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Information Notice - 11/7/25

AI Analysis

Executive Summary

FINRA's Information Notice 11/7/25 publishes a **2026 Filing Schedule** on its website to guide clearing firms on accurate submission dates for extensions of time under Federal Reserve Regulation T, SEA Rule 15c3-3, and FINRA Rule 4210, accounting for holidays and business days. This matters because the automated REX system rejects incorrect dates, forcing resubmissions that delay compliance and risk regulatory violations amid shortened settlement cycles. #

What Changed

No new regulatory requirements or rule amendments; this is guidance providing a pre-calculated Filing Schedule for 2026 to prevent errors in the REX system. It emphasizes using schedule dates around holidays when exchanges or banks close, and confirms fixed SEA Rule 15c3-3 deadlines (e.g., 30th/45th calendar days post-settlement, 10th business day for (m) possession/control, regardless of foreign settlement cycles). #

What You Need To Do

  • Access and reference the 2026 Filing Schedule on FINRA's website (via https://www
  • Input schedule-specific dates for extensions, particularly around 2026 holidays when exchanges/banks close, to avoid automatic denials
  • File SEA Rule 15c3-3 extensions on exact due dates listed above, even for foreign-traded securities
  • Contact Theresa Reynolds (646-315-8567 or email) for questions
  • Update internal compliance calendars, training, and systems to integrate the schedule

Key Dates

November 7, 2025 - Notice published; 2026 Filing Schedule made available on FINRA website.
Throughout 2026 - Use Filing Schedule for all extension requests, especially pre/post-holidays (e.g., Veterans Day 11/11/2026 bank holiday, Thanksgiving 11/26/2026, Christmas 12/25/2026).
30th calendar day after settlement - (d)(2).
45th calendar day after settlement - (d)(3), (h).
2nd business day after 30th calendar day from segregation deficit - (d)(4).
10th business day after settlement - (m) possession/control.

Compliance Impact

Urgency: Medium - Proactive guidance prevents operational disruptions from REX rejections, but no immediate deadlines or penalties for non-use; however, inaccurate filings risk delayed margin compliance, customer liquidations under Regulation T, or possession/control failures under SEA Rule 15c3-3, especially in holiday periods with T+1 settlement pressures. Firms should integrate now (as of Janua

Who is Affected

Clearing firms1, required to file Regulation T and SEA Rule 15c3-3(n) extensions via FINRA.All FINRA member firms filing margin deficiency extensions under FINRA Rule 4210 (specifically 4210(f)(6), 4210(g)(10)(D), 4210(e)(2)(H)(ii)d.3).Routing suggested to Compliance, Internal Audit, Legal, Municipal/Government Securities, Operations.

Summary

Information Notice - 11/7/25

Relevant Firm Types

Broker Dealer
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