic reporting duties. Compliance professionals should note it as evidence of intensified scrutiny on reporting accuracy amid BaFin's 2026-2029 strategic priorities.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (BaFin) suspects the unknown operators of the website fivepillarstoken(.)com of offering consumers cryptoasset services in Germany without the required authorisation. The offers include “crypto debit cards” and staking using Five Pillars Tokens.
According to information available to the Federal Financial Supervisory Authority (BaFin), unknown persons are using Telegram groups and chats to contact German investors. The initiators of these messenger groups purport to be the US company “MacKay Shields”. This is a case of identity fraud.
According to information available to the Federal Financial Supervisory Authority (BaFin), unknown persons are using WhatsApp groups and chats to contact German investors. The initiators of these WhatsApp groups purport to be the US company “Payden & Rygel”. This is a case of identity theft misusing the names of real employees.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website givhalbank(.)com. According to information available to BaFin, this website is being used to offer banking business and financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website blitz365finance(.)org. According to information available to BaFin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators of the website are not supervised by BaFin. This is a case of identity fraud against a Swiss company.
The Federal Financial Supervisory Authority BaFin warns against fixed-term deposit offers sent from the email address wise[at]wisefestgeldkonto(.)com. According to information available to BaFin, the unknown providers are conducting banking transactions without the required authorisation. The offers do not originate from Wise Europe SA. This is a case of identity theft.
The Federal Financial Supervisory Authority BaFin warns against offers on the website ellis-ag(.)net. According to information available to BaFin, financial or investment services and crypto asset services are being offered on this platform without the required authorisation. According to the current state of knowledge, there is no connection to the Swiss company Ellis AG, Zurich. This is likely to be a case of identity fraud.
In the WhatsApp groups, investors are recommended to invest in financial instruments that can then be traded via the platform h5.bluealphasystem(.)net or the aforementioned app.
The Federal Financial Supervisory Authority BaFin warns against offers in WhatsApp groups, which are allegedly operated by Cantor Fitzgerald and led by Leopold Schneider. BaFin is not aware of the existence of this person. According to information available to BaFin, recommendations for the purchase of financial instruments and cryptocurrencies, which can allegedly be traded via CDAfin app, are offered in various WhatsApp groups. According to the current state of knowledge, there is no connec...
The German Financial Supervisory Authority (BaFin) warns about offers on the website capitalholdings(.)icu. According to information available to BaFin, the unknown operators of the websites are offering banking transactions and financial services without the required authorisation.
The German Financial Supervisory Authority (BaFin) warns about fixed-term deposit offers from the website sicherangelegt(.)de. According to information available to BaFin, the unknown operators of the website are offering banking services, in particular fixed-term deposits, without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers in WhatsApp groups, which are allegedly operated by Baird Capital and led by a Thomas Becker. BaFin is not aware of the existence of this person. According to information available to BaFin, recommendations for the purchase of financial instruments and cryptocurrencies are offered in WhatsApp groups and the so-called Baird Capital Investment Program III is being promoted. According to the current state of knowledge, there ...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website blauline(.)ai. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website bit500(.)eu. BaFin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators are not supervised by BaFin.