Live Updates

ECB reveals shortlisted designs for new banknotes and launches public survey

AI Analysis

Executive Summary

The ECB has unveiled ten shortlisted design proposals for the next series of euro banknotes and launched an EU‑wide public survey running to 21 September 2026, ahead of a Governing Council decision on the final design around end‑2026. This is the first full redesign since 2002 and will introduce new security, accessibility and environmental features, requiring bank, payments and cash‑handling firms to plan for operational, technical and customer‑facing changes to cash handling, processing and authentication.

What Changed

  • - The ECB has published ten shortlisted design proposals for the next series of euro banknotes, based on the two themes “European culture” and “Rivers and birds”.
  • An EU‑wide online public survey has been launched to collect feedback on the shortlisted designs, forming part of the ECB’s inclusive approach to banknote design.
  • The ECB’s Governing Council will select a single design proposal around the end of 2026, informed by the Design Contest Jury conclusions, technical assessments and survey results.
  • The chosen design will undergo further development and testing before production, including integration of new and improved security features.
  • The new series of euro banknotes will be introduced into circulation in subsequent years, alongside existing series, which will retain their legal value and continue to circulate.
  • The redesign explicitly aims to enhance ease of authentication and accessibility, including for visually impaired users.

Suggested Considerations

  • Establish an internal project workstream to monitor ECB communications on the banknote redesign and plan for operational impacts on cash handling, ATM networks and merchant devices.
  • Conduct a preliminary impact assessment of how new banknote security and design features may affect existing banknote sorting, authentication and recycling equipment, and identify likely upgrade or replacement needs.
  • Engage with ATM and cash‑handling hardware vendors to understand expected firmware, sensor and software changes required to support the new banknote series and to secure upgrade slots ahead of issuance.
  • Review and update internal cash‑handling and banknote authentication procedures, including staff training materials, to incorporate new design and security features once technical specifications are published.
  • Plan customer communications strategies to explain the coexistence of old and new series banknotes, reaffirm the continued validity of previous series, and address any fraud or counterfeiting concerns.
  • Coordinate with cash‑in‑transit providers and cash‑centre operators to align on timelines and testing of new banknote processing, including segregation rules and quality standards.

Key Dates

Late 2026
- Expected Governing Council decision on the final design proposal for the new euro banknote series
Subsequent years (post‑2026)
- Progressive introduction of new‑series euro banknotes into circulation, co‑circulating with existing series which retain value
21 September 2026
- Closure of the ECB public online survey on the ten shortlisted euro banknote design proposals

Compliance Impact

Non‑compliance will primarily manifest as operational and conduct risk rather than direct regulatory sanction at this stage, but inadequate preparation could lead to service disruption, increased counterfeit losses, customer detriment and potential supervisory scrutiny over firms’ cash‑handling controls. Early engagement and orderly implementation will be important for banks and payment providers

Who is Affected

Euro area credit institutions, including retail and commercial banks operating cash services.Payment providers and fintechs offering ATM, cash‑in/cash‑out, merchant acquiring or over‑the‑counter cash services in the euro area.Cash‑in‑transit, cash‑centre operators and banknote processing/verification service providers handling euro banknotes.ATM manufacturers, point‑of‑sale terminal vendors and banknote validation device manufacturers operating in the euro area.Large euro area merchants and utilities with significant cash receipts (supermarkets, fuel retailers, public transport and toll operators).Central banks and national competent authorities within the Eurosystem engaged in issuance, circulation and anti‑counterfeiting coordination.Firms with obligations under euro‑area counterfeiting and currency protection frameworks (e.g. cash handlers subject to ECB banknote recycling rules).

AI-generated analysis. May contain errors or omissions — verify with the original CBI source before acting. Full disclaimer.

Summary

ECB unveils ten shortlisted design proposals for next series of euro banknotes Europeans invited to have their say in online survey open until 21 September Governing Council expected to select one design proposal around the end of the year The European Central Bank (ECB) today unveiled the shortlisted design proposals for the next series of euro banknotes and launched a public survey inviting people across Europe to provide their feedback. These design proposals are based on two different the...

Relevant Firm Types

BankPayment ProviderFintechAll Firms
View Original on CBI Back to Feed

Share this update