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AML & Financial Crime

MLD

Money Laundering Directive

Definition

The series of EU directives establishing the legal framework for preventing the use of the financial system for money laundering and terrorist financing. The directives have evolved through multiple iterations (currently the 6th MLD/AMLD6), progressively expanding the scope of obliged entities and strengthening requirements.

Regulatory Context

The EU is transitioning from directives to a directly applicable AML Regulation (AMLR) alongside the creation of AMLA, the new EU-level AML authority. Member states must transpose directives into national law, leading to some variation in implementation.

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