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PS23/25 – Margin requirements for non-centrally cleared derivatives: Amendments to BTS 2016/2251

AI Analysis

Executive Summary

PS23/25 from the PRA and FCA finalizes amendments to Binding Technical Standards (BTS) 2016/2251 under UK EMIR, introducing an indefinite exemption for single-stock equity options and index options from bilateral margin requirements, removing IM obligations on legacy contracts for firms falling below thresholds, and allowing alignment with third-country jurisdictions' timelines for IM assessments. These changes reduce operational burdens and enhance competitiveness for UK firms trading non-centrally cleared derivatives, following feedback from CP5/25, while maintaining prudential standards. #

What Changed

  • - Indefinite exemption for equity options: Single-stock equity options and index options are permanently exempted from UK bilateral initial margin (IM) and variation margin (VM) requirements, replacing a temporary exemption ending 4 January 2026. Thi
  • Legacy contracts relief: Firms falling below the Average Aggregate Notional Amount (AANA) threshold no longer need to exchange IM on outstanding legacy non-centrally cleared derivatives contracts.
  • Third-country alignment: UK firms can adopt another jurisdiction’s threshold calculation periods and entry-into-scope dates for IM requirements when trading with counterparties subject to that jurisdiction’s margin rules (applies only to UK firms vs.
  • Minor drafting tweaks for consistency between PRA and FCA instruments, including FCA adding text on releasing collected IM, with no policy impact.

Suggested Considerations

  • Review and update internal policies, procedures, and systems to cease IM/VM exchange for exempted single-stock equity options and index options post-27 November 2025; confirm no ongoing obligations for legacy contracts if below AANA thresholds.
  • Assess cross-border transactions: Document use of third-country jurisdictions’ timelines for IM thresholds where applicable, ensuring compliance with UK rules remains intact.
  • Conduct gap analysis on margin calculations, collateral management, and reporting; train front-to-back office teams on changes.
  • Retain records of AANA calculations and threshold monitoring to justify exemptions or relief.
  • For firms with collected IM on now-exempt legacy positions, evaluate release options per updated FCA instrument language.

Compliance Impact

Urgency: High – Effective immediately since 27 November 2025 (over a month ago as of current date), firms risk non-compliance if systems still enforce outdated IM/VM for exemptions; operational fixes are needed urgently to avoid breaches, fines, or disputes, especially with phase-out of temporary equity options relief approaching 4 January 2026. Impacts cost savings but requires swift policy recal

Who is Affected

PRA-authorised banks, building societies, insurers, and PRA-designated investment firms in scope of UK EMIR margin requirements.FCA solo-regulated entities (e.g., investment firms) and non-financial counterparties subject to UK EMIR margin rules.UK firms transacting non-centrally cleared derivatives, particularly those dealing in equity options, legacy contracts, or with third-country counterparties.

AI-generated analysis. May contain errors or omissions — verify with the original PRA source before acting. Full disclaimer.

Summary

Policy statement 23/25

Relevant Firm Types

BankBroker DealerAsset Manager
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