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AML & Financial Crime

AMLD

Anti-Money Laundering Directive

Definition

Alternative name for the EU Money Laundering Directives, commonly referenced as AMLD4, AMLD5, or AMLD6. Each iteration has expanded the scope of regulated entities, strengthened beneficial ownership transparency requirements, and tightened rules around high-risk third countries and virtual assets.

Regulatory Context

AMLD5 brought virtual currency exchanges and custodian wallet providers into scope. AMLD6 harmonised the definition of money laundering predicate offences across EU member states and introduced aiding and abetting provisions.

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