FDIC Board of Directors Meeting
AI Analysis
On 2026-06-25, the FDIC Board met in open session and approved three notices of proposed rulemaking: one on resolution submissions for covered insured depository institutions, one on assessment thresholds/rate schedules/adjustments, and one on disclosure of information. This matters because each proposal signals material shifts in FDIC compliance obligations, with the resolution proposal and assessment proposal appearing to reduce or reshape filing and assessment burdens while the disclosure proposal expands permitted sharing of confidential FDIC information under defined conditions.
Key dates
- 2026-06-25
- FDIC Board met in open session and approved three notices of proposed rulemaking
Suggested considerations
- Compliance teams may wish to assess whether the institution would fall above the proposed resolution-submission threshold if raised to $100 billion in assets.
- Firms may wish to inventory current resolution-planning, interim supplement, and public-section processes to identify work that could be reduced or repurposed if the proposal is finalized.
- Assessment and finance teams may wish to model the impact of a $10 billion to $30 billion threshold change and any indexed future adjustments on deposit insurance assessments.
- Legal and information-governance teams may wish to review confidentiality-agreement templates and third-party-sharing controls in anticipation of broader permitted disclosure under Part 309.
- Institutions currently subject to FDIC resolution submissions may wish to monitor whether the proposed filing-cycle change to every three years alters internal preparation calendars and governance approvals.
What changed
The Board approved a notice of proposed rulemaking to revise resolution-submission requirements for covered insured depository institutions; secondary reporting indicates the proposal would raise the applicability threshold from $50 billion to $100 billion in total assets, move covered institutions to a three-year filing cycle, eliminate certain interim supplements and public sections, and remove a substantial portion of current narrative content requirements. The Board also approved a notice of proposed rulemaking on assessments thresholds, rate schedules, and adjustments; secondary reporting indicates this would raise the small/large institution threshold from $10 billion to $30 billion and introduce periodic indexing adjustments. The Board further approved a notice of proposed rulemakin
Compliance impact
The practical impact is potentially significant for large and midsize FDIC-insured institutions, because the proposals could materially change resolution planning, assessment exposure, and handling of confidential FDIC information. The publication does not describe enforcement consequences, but a final rule could require firms to redesign reporting, governance, and third-party disclosure controls.
Who is affected
Related regulations
References
AI-generated analysis. May contain errors or omissions — verify with the original FDIC source before acting. Full disclaimer.
What the FDIC said
BOARD MEETING | JUNE 25, 2026 FDIC Board of Directors Meeting Today, the Federal Deposit Insurance Corporation’s Board of Directors met in open session to consider the following matters. Materials and information relative to the open Board actions are available on the Board Matters webpage . Items Addressed in Open…
Extract from FDIC . Read the full notice at the source for the authoritative text.