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Payment fraud increases by 27% to reach €179 million in 2025, Central Bank of Ireland report finds

Why this matters

This is a published annual statistics report from the Central Bank of Ireland documenting payment fraud trends in 2025. While informational in nature (urgency: null), it carries regulatory significance through the Deputy Governor's explicit statements about firm obligations to improve systems, controls, and customer service for fraud cases. The 27% year-on-year increase and shift toward APP fraud (now 45% of fraud by value) represent noteworthy regulatory signals affecting payment providers and banks. The report does not impose new binding rules but signals regulatory priorities and expectations, warranting a significance score of 3.

AI-generated classification rationale, not a full analysis. Verify with the original CBI source before acting. Full disclaimer.

What the CBI said

Central Bank of Ireland today (Friday 4 September) published its annual Payment Fraud Statistics , which shows the total value of fraudulent payments reported by Irish resident payment service providers increased by around 27% to over €179 million in 2025. The publication shows in 2025: The total fraudulent payment…

Extract from CBI . Read the full notice at the source for the authoritative text.

Context

Central Bank of Ireland (CBI) — Ireland's central bank and financial services regulator. We track 287 updates from them.

Ireland's Central Bank regulates funds and banking sectors. Browse all Ireland updates.

This update is classified under AML / Financial Crime, Consumer Protection / Conduct, Payments & E-Money and Banking & Credit.

Relevant Firm Types

Payment ProviderBank
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