Banking & Credit regulatory updates from Germany.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website lotus-handeln(.)com. According to information available to Bafin, the operators are offering cryptoasset services on the website without the required authorisation. The operators of the website are not supervised by Bafin.
The German Financial Supervisory Authority (Bafin) warns about offers on the website alta-roc(.)com. The website is identical to the one previously operated at alta-roc(.)de.
The German Financial Supervisory Authority (Bafin) warns about fixed-term deposit offers on the website zinsanlageprofi(.)net. Contrary to the information given in the website’s legal notice, the company is not regulated by Bafin. Furthermore, based on current information, there is no connection between the website and MOS Finanzmakler GmbH, Bad Kreuznach, Germany. This is likely a case of identity fraud.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the websites kingstonhorizonpartners(.)com and the login area at kingstonhorizonpartners(.)pro. According to information available to Bafin, the operators are providing financial and investment services on the websites without the required authorisation.
The financial supervisory authority Bafin warns about term deposit offers on the website eurowerte(.)de. It is suspected that the unknown operators of the website are offering banking transactions and financial services without the required authorisation.
The German Financial Supervisory Authority (Bafin) warns against the websites westcapital(.)ai and westcapital(.)pro, which are operated under the name WestCapital. It is suspected that the unknown operators are offering financial and crypto-asset services without authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website iponexus(.)net. According to information available to Bafin, this website is being used to offer financial and investment services without the required authorisation. Investors are being asked to transfer funds to third-party accounts for stock shares they have allegedly purchased.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website becker-brandt(.)com. Bafin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators of the website are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website hub-wiser(.)com. According to information available to Bafin, this website is being used to offer banking business, financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website ubstrade-fx(.)com. According to information available to Bafin, the operators are offering financial and investment services on the website without the required authorisation.
Financing, lending, compliance and internal communication: financial entities are using artificial intelligence (AI) in an increasing number of areas. These entities must observe the provisions of the new AI Act. How prepared are they for this? And what is Bafin’s new role? Bafin expert Jens Obermöller addresses these questions in an interview.
In future, Bafin will monitor the use of AI systems by companies in the financial sector. Its key objectives will be to promote innovation and to protect fundamental rights.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website utewealth(.)com. Bafin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website allenbygroup(.)com. According to information available to Bafin, the operators are offering financial services on the website without the required authorisation.
The German Financial Supervisory Authority (Bafin) warns about offers on the website rkr-epsilon(.)com. According to information available to Bafin, the unknown operators are providing financial and investment services on these websites without the required authorisation.
Credit institutions and investment firms are no longer permitted to accept payments or non-monetary benefits from third parties in return for forwarding client orders. The Federal Financial Supervisory Authority (Bafin) makes this clear in a new supervisory statement.
BaFin’s new supervisory statement confirms that, as of 1 July 2026, credit institutions and investment firms in Germany are **prohibited from accepting any monetary or non‑monetary benefits from third parties in return for forwarding client orders** (PFOF), aligning German practice with the EU‑wide ban under revised MiFIR. This is a structural shift for neobroker and low‑fee brokerage business models, with immediate implications for remuneration structures, best‑execution frameworks, conflict‑of‑interest management, and client disclosures.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The German Financial Supervisory Authority (Bafin) warns about offers on the websites mindora(.)group, mindora(.)to, and mybloomx(.)de, which are operated under the name Mindora Group and BloomX. It is suspected that the unknown operators are offering financial and crypto-asset services without authorisation.
The German Financial Supervisory Authority (Bafin) warns about offers on the website etf-admiral(.)global (previously, amongst others, etf-admiral(.)net, etf-admiral(.)cc, etf-admiral(.)info,). It is suspected that the unknown operators are offering banking, financial, securities and crypto-asset services without the required authorisation.
The German Financial Supervisory Authority (Bafin) warns about term deposit offers on the website broadreacheu(.)com. It is suspected that the unknown operators of the website are offering banking transactions and financial services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website astenorag(.)com. Bafin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators of the website are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website donze-unlimited(.)com. According to information available to Bafin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators claim to be a Swiss company and fraudulently use its name for their purposes. The operators are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website clearmarketeurope(.)com. According to information available to Bafin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators claim to be a British company and fraudulently use its name for their purposes. The operators are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the websites alpinenova(.)io, degiropartners(.)io and deltaprivatecapital(.)com.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website whitelake-invest(.)de. Bafin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website dlj-grp(.)com. According to information available to Bafin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website growthline(.)ltd. According to information available to Bafin, this website is being used to offer financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website brain-capital-asset(.)com. Bafin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services DB Investition is offering on the website dbinvestition(.)com. Bafin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website trident-fx(.)com. According to information available to Bafin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website bci-finanz(.)com. Bafin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website ironvexgroup(.)com. Bafin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website colmex-prime(.)com. Bafin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators of the website are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website aivoris(.)net. Bafin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators of the website are not supervised by Bafin.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the company Elementum Ventures and the services it is offering. Bafin suspects the unknown operators, who claim to be based in New York, United States, of offering consumers financial, investment and cryptoasset services without the required authorisation. Elementum Ventures is currently offering its services via the websites elementumventures(.)ai and elementumventures(.)com.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website bitcoinera.com. Bafin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website beehivecapital(.)pro, previously beehivecapital(.)org. Bafin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the services offered on the website nordstate(.)org. Bafin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (Bafin) warns consumers about the company GUTEKREDIT and the services it is offering. Bafin suspects the unknown operators, who purportedly have their registered office in Ludwigsburg, Germany, of using the website gutekredit(.)com to offer loans to consumers and thus conduct banking business without the required authorisation.
The German Financial Supervisory Authority (Bafin) warns against the website satrex-kapital(.)com, which is operated under the name Satrex Kapital. The company, which claims to be based in Frankfurt am Main, offers instant access savings accounts and fixed-term deposits, as well as investment advice. Contrary to the information provided in the website’s legal notice and the contractual documents used, there is no connection whatsoever with Satrex S.A., Brussels, Belgium. This is a case of ide...
The German Financial Supervisory Authority (Bafin) warns against the websites helixapp(.)de, helix-app(.)pro, coinberg(.)eu, coinberg(.)pro, which are operated under the name Helix-A and Coinberg. It is suspected that the unknown operators are offering financial and crypto-asset services without authorisation. Consumers are being misled into investing in financial instruments such as crypto-assets. Contrary to the operators’ claims, there is no connection whatsoever with Gesellschaft für Kryp...
On 7 November 2025, the Federal Office of Justice (Bundesamt für Justiz - BfJ) imposed a disciplinary fine amounting to 50.000 euros on ZhongDe Waste Technology AG
The Federal Office of Justice (Bundesamt für Justiz – BfJ) has imposed a disciplinary fine of 50,000 euros on ZhongDe Waste Technology AG for failing to file its 2024 consolidated financial statements electronically with the operator of the German Federal Gazette (Bundesanzeiger), in breach of section 325 HGB, with the sanction based on section 335 HGB. This enforcement action underscores that German disclosure rules on publication of annual and consolidated accounts are actively enforced and that failures to file with the Bundesanzeiger can lead to material monetary sanctions and repeated measures against issuers already in scope of BaFin transparency proceedings.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
On 20 April 2026, the Federal Financial Supervisory Authority (Bafin) imposed an administrative fine amounting to €1,000,000 on flatexDEGIRO SE on the grounds that the company had infringed the Market Abuse Regulation (MAR) at the end of 2022. It had failed to disclose inside information to the public as soon as possible. The inside information concerned the findings from a special inspection carried out at flatexDEGIRO Bank AG in accordance with section 44 of the German Banking Act (KWG) in ...
BaFin has imposed a €1,000,000 administrative fine on flatexDEGIRO SE for a breach of Article 17(1) MAR in late 2022, specifically for failing to disclose inside information “as soon as possible” via an ad hoc announcement and instead releasing the information late and only as a press release. The case underscores that BaFin treats supervisory findings under section 44 KWG which reveal organisational shortcomings as price‑sensitive inside information and expects German‑domiciled listed issuers to use full MAR‑compliant ad hoc disclosures, not generic press communications, when such findings arise.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
Bafin has ordered UniCredit S.p.A. to cease publishing unobjective advertising in connection with the takeover bid for Commerzbank AG.
The German Financial Supervisory Authority (BaFin) is warning against WhatsApp groups allegedly run by FPM Frankfurt Performance Management AG and led by a person calling themselves Professor Raik Hoffmann. Consumers are being tricked into investing substantial sums of money and downloading the FPM MIN app. There is no connection whatsoever between any WhatsApp groups and FPM Frankfurt Performance AG or ist actual board member, Raik Hoffmann. This constitutes identity theft.
BaFin warns against offers on the website bahnemanninvest(.)net. There is suspicion that the unknown operators are offering financial services, without the necessary permission. Contrary to the information provided on the website, there is no connection with Dieter Bahnemann Fondsinvest GmbH. This constitutes identity fraud.
The Federal Financial Supervisory Authority (BaFin) warns against fixed-term deposit offers sent from the email address martin.segler(at)spar-direkt(.)com. According to information available to BaFin, the unknown providers are conducting banking transactions and financial services without the required authorisation. Contrary to the claims made by the unknown operators, Xaver Asset Management GmbH has no connection whatsoever with the offers. This is a case of identity theft.
The Federal Financial Supervisory Authority (BaFin) again warns consumers about “Investing In” and the services it is offering. The unknown operators are now using the additional website investing-in(.)pro. BaFin suspects the operators of this website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website brokereins(.)com. BaFin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website crss(.)finance. According to information available to BaFin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators of the website claim to be a British company called “Ceres Finance Limited”. It is not supervised by BaFin. This is a case of identity fraud. BaFin has no information regarding the British co...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website uk-trd(.)investments. According to information available to BaFin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators are not supervised by BaFin. They claim to be a company called “UK Trade & Invest”. In communications with customers, the website operators claim to be authorised by the European Financ...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Spectrum Equity Pulse GmbH and the services it is offering. BaFin suspects the unknown operators of the website spectrumequitypulse(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation. The operators claim to be supervised by BaFin and the Deutsche Bundesbank. This is not the case. The certificate provided in this context (“Business License”) is fake.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website green-lmtd(.)com. BaFin suspects the unknown operators of offering consumers financial, investment and cryptoasset services in Germany without the required authorisation. The operators falsely claim to be supervised by the “European Financial Supervisory Authority” (FINA EU). There is no such authority; BaFin has already issued a warning to this effect.
BaFin warns against offers on the website calculusinv(.)com and on social media channels such as the “Calculus Investment Academy VIP Y” group. According to information available to BaFin, Calculus Investments Ltd, which claims to be domiciled in New York and Frankfurt/Main, is providing financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the websites renvio(.)icu and renvio(.)pro. BaFin has information that these websites are being used to offer financial, investment and cryptoasset services without the required authorisation.
On 10 March 2026, BaFin imposed an administrative fine amounting to €1,650,000 on Barclays PLC. The reason for this fine was a breach of supervisory duties in connection with contraventions of the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG). Between June 2022 and March 2023, Barclays PLC failed in 26 cases to submit voting rights notifications regarding a single issuer within the prescribed period.
BaFin imposed a €1.65 million administrative fine on Barclays PLC on March 10, 2026, for failing to submit 26 voting rights notifications within the required four-trading-day deadline between June 2022 and March 2023. This enforcement action demonstrates BaFin's commitment to enforcing transparency requirements under the German Securities Trading Act (WpHG) and highlights the critical importance of robust internal controls for voting rights notification compliance.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website panda-financial.com. BaFin has information that the operators are offering banking business and/or financial services as well as cryptoasset services on this website without the required authorisation. The operators of the website are not supervised by BaFin and have no connection to the licensed institution Bitpanda Financial Services GmbH.
The German Financial Supervisory Authority (BaFin) warns about offers from the website festgeldplan(.)com. According to information available to BaFin, the unknown operators of the website are offering financial services without the required authorisation. They give the impression that their offers originate from WPV Advisory & Asset Management GmbH & Co. KG, which is supervised by BaFin. It is a case of identity fraud. WPV Advisory & Asset Management GmbH & Co. KG has no connection with the ...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the websites wertede(.)com and wertede(.)cc. According to information available to BaFin, the operator is providing financial and investment services on this website without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about WhatsApp groups directing consumers to the MORRISONBOOST platform. In these WhatsApp groups, consumers are encouraged to use the MORRISONBOOST platform to trade in financial instruments. BaFin suspects the unknown operators of conducting banking business and/or offering consumers financial services without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website tradealles(.)com. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website panthera-gmbh(.)com. BaFin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website gfi-hold(.)com. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) has sufficient grounds to suspect that High Performance Battery Holding AG, Switzerland, is offering securities in the form of company shares to the public in Germany without the required prospectus. There are no indications that the conditions for exemption from the prospectus requirement are met.
According to information available to the Federal Financial Supervisory Authority (BaFin), “Fides Ventures” is using WhatsApp groups and chats to contact German investors. The company, which claims to be based in the US, also operates under the name “Fides Ventures Business School”. The unknown provider advertises by promoting a so-called “FIVS token”, claiming that the token can be obtained on the cooperating crypto exchange “Nexquant”. The crypto exchange, also operating under the name “Nex...
The Federal Financial Supervisory Authority (BaFin) warns consumers about a series of almost identical websites. According to information available to BaFin, the operators use these websites to conduct banking business and/or provide financial services without the required authorisation. The operators of the websites are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about MBS Point and the services it is offering. BaFin suspects the unknown operators of the website mbspoint(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the website alijz(.)com and WhatsApp groups operated under the company name AL Konzept GmbH & Co. KG. In these WhatsApp groups, consumers are encouraged to use an app called alijzspro to invest in financial instruments. BaFin suspects the unknown operators of offering consumers financial services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the Börsenblick A-001 WhatsApp group. In the WhatsApp group, consumers are encouraged to use the Gainorex Investment app to trade in financial instruments. BaFin suspects the unknown operators of offering consumers banking business and/or financial services without the required authorisation. The operators are not supervised by BaFin.
The German Financial Supervisory Authority (BaFin) warns against offers made by Prometheus Investment Alliance (PIA), which claims to be based in the United States of America and Frankfurt am Main, on the website prometheus-alliance(.)de and in various WhatsApp groups. In the WhatsApp groups run by the alleged Achim Falkenberg and his assistant Bertha, consumers are tricked into trading financial products via the QVTcoinese-Pro app using the ‘Genialer Intelligenter Roboter 5.0’ trading system.
The Federal Financial Supervisory Authority BaFin warns against offers in WhatsApp groups, which are operated by alleged company VYNEX Trade. According to information available to BaFin, recommendations for the purchase of financial instruments and cryptocurrencies are offered in various WhatsApp groups, which can allegedly be traded via Lirunex Trading app and the following platforms:
The Federal Financial Supervisory Authority BaFin warns against offers on the website mjolnex-ltd(.)com. According to information available to BaFin, the company Mjolnex, allegedly based in Frankfurt, is offering financial or investment services and crypto asset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website europecapitalmarkets(.)com. BaFin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) has evidence indicating that TGI AG, domiciled in Vaduz, Principality of Liechtenstein, is offering capital investments to the public in Germany called “discounted gold purchases” (Goldkauf mit Rabatt). In return for the temporary provision of money, these investments grant interest and the physical delivery of gold. In contravention of section 6 of the German Capital Investment Act (Vermögensanlagengesetz - VermAnlG), no prospectus has been...
The Federal Financial Supervisory Authority (BaFin) warns consumers about a series of almost identical websites. According to information available to BaFin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation. The operators of the website are not supervised by BaFin.
The Federal Financial Supervisory Authority BaFin warns against offers on the website mexassetexchange(.)com. According to information available to BaFin, the operator MEX Eychange, allegedly based in Eschborn, Germany, is providing financial, investment and crypto asset services without the required authorisation. The operator falsely claims to be regulated by BaFin. There is no link to an authorised investment firm from Eschborn, Germany.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website exomarkets(.)pro. According to information available to BaFin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about a series of almost identical websites. According to information available to BaFin, the operators are offering cryptoasset services on these websites without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the website aurenbridge(.)com and WhatsApp groups operated under the company name Aurenbridge Alliance (e.g. “Aurenbridge Alliance (ABA)”). In these WhatsApp groups, consumers are encouraged to use an app called Cryplus to trade in financial instruments and cryptoassets. BaFin suspects the unknown operators of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company FinrocketPro and the services it is offering. BaFin suspects the unknown operators of the website finrocketpro(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website unzerfinanzpro(.)de. BaFin suspects the unknown operators of the website of conducting banking business without the required authorisation. Specifically, the website advertises loans.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website imc-point(.)com. According to information available to BaFin, the operators are offering cryptoasset services on this website without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority BaFin warns against offers on the website optinomic(.)co. According to information available to BaFin, the operator is providing financial, investment and crypto asset services without the required authorisation.
The German Financial Supervisory Authority (BaFin) warns about offers from the websites watchvestvermittlung(.)com and wv-vermittlung(.)com. According to information available to BaFin, the unknown operators of the website are offering banking services, in particular fixed-term deposits, and financial services without the required authorisation. They give the impression that their offers originate from Watchvest GmbH. It is a case of identity fraud. Watchvest GmbH has no connection with the w...
The Federal Financial Supervisory Authority BaFin warns against offers on the website capitalfm(.)io. According to information available to BaFin, the operator is providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about job offers for a “part-time payment assistant” (Teilzeit-Auszahlungsassistent) appearing on the website metaflows(.)work. BaFin suspects the unknown operators of the website metaflows(.)work of offering consumers payment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website goldingfx(.)com. BaFin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation. Contrary to the claims on the website, the services offered do not originate from Golding Capital Partners GmbH, which has its registered office in Munich. This is a case of identity fraud.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website viforex(.)com. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Capitalis and the services it is offering. BaFin suspects the unknown operators, who purportedly have their registered office in France, of using the website capitalisgroup(.)site to offer loans to consumers and thus conduct banking business without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Financiamas and the services it is offering. BaFin suspects the unknown operators, who purportedly have their registered office in Madrid, Spain, of using the website financiamas-cs(.)com to offer loans to consumers and thus conduct banking business without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on the website axoria(.)ai. According to information available to BaFin, the operator is providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns customers about online trading platforms that use the name “Sofortiger Aimex/ Sofortiger Saimex”. According to information available to BaFin, operators are providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on the website midv-lim(.)com. According to information available to BaFin, the operator Midvest Limited from Manchester, UK, is providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website ultramarin-capital(.)com. BaFin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on the website trade.amlin-limited(.)info. According to information available to BaFin, financial or investment services and crypto asset services are being offered on this platform without the required authorisation. According to the current state of knowledge, there is no connection to MS Amlin Investment Management Ltd., based in London, UK. This is likely to be a case of identity fraud.
The Federal Financial Supervisory Authority BaFin warns against offers on the website personalcontrol-room(.)com and against fake investment contracts sent by alleged financial experts from Clearstream Holding AG. According to information available to BaFin, the unknown operators are providing financial or investment services and crypto asset services without the required authorisation. The offers do not originate from Clearstream Holding AG or any other legal entities of Clearstream. This is...
The German Federal Financial Supervisory Authority (BaFin) has issued a warning regarding offers available at the website krf-mbh(.)com, purportedly operated by Gesellschaft für Kryptoregisterführung GmbH based in Willich. However, these offerings do not originate from Gesellschaft für Kryptoregisterführung GmbH nor any of their staff members; it's a clear instance of identity fraud. Unauthorized individuals are providing unauthorized financial and cryptocurrency-related services through this...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the websites weisbergadvisors(.)inc and weisbergadvisors(.)ai. According to information available to BaFin, these websites are being used to offer financial and investment services without the required authorisation.
The financial supervisory authority BaFin is warning about a dubious job advertisement on the website vios-beratung(.)de which allegedly operates from the VIOS Consulting GmbH, Bielefeld. However, the offers on this site do not come from the VIOS Consulting GmbH or its employees. This is identity fraud. Unknown operators are advertising private individuals with seemingly lucrative job opportunities that involve opening accounts for testing purposes and transferring money or cryptocurrencies a...
The German Financial Supervisory Authority (BaFin) warns against the WhatsApp groups „Tethys Investment Alliance 771“ and „Tethys Investment Alliance-S62“, the websites „tethys-alliance.de“ and „tethys-uberblick.com“ as well as the apps „QVTCoinese“ und „QVTCoinese Pro“, which are allegedly operated by the Baku/Boston/Dubai-based company Tethys Investment Management LLC. In the WhatsApp groups consumers are enticed to trade financial products via the respective apps. It is suspected that the ...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Dukas-Global and the services it is offering. BaFin suspects the unknown operators of the website dukas-global(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website referral.mnlo(.)app. BaFin has information that Next Level Church Global Hub, Inc., New Orleans, USA, is using this website to offer banking business and cryptoasset services without the required authorisation.
The German Financial Supervisory Authority (BaFin) warns against the website omenyxgroup(.)com, which entices consumers to trade crypto assets. According to information available to BaFin, the unknown operators of the website are offering crypto asset services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers in WhatsApp groups, which are allegedly operated by Intermediate Capital Group (ICG). According to information available to BaFin, recommendations for the purchase of financial instruments and cryptocurrencies, which can allegedly be traded via ICG GEF app, are offered in various WhatsApp groups. The offers do not originate from ICG Europe S.à.r.l. - Frankfurt Branch or any other company belonging to Intermediate Capital G...
The Federal Financial Supervisory Authority BaFin warns against fixed-term deposit offers sent from the email address info[at]lgimeu(.)com. According to information available to BaFin, the unknown providers are conducting banking transactions without the required authorisation. The offers do not originate from LGIM Managers (Europe) Limited. This is a case of identity theft.
The Federal Financial Supervisory Authority (BaFin) warns consumers about a series of similarly designed websites. According to information available to BaFin, the operators are providing banking business and/or financial services on these websites without the required authorisation. The operators of the website are not supervised by BaFin.
finanzpluss, allegedly based in Frankfurt am Main, offers loans on its website for high fees, without the necessary authorisation, which are not paid out.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Volfor and the services it is offering. BaFin suspects the unknown operators of the website volfor(.)co of offering consumers financial, investment and cryptoasset services without the required authorisation.
According to the information available to the Federal Financial Supervisory Authority (BaFin), unknown persons are using WhatsApp groups and chats to contact German investors. The initiators of such WhatsApp groups claim to be Bank of America or its branch in Frankfurt am Main. This is a case of identity fraud misusing names of former employees of the institution.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Tradeshark24 and the services it is offering. BaFin suspects the unknown operators of the website tradeshark24(.)com of offering consumers financial, investment and crypto-asset services without the required authorisation. These offers are not provided by Frankfurt Financial Solutions GmbH & Co. KG, Frankfurt, which has no connection to the website tradeshark24(.)com. This is a case of identity fraud.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website hashxcapital(.)com. BaFin has information that the website’s operators are using it to offer banking business and/or financial services without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) suspects the unknown operators of offering consumers financial, investment and cryptoasset services without the required authorisation. Verto is currently offering its services via the website ajadetrpe(.)life.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website wefi(.)co. BaFin has information that this website is being used to offer banking business and cryptoasset services without the required authorisation.
In the WhatsApp groups, investors are recommended by “Harrison T Blake” and “Francesca Müller” to invest in financial instruments that can then be traded via the aforementioned app or the platform pc-asset-management[.]com.
The Federal Financial Supervisory Authority (BaFin) has issued its “Guidance on ICT Risks in the Use of Artificial Intelligence at Financial Entities”. The guidance will help entities manage ICT risks in accordance with the requirements under DORA.
BaFin's "Guidance on ICT Risks in the Use of Artificial Intelligence at Financial Entities," published December 18, 2025, provides non-mandatory advice to help financial entities manage ICT risks from AI under DORA across the AI lifecycle. It matters because it integrates AI explicitly into existing ICT risk frameworks, emphasizing security, resilience, and third-party risks for supervised institutions, aligning with RTS on ICT risk management (EU 2024/1774) and subcontracting (EU 2025/532). This clarifies supervisory expectations amid growing AI adoption in finance, reducing ambiguity in DORA compliance.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
Opening Statement by Mark Branson
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website skyvault(.)ltd. BaFin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators are not supervised by BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered by Aureus Trade. BaFin suspects the unknown operators of the website aureus-trade(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website bxforex(.)com. According to information available to BaFin, this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Rostock24 Limited and the services it is offering. BaFin suspects the unknown operators of the website rostock24(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation. Rostock24 Limited, which purportedly has its head office in Nuremberg, claims to be registered with the British Companies House. This is not the case.
The Federal Financial Supervisory Authority BaFin warns against fixed-term deposit offers sent from the email address info[at]vcgmanagement.de. According to information available to BaFin, the unknown providers are conducting banking transactions without the required authorisation. The offers do not originate from VC Germany Management GmbH. This is a case of identity theft.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website bb-consults(.)com. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The German Financial Supervisory Authority (BaFin) warns about offers from the website two-five-management(.)com. According to information available to BaFin, the unknown operators of the website are offering banking services, in particular fixed-term deposits, and financial services without the required authorisation. They give the impression that their offers originate from TwoFive Management GmbH, which is registered with BaFin as an AIF asset management company, Section 2 (4) of the Germa...
The Federal Financial Supervisory Authority BaFin warns against offers on the website whiterock-financial(.)eu and against the alleged operator White Rock Financial Consultancy Limited from London, United Kingdom. According to information available to BaFin, the operator is providing financial and investment services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against fixed-term deposit offers sent from the email address bancosantander.es-kundenservice[at]outlook.com. According to information available to BaFin, the unknown providers are conducting banking transactions without the required authorisation. The offers do not originate from Banco Santander S.A. This is a case of identity theft.
The Federal Financial Supervisory Authority (BaFin) warns consumers about “Paragonix Edge” and the services it is offering. BaFin suspects the unknown operators of the websites paragonixedge(.)org, hhessel(.)com, funkmp(.)com und altenweerth(.)com of offering consumers cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on website fragfinanz(.)com. According to information available to BaFin, banking transactions, especially fixed-term deposits, financial or investment services are being provided by FragFinanz without the required authorisation.
Alleged employees of Brookfield Asset Management GmbH are contacting investors unsolicited by telephone and email without the necessary permission to offer them alleged fixed-term deposits and alleged pre-IPO shares. In the past, they have also used the website deu-brookfield(.)com, which is no longer accessible. They give the impression that they are cooperating with licensed banks and issuers of pre-IPO shares. This is not the case.
The Federal Financial Supervisory Authority BaFin warns against offers on the websites ubpmanagement(.)co, commerzglobal(.)com, longsharks(.)com and paribasgroup(.)net. According to information available to BaFin, the companies UBP Management and Commerz Global, allegedly based in Frankfurt, and Longsharks Capital and Paribas Group, allegedly based in London, are offering financial or investment services and crypto asset services without the required authorisation. The offers do not originate...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website parex-am(.)com. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Own Mood Space and the services it is offering. BaFin suspects the unknown operators of the website ownmoodspace(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers on the website fidelity-ag(.)com. According to information available to BaFin, banking transactions, especially fixed-term deposits, financial or investment services are being provided on this website without the required authorisation. The fixed-term deposit offers are sent, among others, from the email address festgeld[at]fidelity-ag(.)com. The offers do not originate from the Swiss company Fidelity Treuhand und Verwaltu...
The Federal Financial Supervisory Authority (BaFin) suspects the unknown operators of the website fivepillarstoken(.)com of offering consumers cryptoasset services in Germany without the required authorisation. The offers include “crypto debit cards” and staking using Five Pillars Tokens.
According to information available to the Federal Financial Supervisory Authority (BaFin), unknown persons are using Telegram groups and chats to contact German investors. The initiators of these messenger groups purport to be the US company “MacKay Shields”. This is a case of identity fraud.
According to information available to the Federal Financial Supervisory Authority (BaFin), unknown persons are using WhatsApp groups and chats to contact German investors. The initiators of these WhatsApp groups purport to be the US company “Payden & Rygel”. This is a case of identity theft misusing the names of real employees.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website givhalbank(.)com. According to information available to BaFin, this website is being used to offer banking business and financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website blitz365finance(.)org. According to information available to BaFin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators of the website are not supervised by BaFin. This is a case of identity fraud against a Swiss company.
The Federal Financial Supervisory Authority BaFin warns against fixed-term deposit offers sent from the email address wise[at]wisefestgeldkonto(.)com. According to information available to BaFin, the unknown providers are conducting banking transactions without the required authorisation. The offers do not originate from Wise Europe SA. This is a case of identity theft.
The Federal Financial Supervisory Authority BaFin warns against offers on the website ellis-ag(.)net. According to information available to BaFin, financial or investment services and crypto asset services are being offered on this platform without the required authorisation. According to the current state of knowledge, there is no connection to the Swiss company Ellis AG, Zurich. This is likely to be a case of identity fraud.
In the WhatsApp groups, investors are recommended to invest in financial instruments that can then be traded via the platform h5.bluealphasystem(.)net or the aforementioned app.
The Federal Financial Supervisory Authority BaFin warns against offers in WhatsApp groups, which are allegedly operated by Cantor Fitzgerald and led by Leopold Schneider. BaFin is not aware of the existence of this person. According to information available to BaFin, recommendations for the purchase of financial instruments and cryptocurrencies, which can allegedly be traded via CDAfin app, are offered in various WhatsApp groups. According to the current state of knowledge, there is no connec...
The German Financial Supervisory Authority (BaFin) warns about offers on the website capitalholdings(.)icu. According to information available to BaFin, the unknown operators of the websites are offering banking transactions and financial services without the required authorisation.
The German Financial Supervisory Authority (BaFin) warns about fixed-term deposit offers from the website sicherangelegt(.)de. According to information available to BaFin, the unknown operators of the website are offering banking services, in particular fixed-term deposits, without the required authorisation.
The Federal Financial Supervisory Authority BaFin warns against offers in WhatsApp groups, which are allegedly operated by Baird Capital and led by a Thomas Becker. BaFin is not aware of the existence of this person. According to information available to BaFin, recommendations for the purchase of financial instruments and cryptocurrencies are offered in WhatsApp groups and the so-called Baird Capital Investment Program III is being promoted. According to the current state of knowledge, there ...
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website blauline(.)ai. BaFin has information that this website is being used to offer financial, investment and cryptoasset services without the required authorisation.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website bit500(.)eu. BaFin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators are not supervised by BaFin.
The German Financial Supervisory Authority (BaFin) warns against WhatsApp groups such as „S373 Robeco Kernmitgliedergruppe“, “M2 Robeco Value Investing Kreis“ and „999 Robeco Investment Strategiezentrum - Blockhandel“, which are allegedly operated by the Frankfurt a.M.-based company Robeco Deutschland, Zweigniederlassung der Robeco Institutional Asset Management B.V. („Robeco“). In the WhatsApp groups consumers are enticed to trade financial products via the app „RBC NL“. It is suspected that...
The Federal Financial Supervisory Authority (BaFin) warns consumers about “bearer bonds” being offered for subscription by Marketplace24-7 GmbH on the website non-dom(.)group. BaFin suspects the company of conducting banking business without the required authorisation. The company is furthermore suspected of making an unauthorised public offer of securities without a prospectus. Under the German Securities Prospectus Act (Wertpapierprospektgesetz - WpPG), a prospectus is required for an offer...
On 16 December 2025, BaFin imposed two administrative fines amounting to €560,000 on flatexDEGIRO Bank AG. The company had contravened obligations under the German Securities Trading Act (Wertpapierhandelsgesetz - WpHG). At the beginning of 2022, flatexDEGIRO Bank AG advertised free investment services on two of its websites without clearly indicating that a processing fee would be charged on a regular basis. flatexDEGIRO Bank AG adapted its practices to comply with the legal requirements in ...
BaFin imposed €560,000 in administrative fines on flatexDEGIRO Bank AG on December 16, 2025, for misleading marketing of investment services that advertised free offerings without clearly disclosing mandatory processing fees. This enforcement action underscores BaFin's strict interpretation of fair and transparent marketing requirements under the German Securities Trading Act (WpHG) and demonstrates that even corrective action taken by firms does not eliminate regulatory penalties for past violations.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (BaFin) warns customers about online trading platforms that use the slogan “[...] invest your money in the world of cryptocurrencies with [...]”. BaFin suspects the unknown operators of offering consumers cryptoasset services without the required authorisation. The websites have the same text design and layout.
The Federal Financial Supervisory Authority BaFin warns against offers, in particular offers to purchase shares and alleged pre-IPO shares, which are purportedly brokered by Ambassador. According to information available to BaFin, Ambassador Management GmbH, supposedly based in Frankfurt am Main, Ambassador Financial Group Ltd. and Ambassador Global Systems LLC are providing financial or investment services without the required authorisation. According to the current state of knowledge, there...
The financial supervisory authority BaFin is warning against WhatsApp and Telegram groups where consumers are lured into trading cryptocurrencies via the fraudulent trading platform TradeNova, which can currently be accessed through the website m.tradenovaeo(.)com. According to their findings, the trading platform TradeNova provides financial services, securities transactions, as well as cryptocurrency-related services without authorization.
The Financial Supervisory Authority BaFin has issued warnings regarding offerings found on websites maxfuledge(.)com and trading-area.maxfuledge-v2(.)com/auth/register. Based on its investigations, the purportedly London or Singapore-based trading platform MaxFulEdge offers unauthorised financial services, securities transactions, and cryptocurrency-related services. The platform promotes its offerings through supposed customer service representatives (maja.weis(at)maxfuledge.team and sophia....
The Federal Financial Supervisory Authority BaFin warns against offers on the website senvix(.)de. According to information available to BaFin, the trading platform Senvix, allegedly based in Frankfurt, is providing financial, investment and crypto asset services without the required authorisation.