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Rethinking regulation for the age of AI

Summary

Speech by Nikhil Rathi, FCA chief executive at techUK's Agents of Change: Generative and Agentic AI in Financial Services 2026. On joining the FCA over five years ago, I said we would become as much a data and tech regulator as financial services regulator.Being invited to speak here today reflects that.Weโ€™re building the future together, and nowhere is that clearer than on AI.Studies suggest more than 80% of financial services firms are already adopting AI.So the question now is about scale....

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