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PS6/26 – Recognised exchanges policy and transfer of main indices

AI Analysis

Executive Summary

PS6/26 finalizes the PRA's policy on recognized exchanges (REs) under Article 4(1)(72)(c) of the UK CRR, shifting responsibility to firms for assessing exchange and asset liquidity conditions while restating main indices in the PRA Rulebook and revoking SS20/13. This matters for PRA-regulated firms as it enables more dynamic, risk-sensitive capital treatments for traded assets, potentially expanding eligible REs and supporting competitiveness without PRA pre-approval. #

What Changed

- New Recognised Exchanges (CRR) Part in the PRA Rulebook: Specifies conditions for REs focusing on (i) exchange/market structure risk (e.g., operational robustness of clearing/settlement) and (ii) asset liquidity risk; firms must assess and document compliance. - Restatement of main indices: List from Commission Implementing Regulation 2016/1646 moved to PRA Glossary without policy changes. - Amendment to 'higher risk equity exposure' definition: Aligns with Basel 3.1 near-final rules, excluding qualifying listed equities from higher risk weights under the standardized approach (ties to exchange structure but not liquidity). - Revocation of SS20/13: Deletes the supervisory statement on third-country equivalence and REs; consequential amendments to Counterparty Credit Risk (CRR), Credit Ri

What You Need To Do

  • Assess exchanges/assets
  • Update policies/systems
  • Review exposures

Key Dates

18 June 2025 - Consultation deadline for CP3/25 (closed; feedback incorporated in PS6/26). DEADLINE
1 July 2026 - Implementation date for new RE rules, main indices restatement, SS20/13 revocation, and related Rulebook amendments.
1 January 2027 - Proposed implementation for Basel 3.1 changes, including higher risk equity exposure amendments (alongside broader standards).

Compliance Impact

Urgency: High – Effective 1 July 2026 (approx. 4 months from now), requiring immediate gap analysis, policy updates, and assessor training to avoid capital miscalculations or supervisory findings. Impacts prudential calculations directly, with flexibility reducing PRA burden but increasing firm accountability and review risks.

Who is Affected

authorised UK banks, building societies, Small Domestic Deposit Takers (SDDTs), SDDT consolidation entities, PRA-designated UK investment firms, and PRA-approved/designated financial or mixed financial holding companies. International banks with UK operations may also need to review exposures to overseas exchanges.

Summary

Policy statement 6/26

Relevant Firm Types

Bank
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