Households miss out on opportunities for higher returns: savings could be put to better use

Summary

Around 800,000 Dutch households have sufficient financial resources to invest but do not do so, even though they may face financial shortfalls in the future. For this group, it may therefore be appropriate to allow their available assets to generate higher returns, in order to strengthen their future financial position. The AFM is committed to lowering the barriers for consumers who want to start investing.