Herziene richtlijn consumentenkrediet: vergunning aanvragen kan nu al
Why this matters
AFM announcement regarding implementation of revised Consumer Credit Directive (CCDII) effective November 20, 2026. Covers expansion of regulatory scope to include buy-now-pay-later and other previously exempted credit forms. Key requirements include licensing/registration obligations, responsible lending standards, age verification, and early warning systems for financial difficulties. Informational content with forward-looking guidance on compliance deadlines.
AI-generated classification rationale, not a full analysis. Verify with the original AFM source before acting. Full disclaimer.
What the AFM said
Per 20 november 2026 treedt de herziene richtlijn consumentenkrediet (CCDII) in werking. Aanbieders van consumptief krediet krijgen te maken met nieuwe en aangepaste verplichtingen. Daarnaast gaan voorheen uitgezonderde kredietvormen, zoals achteraf betalen ('buy now, pay later’), óók vallen onder de Wft. Check of uw…
Extract from AFM . Read the full notice at the source for the authoritative text.
Context
Autoriteit Financiele Markten (AFM) — The Dutch conduct authority for financial markets. We track 70 updates from them.
Dutch conduct supervision of financial markets is carried out by the AFM. Browse all Netherlands updates.
This update is classified under Authorisation & Licensing, Consumer Protection / Conduct, Consumer Credit and Banking & Credit.