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AML & Financial Crime

STR

Suspicious Transaction Report

Definition

A report submitted to authorities when a financial institution identifies a transaction that gives rise to suspicion of money laundering or terrorist financing. STR is the term used in many non-US jurisdictions and is functionally equivalent to a SAR.

Regulatory Context

The FATF Recommendations require all countries to establish a system for reporting suspicious transactions. Many jurisdictions use the term STR rather than SAR, though the underlying obligation is the same.

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