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Administrative sanction of 11 September 2025

AI Analysis

Executive Summary

The CSSF imposed a €10,000 administrative fine on Max Gain Capital S.à r.l., an alternative investment fund manager, on 11 September 2025 for failing to submit a mandatory annual financial crime questionnaire by the April 2025 deadline. This enforcement action demonstrates the CSSF's active monitoring of AML/CFT compliance obligations and its willingness to sanction non-cooperation, even for procedural failures unrelated to substantive money laundering violations.

What Changed

This is not a regulatory change but rather an enforcement action clarifying existing obligations: - Mandatory Annual Questionnaire Requirement: All CSSF-supervised professionals must submit an annual questionnaire on financial crime covering the preceding calendar year. - Cooperation Obligation: Article 5(1) of the amended Law of 12 November 2004 on AML/CFT imposes a non-negotiable duty to cooperate with CSSF supervisory requests. - Enforcement Escalation: The CSSF will issue reminders before imposing sanctions, but continued non-compliance triggers administrative fines under Article 8-4 of the AML/CFT Law.

What You Need To Do

  • regulated entities must
  • *Identify Reporting Obligations
  • *Calendar Management
  • *Documentation
  • *Escalation Protocol
  • *Governance

Key Dates

4 April 2025 - Deadline for submission of financial crime questionnaire for the year ending 31 December 2024 DEADLINE
Before 11 September 2025 - CSSF issued two reminders to Max Gain Capital after the missed deadline DEADLINE
11 September 2025 - CSSF imposed the €10,000 administrative fine
9 January 2026 - CSSF published the administrative sanction decision

Compliance Impact

Urgency: HIGH

Who is Affected

PrimaryBroader Application2 to 5 of the AML/CFT LawSecondary

Summary

Administrative sanction imposed on the alternative investment fund manager Max Gain Capital S.à r.l. (“AIFM”)

Relevant Firm Types

Asset ManagerAll Firms
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